Chute O'Malley Knobloch & Turcy - July 2020

NAVIGATING AN INSURANCE DENIAL AS A SMALL-BUSINESS OWNER

Unfortunately for policyholders, it’s all too common for insurance companies to deny just about every claim that’s submitted to them. That’s just the nature of the industry. Even the most viable claims are often denied, so don’t be alarmed if your claim isn’t approved right away. With insurance companies adhering to their typical claim-denial practices, not only are they threatening the livelihood of small- and midsize-business owners and their families, but they’re also threatening the entire U.S. economy. Next Steps If your claim is denied and there is nothing in your policy specifically excluding viral infections from coverage, you still have options. While you may appeal the denied claim on your own, the insurance com- pany’s decision isn’t likely to change. In order for your appeal to hold weight, it’s best to work with an experienced attorney who knows how to deal with insurance companies’ shady tactics. Here at Chute, O’Malley, Knobloch & Turcy, LLC, our attorneys are highly skilled in appealing denied insurance claims. While the COVID-19 situation is very unique, our team has helped hundreds of people with their denied insurance claims, and we can help with yours, too. Don’t hesitate to contact our office with your case. Call the Naperville lawyers at Chute, O’Malley, Knobloch & Turcy, LLC today at (773) 906-4063 to speak with an attorney about your case.

Small-business owners are a vital part of our economy, and in times like these, we can all come together to support them. Thankfully, there are safeguards that have been built to help small businesses get through difficult times like these. If you have a small business that has been impacted by the effects of the coronavirus, you may qualify for assistance from your business interruption insurance policy. Here’s how to navigate making that claim. Check Your Policy If your business interruption insurance claim was denied, take a look at your policy. Make sure that interruptions due to viral infections are included within the policy. Even if viral infections aren’t explicitly included in your policy, as long as they’re not specifically excluded, you may have a viable claim.

CHEESY CROCKPOT POTATOES

PUZZLE TIME!

Check out this fantastic recipe, courtesy of Lindsay Vega, one of our paralegals.

Ingredients

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1/4 tsp black pepper

• • • •

1 can cream of chicken soup

1 32-oz bag frozen potatoes O’Brien

1 cup sour cream

1/4 cup butter, melted

2 cups shredded cheddar cheese, divided

3/4 tsp salt

Directions 1. Combine all ingredients in the crockpot, saving 1 cup of cheese. 2. Cook on low for 4–5 hours. Add remaining cheese 20 minutes before serving. This dish serves 4–6 people.

Inspired by TasteOfHome.com

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