Shepherd Wealth & Retirement - January 2018

THE FOUR SEASONS OF THE ECONOMY WINTER IS COMING

Spring is a beautiful time — everyone comes out of hibernation, everything is in bloom, days get longer, and the weather gets warmer. Just like we have seasons in nature, the economy and market go through seasons. It’s been an unusual spring and summer for the economy. We’ve been in this season since 2008, when the Fed printed more money to keep interest rates low. Usually, the economy goes in cycles like the seasons. Some are longer than others, but typically, we experience spring when the economy and markets are in bloom, then summer when things start to mature, grow, and reach their full potential. Fall follows, and it’s a season of change. Like it is for farmers, fall is harvest time. You want to be aware when you’re in the fall season and when it’s time to make a shift with your crops. Like a farmer, if you don't harvest in the fall, your crops could be lost. TAKE A BREAK!

Then winter comes. Winter is painfully cold and uncomfortable, and we haven't experienced one in the economy in about nine years. What does coming, and you need to be prepared. Nine years is a long time to go without winter, and you need to protect yourself for when the blizzard hits. That’s what we do for you. We’ve got your back. We’re here watching your crops every day, tending to them so you will be ready when fall turns to winter. that mean for you? It means winter is

T U R K E Y R A M E N LEFTOVER

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4 eggs

INGREDIENTS •

4 ounces bacon

1 leftover turkey carcass

4 portions fresh, not instant, ramen noodles 2 cups leftover turkey, shredded

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6 scallions, divided

8 slices ginger

6 dried shiitake mushrooms

16 cups water

DIRECTIONS 1. Remove most of the meat from the turkey carcass, shred, and set aside. Put carcass in a large stockpot, along with 3 scallions, ginger, mushrooms, and water. Bring to a boil, then simmer for 3 hours. 2. Place eggs in a small saucepan and cover with cold water. Bring to a boil, then immediately remove

pot from heat and let sit for 4 minutes. Transfer eggs to an ice bath to cool. 3. Cook bacon until crisp. Drain, chop, and set aside. Chop remaining scallions.

4. Once the broth is done simmering, prepare the fresh noodles according to package directions. Divide noodles among 4 bowls and cover with broth. Add shredded turkey, chopped scallions, chopped bacon, and an egg to each bowl. Recipe inspired by TheWoksOfLife.com Investment advice is offered through Shepherd Wealth Group, a Registered Investment Adviser doing business as Shepherd Wealth & Retirement. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. Content should not be construed as personalized investment advice or as an offer to buy or sell, or a solicitation of any offer to buy or sell any securities mentioned. Certain content was prepared by a freelance journalist.

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