this data and will allow teams to focus their know-how on core business activities. These transformations will enrich the Bank’s information system and improve the quality and reliability of the produced data and its accessibility both internally and externally such as public and private decision-makers and academic researchers. To illustrate my remarks, I take the example of banking supervision. In this area, the “SupTechs” are likely to provide regulators with suitable solutions to ensure compliance by subject establishments with the regulatory provisions in force, by automating the various stages of the process of collecting and analyzing the received data from banks (automation of data reception, completeness and data quality control, data analysis and identification of fraud cases, etc.). In fact, some Central Banks such as the Bank of Austria and the Bank of Australia are far ahead in these areas. Externally, and to support the digitalization of financial services and the advent of new entrants such as FinTech, Bank Al-Maghrib will work to set
White Paper on innovation and technology at the service of finance
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