ManhattanLife Insurance and Annuity Company Standard Life and Casualty Insurance Company
Rate Guide | Home Health Care
Home Health Care Enhanced Rates are for: AL, AR, AZ, GA, IA, LA, NC, OK, TX, WI
Monthly Base Rates + RX Attained Age
Classic $15.10 $15.89 $17.24 $19.85 $21.85 $25.84 $36.45 $50.63 $68.90 $88.06
Premier $24.75 $26.06 $28.26 $32.51 $35.96 $42.85 $66.94 $93.17 $126.95 $162.87
Deluxe $33.08 $34.82 $37.73 $43.40 $48.24 $57.91 $91.69 $130.91 $181.52 $235.06
Under 45
45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85-89
Monthly Rider Rates Rider
Insured
Accident Expense $1,250 Accident Expense $2,500
$2.80 $5.61 $1.08 $1.05 $4.53 $2.43
Ambulance
Accidental Death & Dismemberment
Home Medical Equipment
Routine Annual Exam
Modal Factors* Annual: Monthly ÷ 0.0833
Semi-Annual: 0.5 x Annual
Quarterly: 0.25 x Annual
How To Calculate Example Step 1: Locate the Monthly Base Rates + RX attained age band rate for the plan selected for the age of the individual at time of application. Step 2: Add any selected Monthly Rider Rates to generate a Monthly Rate subtotal for all plan options selected. Step 3: Calculate the subtotal by the Modal Factor. Step 4: Once your desired premium modal has been calculated add the policy fee. Annual: + $20.00 Semi-Annual: + $10.00 Quarterly: + $5.00 Monthly: + $1.67 *Premiums are rounded to the nearest penny after the application of the modal factor. When calculating the Semi-Annual or Quarterly premium, please calculate the Annual rate first and then apply the appropriate calculation as outlined.
HHCS Rates 0426
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