Missouri Drivers KNOWYOUR MED PAY BENEFITS Last month, we covered the PIP benefits available to Kansas drivers. In this edition, we’re diving deep into Missouri’s no-fault automotive coverage, Med Pay. Officially titled “medical payment coverage,” this supplementary insurance coverage provides an extra layer of financial security in the event of an automotive accident, yet many Missourians don’t know the full extent of these benefits. Under Missouri law, you are not required to have Med Pay coverage. It is something you opt into voluntarily, but it’s an option we strongly suggest you and your family look into. It is an extremely affordable, flexible, coverage plan, and its benefits can make an immediate difference after an accident. First and foremost, Med Pay is a no-fault insurance program, meaning your coverage does not change based on who caused the auto accident. Regardless of the situation, if you are injured in the accident, Med Pay will help with the medical bills. This is important because it allows coverage to kick in immediately rather than waiting on insurance companies to suss out the blame for the accident. NO FAULT
More and more Americans are keeping pigs as pets than ever before. With their keen intelligence, laid-back amiability, goofy snorts, and, of course, their stubby little legs, it’s no surprise that people take to these plump, fuzzy animals. And here’s an extra bonus: Apparently, they also save lives! Take the aptly-named Lucky , for example. When Illinois resident Ina Farler woke up to the frantic porcine screams of her best friend, she knew something was up. “He would jump down, run to the door, and then jump back on the bed and hit me really hard,” she told Chicago 5 News. “When I sat up, I realized the room was really smoky.” Her house was ablaze, and her room was quickly turning into an oven. But thanks to Lucky, she was able to grab her two grandchildren, escape from the house, and call the fire department to stifle the blaze before it took down the entire property. Lucky isn’t the only hog to have saved the day. Jo Ann and Jack Altsman adopted Lulu the pot-bellied pig after baby-sitting her for their daughter. Lulu grew to be great pals with Bear, the family’s American Eskimo dog. When Jo Ann suffered a heart attack while her husband was away on a fishing trip and no one else was around, Bear and Lulu teamed up to rescue their beloved owner. Sensing something was up, Bear barked furiously to get the attention of Lulu, who was out in the yard. Though she’d never come into the house from the yard before, she crammed her bulk through the much-too-small doggie door. In the process, she scraped her belly badly, drawing blood, but she pressed on in order to check on Jo Ann. Realizing that something was seriously wrong, she slammed back through the doggie door and scrambled out into the road, where she lay down. Lulu eventually convinced one conscientious motorist to slow down and see what the commotion was about. He found Jo Ann unconscious in her home and quickly dialed 911. Though Lulu wasn’t allowed in the ambulance, her owner was rescued and recovered after an intense open-heart surgery. And, of course, Lulu got patched up too! That'llDo,Pig OINKERS THAT SAVED THEIR OWNERS’ BACON
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Usually, a dog can brighten your day, even when it’s just passing you on the street. Happy pooches with their wagging tails and big expressive eyes are, for many of us, just about the cutest thing in the world. But when a dog has been abused, has a violent history, or is otherwise frightened, they can lash out. If you are bitten by a dog, it’s important to do the following:
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