Dual Comp-Benefits book 2020

SUPPLEMENTAL LONG TERM DISABILITY

INDIVIDUAL DISABILITY INCOME PROTECTION

75%+ FTE EMPLOYEES WITH $125,000 MINIMUM ANNUAL PAY ANNUAL ENROLLMENT ONLY

ELIGIBILITY

 PROVIDES COVERAGE BEYOND GROUP LONG-TERM DISABILITY (LTD) COVERAGE TO GIVE YOU MORE INCOME REPLACEMENT  EMPLOYEES MAY PURCHASE ADDITIONAL COVERAGE TO A MAXIMUM OF $8,000/MONTH OR 65% INCOME REPLACEMENT, WHICHEVER IS LESS  NO MEDICAL EXAMS  INDIVIDUAL OWNERSHIP - THIS IS NOT "GROUP" COVERAGE; YOU WILL OWN YOUR POLICY AND WILL HAVE THE ABILITY TO TAKE IT WITH YOU SHOULD YOU LEAVE UC PHYSICIANS

PLAN INFORMATION

EMPLOYEE CONTRIBUTION RATES VARY BASED ON INCOME AND AGE

PLAN ADMINISTRATOR

THE GUARDIAN LIFE INSURANCE COMPANY

FOR MORE INFORMATION ON THE GUARDIAN DISABILITY INSURANCE VISIT: https://www.guardianlife.com/

LONG TERM CARE INSURANCE

LONG TERM CARE PLAN INFORMATION LONG TERM CARE IS THE TYPE OF CARE NEEDED WHEN SOMEONE IS NO LONGER ABLE TO DO THE THINGS TAKEN FOR GRANTED EVERY DAY. IT IS NEEDED WHEN SIMPLE THINGS, SUCH AS GETTING OUT OF BED, EATING, OR EVEN TAKING A SHOWER, BECOME TOO DIFFICULT TO DO ON ONE’S OWN. UC PARTNERS WITH LEGACY SERVICES FOR LONG TERM CARE INSURANCE (LTCI). LEGACY SERVICES IS AN INDEPENDENT BROKER THAT HAS SPECIALIZED IN LTCI SINCE 1999. LTCI IS NOT OFFERED THROUGH PAYROLL DEDUCTION. FOR INFORMATION ON LONG TERM CARE INSURANCE CONTACT: https://main.legacyltci.com/

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