ManhattanLife Insurance and Annuity Company Standard Life and Casualty Insurance Company
Rate Guide | Home Health Care Select
Rates are for: MS Monthly Base Rates + RX Attained Age Classic
Premier $25.03 $27.06 $30.97 $33.95 $39.90 $60.77 $81.63 $108.44 $137.12
Deluxe $26.14 $28.24 $32.32 $35.72 $42.52 $66.31 $93.27 $128.01 $164.84
45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85-89
$16.09 $17.35 $19.79 $21.66 $25.38 $38.42 $51.46 $68.21 $86.13
Monthly Rider Rates Rider
Insured
Accident Expense $1,250 Accident Expense $2,500
$2.68 $5.35 $1.03 $1.00 $4.32 $2.32
Ambulance
Accidental Death & Dismemberment
Home Medical Equipment
Routine Annual Exam
Modal Factors* Annual: Monthly ÷ 0.0833
Semi-Annual: 0.5 x Annual
Quarterly: 0.25 x Annual
How To Calculate Example Step 1: Locate the Monthly Base Rates + RX attained age band rate for the plan selected for the age of the individual at time of application. Step 2: Add any selected Monthly Rider Rates to generate a Monthly Rate subtotal for all plan options selected. Step 3: Calculate the subtotal by the Modal Factor. Step 4: Once your desired premium modal has been calculated add the policy fee. Annual: + $20.00 Semi-Annual: + $10.00 Quarterly: + $5.00 Monthly: + $1.67
*Premiums are rounded to the nearest penny after the application of the modal factor. When calculating the Semi-Annual or Quarterly premium, please calculate the Annual rate first and then apply the appropriate calculation as outlined.
HHCS Rates 1124
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