ManhattanLife Insurance and Annuity Company Standard Life and Casualty Insurance Company
Rate Guide | Home Health Care
Home Health Care Enhanced Rates are for: MI, SC, TN Monthly Base Rates + RX Attained Age Classic Premier
Deluxe $30.23 $31.82 $34.48 $39.66 $44.08 $52.93 $83.80 $119.63 $165.89 $214.82
Under 45
$13.80 $14.52 $15.76 $18.14 $19.97 $23.62 $33.31 $46.27 $62.97 $80.48
$22.62 $23.82 $25.83 $29.71 $32.87 $39.16 $61.17 $85.14 $116.02 $148.84
45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85-89
Monthly Rider Rates Rider
Insured
Accident Expense $1,250 Accident Expense $2,500
$2.68 $5.35 $1.03 $1.00 $4.32 $2.32
Ambulance
Accidental Death & Dismemberment
Home Medical Equipment
Routine Annual Exam
Modal Factors* Annual: Monthly ÷ 0.0833
Semi-Annual: 0.5 x Annual
Quarterly: 0.25 x Annual
How To Calculate Example Step 1: Locate the Monthly Base Rates + RX attained age band rate for the plan selected for the age of the individual at time of application. Step 2: Add any selected Monthly Rider Rates to generate a Monthly Rate subtotal for all plan options selected. Step 3: Calculate the subtotal by the Modal Factor. Step 4: Once your desired premium modal has been calculated add the policy fee. Annual: + $20.00 Semi-Annual: + $10.00 Quarterly: + $5.00 Monthly: + $1.67 *Premiums are rounded to the nearest penny after the application of the modal factor. When calculating the Semi-Annual or Quarterly premium, please calculate the Annual rate first and then apply the appropriate calculation as outlined.
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HHCS Rates 0426
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