ManhattanLife Insurance and Annuity Company Standard Life and Casualty Insurance Company
Rate Guide | Home Health Care Select
Rates are for: MO Monthly Base Rates + RX (no policy fee) Attained Age Classic
Premier $27.19 $29.22 $33.13 $36.11 $42.07 $62.93 $83.79 $110.61 $139.28
Deluxe $28.31 $30.41 $34.48 $37.89 $44.69 $68.47 $95.43 $130.18 $167.00
45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85-89
$18.25 $19.51 $21.96 $23.82 $27.54 $40.58 $53.62 $70.38 $88.30
Monthly Rider Rates Rider
Insured
Accident Expense $1,250 Accident Expense $2,500
$2.80 $5.61 $1.08 $1.05 $4.53 $2.43
Ambulance
Accidental Death & Dismemberment
Home Medical Equipment
Routine Annual Exam
Modal Factors* Annual: Monthly ÷ 0.0833
Semi-Annual: 0.5 x Annual
Quarterly: 0.25 x Annual
How To Calculate Example Step 1: Locate the Monthly Base Rates + RX attained age band rate for the plan selected for the age of the individual at time of application. Step 2: Add any selected Monthly Rider Rates to generate a Monthly Rate subtotal for all plan options selected. Step 3: Calculate the subtotal by the Modal Factor.
*Premiums are rounded to the nearest penny after the application of the modal factor. When calculating the Semi-Annual or Quarterly premium, please calculate the Annual rate first and then apply the appropriate calculation as outlined.
HHCS Rates 1124
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