ManhattanLife Insurance and Annuity Company Standard Life and Casualty Insurance Company
Rate Guide | Home Health Care Select
Rates are for: CO, IN, OH Monthly Base Rates + RX Attained Age Classic
Premier $22.56 $24.48 $28.17 $30.99 $36.62 $56.34 $76.06 $101.41 $128.52
Deluxe $23.61 $25.60 $29.44 $32.66 $39.09 $61.58 $87.06 $119.91 $154.72
45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85-89
$14.10 $15.29 $17.60 $19.37 $22.89 $35.21 $47.53 $63.38 $79.43
Monthly Rider Rates Rider
Insured
Accident Expense $1,250 Accident Expense $2,500
$2.68 $5.35 $1.03 $1.00 $4.32 $2.32
Ambulance*
Accidental Death & Dismemberment
Home Medical Equipment Routine Annual Exam*
*Not available in CO.
Modal Factors* Annual: Monthly ÷ 0.0833
Semi-Annual: 0.5 x Annual
Quarterly: 0.25 x Annual
How To Calculate Example Step 1: Locate the Monthly Base Rates + RX attained age band rate for the plan selected for the age of the individual at time of application. Step 2: Add any selected Monthly Rider Rates to generate a Monthly Rate subtotal for all plan options selected. Step 3: Calculate the subtotal by the Modal Factor. Step 4: Once your desired premium modal has been calculated add the policy fee. Annual: + $20.00 Semi-Annual: + $10.00 Quarterly: + $5.00 Monthly: + $1.67
*Premiums are rounded to the nearest penny after the application of the modal factor. When calculating the Semi-Annual or Quarterly premium, please calculate the Annual rate first and then apply the appropriate calculation as outlined.
HHCS Rates 1124
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