LONG TERM DISABILITY
UCP LONG TERM DISABILITY EMPLOYER PAID PREMIUM
ELIGIBILITY
30%+ FTE EMPLOYEES
PLAN PAYS 60% OF EMPLOYEE AVERAGE MONTHLY PRE-DISABILITY EARNINGS* UP TO A MAXIMUM OF: • $15,000/MONTH FOR PHYSICIANS -OR- • $10,000/MONTH FOR NON-PHYSICIAN PROVIDERS AND STAFF YOU MUST BE DISABLED FOR 90 DAYS BEFORE THE BENEFIT PAYS AS AN ELIGIBLE EMPLOYEE, YOU ARE AUTOMATICALLY ENROLLED IN THIS BENEFIT DISABILITY DEFINED AS SPECIALITY/SUBSPECIALITY *PRE-DISABILITY EARNINGS ARE DEFINED AS AVERAGE MONTHLY EARNINGS FROM “ALL SOURCES OF INCOME” BASED ON YOUR STATEMENT OF WAGES EARNED AND TAXES WITHHELD FOR 1) THE ONE FULL TAX YEAR(S) IMMEDIATELY PRIOR TO THE LAST DAY YOU WERE ACTIVELY AT WORK BEFORE YOU BECOME DISABLED; OR 2) THE TOTAL NUMBER OF CALENDAR MONTHS YOU WORKED FOR THE EMPLOYER AS AN ACTIVE EMPLOYEE, IF LESS THAN THE ABOVE PERIOD.
PLAN INFORMATION
EMPLOYEE CONTRIBUTION
EMPLOYEE PAYS TAX ON THE PREMIUM, MAKING A TAX FREE BENEFIT
PLAN ADMINISTRATOR
THE HARTFORD
UC LONG TERM DISABILITY EMPLOYEE PAID PREMIUM-UC SALARY ONLY
65%+ FTE FACULTY 75%+ FTE STAFF
ELIGIBILITY
60 % INCOME REPLACEMENT AFTER 6 MONTHS -OR- 65% INCOME REPLACEMENT AFTER 4 MONTHS MAXIMUM MONTHLY BENEFIT $4,000 (BASE PLAN) COVERS UC SALARY ONLY DISABILITY AS ANY OCCUPATION
PLAN INFORMATION
EMPLOYEE CONTRIBUTION
DEPENDENT ON ANNUAL SALARY AND AGE
PLAN ADMINISTRATOR
UNUM
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