Stevens Ranch | Bend, OR | 09/16/26

Schedule a Tour Today | (541) 787-2543 OregonSalesInfo@drhorton.com | www.drhorton.com

STEVENS RANCH BEND , OR | TRADITION SERIES | EMERALD SERIES

Welcome to Stevens Ranch, the biggest master-planned community in Bend, Oregon. This community offers one to two-level floor plans ranging from 1,630 to 2,332 square feet, with 3 to 5 bedrooms, 2 to 3 bathrooms, and an attached 2-car garage. Conveniently located near Reed Market Rd, Stevens Ranch is situated in a serene residential area in Bend, close to prime outdoor living with access to the city and historic downtown Bend. Uncover beautiful floor plans and modern features at Stevens Ranch today!

COMMUNITY HIGHLIGHTS:

PLANS STARTING IN THE HIGH $500s 8 SINGLE-FAMILY FLOOR PLANS COMMUNITY PLAYGROUND SMART HOME PACKAGE LIMITED 10 YEAR WARRANTY

STEVENS RANC

Emerald Series September 16, 202 6

Receive Up to $6,000 Towards Closing Costs with Use of Seller Preferred Lender* Must Contract by 9/30 /202 6 and Close Per Terms of the Contract

Description

Price

Home of the Week Homesite 67

$661,995

| Maple WR35G | Extended Garage, Garage Door Opener, and Blinds**

$666,995

Homesite 92

| Diamond 3816 F | Extended Garage and Covered Patio** | Signature Series***

$6 59 ,995

Homesite 93

| Coral 3817 G | Extended Garage and Covered Patio** | Signature Series***

$677,995

$639,995

$6 99,995

Schedule a Tour Today – (541) 787 -2543. Open Daily from 10:00 AM – 5:30 PM |21217 SE Pelee Drive, Bend, OR 97702 |drhorton.com/oregon

D.R. Horton is an Equal Housing Opportunity Builder. Financing offered by DHI Mortgage Company, Ltd. Limited Partnership. (DHIM) 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Branch NMLS #38683, Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM Licensing and its affiliation with D.R. Horton, please visit http://www.dhimortgage.com/affiliate/. *Buyer of available homesite listed above who contracts by 9/30/2026 and closes per the terms of the contract, will receive up to $6,000 in closing costs when buyer funds and closes with DHIM. Any unused incentive will be forfeited. Provided for informational purposes only. This is not a commitment to lend; not all buyers will qualify. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the closing costs incentive. **Home includes special features. ***The above home includes the following features: blinds (windows locations vary per plan); front and rear irrigation system; landscaping; air conditioning; fencing; and garage door opener (varies per plan). See agent for more details. Images are representational only. Homes are subject to prior sale. Square footage is approximate. Completion dates is an estimate only and subject to change. Home and community information including pricing, features, terms, availability, and amenities are subject to change without notice or obligation. All photos and drawings are for illustration purposes only. Some restrictions apply. Offer expires on 9/30/2026. See sales agent for complete details. Equal Housing Opportunity. D.R. Horton, Inc. – Portland, CCB License #130859. © 2026 D.R. Horton, Inc. All rights reserved.

drhorton.com

STEVENS RANCH September 16, 202 6

Settle in easily with all the essentials. Enjoy a truly move -in-ready experience with D.R. Horton’s Signature Series®

*. These homes

include the most desired features so you can settle in as soon as you get your keys. Receive up to $ 5,000 towards closing costs with use of seller preferred lender ** Must contract by 9/30/202 6 and close per the terms of the contract.

Homesite

Plan

Sq. Ft.

Bed/Bath

Story/ Car

Completion Date

Offered At

Newport S060D

2,045

5 / 3

2 / 2

September

$591,995

Schedule a Tour Today

– (541) 787 -2543.

Open Daily from 10:00 AM – 5:30 PM. 212 17 SE Pelee Drive, Bend, OR 97702 |drhorton.com/oregon

D.R. Horton is an Equal Housing Opportunity Builder. Financing offered by DHI Mortgage Company, Ltd. Limited Partnership. (DHIM) 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Branch NMLS #38683, Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM Licensing and its affiliation with D.R. Horton, please visit http://www.dhimortgage.com/affiliate/. *The above homes includes the following features: blinds (windows locations vary per plan); front irrigation system; front landscaping; air conditioning; fencing; and a garage door opener (varies per plan). **Buyer of any available homesite listed above who contracts by 9/30/2026 and closes per the terms of the contract, will receive up to $5,000 in closing costs when buyer funds and closes with DHIM. Any unused incentive will be forfeited. Provided for informational purposes only. This is not a commitment to lend; not all buyers will qualify. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the closing costs incentive. Home is subject to prior sale. Completion date is an estimate only and subject to change. Square footage is approximate. Appliance make and model may vary due to supply availability. All photos and drawings are for illustration purposes only. Features available with any lender. Some restrictions apply. Offer expires on 9/30/2026. See sales agent for complete details. Equal Housing Opportunity. D.R. Horton, Inc. – Portland, CCB License #130859. © 2026 D.R. Horton, Inc. All rights reserved.

drhorton.com

STEVENS RANC

H September 16, 2026

Receive Up to $ 5,000 Towards Closing Costs with Use of

Seller Preferred Lender*

Must Contract

by 9/30 /202 6 and Close Per Terms of the Contrac

Homesite

Plan

Sq. Ft.

Bed/Bath

Story/ Car

Completion Date

Offered At

Newport S060F

2,045

5 / 3

2 / 2

September

$58 4,995

Berkshire S050E

1,860

4 + Den / 2.5

2 / 2

October

$579,995

163**

Pacific S135F

2,332

4 + Den + Bonus / 2.5

2 / 2

September

$599,99 5

Schedule a Tour Today

– (541) 787 -2543.

Open Daily from 10:00 AM – 5:30 PM. 21217 SE Pelee Drive, Bend, OR 97702 |drhorton.com/oregon

D.R. Horton is an Equal Housing Opportunity Builder. Financing offered by DHI Mortgage Company, Ltd. Limited Partnership. (DHIM) 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Branch NMLS #38683, Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM Licensing and its affiliation with D.R. Horton, please visit http://www.dhimortgage.com/affiliate/. *Buyer of any available homesite listed above who contracts by 9/30/2026 and closes per the terms of the contract, will receive up to $5,000 in closing costs when buyer funds and closes with DHIM. Any unused incentive will be forfeited. Provided for informational purposes only. This is not a commitment to lend; not all buyers will qualify. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the closing costs incentive. Images are representational only. **The homesite above includes garage door opener. See agent for complete details. Homes are subject to prior sale. Square footages are approximate. Completion dates are an estimate only and subject to change. Home and community information including pricing, features, terms, availability, and amenities are subject to change without notice or obligation. All photos and drawings are for illustration purposes only. Some restrictions apply. Offer expires on 9/30/2026. See sales agent for complete details. Equal Housing Opportunity. D.R. Horton, Inc. – Portland, CCB License #130859. © 2026 D.R. Horton, Inc. All rights reserved.

drhorton.com

Stevens Ranch 21217 SE Pelee Drive, Bend, OR 97702 541-787-2543 | drhorton.com/oregon Emerald Series

Main Floor

Upper Floor

BATH 1

GREAT ROOM

BEDROOM 1

KITCHEN

W.I.C.

HALL BATH

BEDROOM 4

DEN/ BEDROOM 5

DINING

HALL

BEDROOM 2

LAUNDRY

3 /4 BATH

STORAGE

MECH

LOFT

ENTRY

GARAGE

BEDROOM 3

COVERED PORCH

Elevation G

Elevation E

Elevation H

D.R. Horton is an Equal Housing Opportunity Builder. Drawings, renderings, square footages, floor plans, and sizes are approximate, for illustration purposes only and will vary from the homes as built. See sales agent for complete details. D.R. Horton, Inc. Portland, CCB License #130859.

Stevens Ranch 21217 SE Pelee Drive, Bend, OR 97702 541-787-2543 | drhorton.com/oregon Emerald Series

Upper Floor

Main Floor

W.I.C.

DINING

BATH 1

GREAT ROOM

BEDROOM 1

KITCHEN

PWDR

BEDROOM 2

PTRY

OPEN TO BELOW

HALL BATH

LAUNDRY

GARAGE

BEDROOM 4

BEDROOM 3

DEN

W.I.C.

PORCH

Elevation E

Elevation G

Elevation H

Stevens Ranch 21217 SE Pelee Drive, Bend, OR 97702 541-787-2543 | drhorton.com/oregon Emerald Series

Main Floor

Upper Floor

DINING

GREAT ROOM

BATH 1

BEDROOM 1

LNDRY

W.I.C.

KITCHEN

BEDROOM 2

HALL BATH

GARAGE

ENTRY

PWDR

BEDROOM 4

BEDROOM 3

COVERED PORCH

Elevation F

Elevation G

Elevation H

Emerald Series

Stevens Ranch 21217 SE Pelee Drive, Bend, OR 97702 541-787-2543 | drhorton.com/oregon

PATIO

GREAT ROOM

BEDROOM 1

DINING ROOM

LINEN

W.I.C.

BATH 1

MECH.

KITCHEN

BEDROOM 2

LNDRY

BEDROOM 3

BATH 2

ENTRY

GARAGE

BEDROOM 4

COVERED PORCH

Elevation D

Elevation E

Elevation G

Tradition Series SM Stevens Ranch

21217 SE Pelee Drive, Bend, OR 97702 541-787-2543 | drhorton.com/oregon

Main Floor

Upper Floor

DINING

BEDROOM 1

BEDROOM 2

GREAT ROOM

BATH 1

KITCHEN

MECH.

W.I.C.

LNDRY

HALL BATH

BEDROOM 5

BATH 2

HALL

ENTRY

BEDROOM 4 BEDROOM 3

GARAGE

PORCH

Elevation D

Elevation E

Elevation F

Tradition Series SM Stevens Ranch 21217 SE Pelee Drive, Bend, OR 97702 541-787-2543 | drhorton.com/oregon

Main Floor

Upper Floor

DINING

BEDROOM 1

BATH 1

GREAT ROOM

W.I.C.

LAUNDRY

KITCHEN

MECH

PANTRY

BEDROOM 2

DEN

HALL BATH

ENTRY HALL

BEDROOM 3

GARAGE

PWDR

BEDROOM 4

BONUS ROOM

PORCH

Elevation D

Elevation E

Elevation F

Tradition Series SM Stevens Ranch

541-787-2543 | drhorton.com/oregon 21217 SE Pelee Drive, Bend, OR 97702

Upper Floor

Main Floor

DINING

BATH 1

BEDROOM 1

GREAT ROOM

BATH 2

LNDRY

KITCHEN

HALL

BEDROOM 2

PWDR

PNTRY

MECH.

BEDROOM 4

BEDROOM 3

ENTRY

GARAGE

DEN

PORCH

Elevation D

Elevation E

Elevation F

SE Krakatoa Drive

Stevens Ranch Emerald Series Ben d, Oregon

Exterior Highlights

Timeless Kitchen Design

Professionally designed, low - maintenance, front yard landscaping Painted fiberglass door with anodized bronze threshold. Steel garage door with opener .

• S haker -style cabinets stained throughout with matte black pulls. • Solid Surface countertop s with full-height tile backsplash . • Stainless steel undermount sink and Moen Sleek Black faucet with 1/3 - horsepower garbage disposal.

•

Prevail siding with trim.

•

Limited Lifetime composition shingle roof. 2 exterior waterproof electrical outlets. 2 frost -free exterior hose bibs.

•

Refrigerator nook plumbed for

ice maker.

•

Stainless steel Whirlpool appliances includ e Built -in Oven, Gas Cooktop, Dishwasher, Microwave/Hood, Cooktop and Hood . **

•

Interior Highlights

Energy Saving Features

Premium laminate flooring used throughout main floor. Mohawk Carpet throughout second floor. Luxury Vinyl T ile (LVT ) flooring throughout laundry room and bathrooms. 50 ” electric fireplace installed per plan including floor -to-ceiling painted shiplap wall.

•

Double insulated windows with low “E” glass.

•

Upgraded LED light fixtures.

•

50+ gallon high -efficiency heat pump water heater. Pre -wired for solar panel installation.

•

Additional Features

10 Year Limited Warranty. *

•

Screens provided on all operable windows. Deako switches are provided throughout.

•

Pre -wired for cable in great room and primary bedroom.

•

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, te

rms, availability,

and amenities, are subject to change at any time without notice or obligation. Homes subject to prior sale. *See

a sales agent for complete details

on 10 Year Limited Warranty.

**Stainless steel appliances in select floor plans vary. Please see agent for more details.

All photos and drawings are

for illustration purposes only. See a D.R. Horton sales agent for compl

ete information. Stainless steel appliances include a dishwasher, microwave

with vent hood and gas free -standing range. Appliance make and model may vary due to supply availability.

See sales agent for complete appliance

– Portland, CCB

License #130859 | Revised 12/29/25.

(541) 787 -2543 | drhorton.com

Stevens Ranch Tradition Series Bend, Oregon

Exterior Highlights •

Timeless Kitchen Design •

Professionally designed, low- maintenance, front yard landscaping. Painted fiberglass door with anodized bronze threshold and vinyl glass transom.

Shaker style cabinets stained throughout with brushed nickel pulls. • Solid Surface countertops with backsplash. • Stainless steel undermount sink with single-bowl sink and Moen Sleek Chrome faucet with 1/3-horsepower garbage disposal. • Refrigerator nook plumbed for ice maker. • Stainless steel Whirlpool appliances including dishwasher, gas free-standing range/oven, and microwave with vent hood. Double insulated windows with low “E” glass. • Upgraded LED light fixtures. • 50+ gallon high-efficiency heat pump water heater. • Pre-wired for solar panel installation.

•

• • •

Steel garage door.

Prevail siding with trim.

Limited Lifetime composition shingle roof. 2 exterior waterproof electrical outlets.

•

2 frost-free exterior hose bibs.

Interior Highlights •

Energy Saving Features •

Premium laminate flooring used throughout main floor. Mohawk Carpet throughout second floor. Luxury Vinyl Tile (LVT) flooring throughout laundry room and bathrooms. 50” electric fireplace installed per plan including floor-to-ceiling painted accent wall. Screens provided on all operable windows.

•

Additional Features •

10 Year Limited Warranty. *

•

• Pre-wired for A/C with digital thermostat. • Pre-wired for cable in great room and primary bedroom.

•

Deako switches are provided throughout.

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change at any time without notice or obligation. Homes subject to prior sale. *See a sales agent for complete details on 10 Year Limited Warranty. All photos and drawings are for illustration purposes only. See a D.R. Horton sales agent for complete information. Stainless steel appliances include a dishwasher, microwave with vent hood and gas free-standing range. Appliance make and model may vary due to supply availability. See sales agent for complete appliance details. Above specifications are subject to change without notice. © 2025 D.R. Horton, Inc. All Rights Reserved | D.R. Horton, Inc. – Portland, CCB License #130859 | Revised 12/29/25.

(541) 787-2543 | drhorton.com

TURN SOMEDAY INTO MOVE-IN DAY.

Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.

5/1 FHA ARM1

5/1 VA ARM2

An FHA Loan May Be Right for You • If you have less-than-perfect credit • If you have at least 3.5% available down payment • If you have moderate debt 3.875 % 5.989 % APR

A VA Loan May Be Right for You • If you’re a qualified veteran, active duty service member, or reservist • If you need a 100% financing option³ • If you need flexible income, debt, and credit requirements 3.875 % 5.600 % APR

Benefits of an ARM Loan

• Lower initial interest rate fixed for the first 5 years • Could mean lower monthly payments for the first 5 years

• The rate cap limits how high your interest rate can go • A potential option if you anticipate life events, such as a career move or family changes

On certain D.R. Horton homes that contract on or after 08/06/26 in select communities in Oregon and close on or before 10/30/26.

1 Loan example shown is based on 3.5% down payment with a sales price of $487,995, a loan amount of $479,156, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,968. 2 Loan example shown is based on 0% down payment with a sales price of $487,995, a loan amount of $498,487, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $2,844. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1.000% cap. Adjustments every year thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.000%. The fully indexed rate of 6.080% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.

Connect with us today to explore how this program could work for you.

D.R. Horton drhorton.com

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035 503-721-2370 main dhimortgage.com

D.R. Horton, Inc. – Portland, CCB License #130859; WA License #DRHORRH947BR

Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #38683. 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. 3 A good faith earnest deposit is required at contract. Additional down payment is required if the purchase price exceeds the reasonable value of the property, if the loan amount is greater than $832,750 or applicable county loan limit or if the borrower has less than full entitlement available. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. REV: 08/07/26 | Expires on the close by date listed above.

5.688 % APR 4.250% DON’T MISS YOUR OPPORTUNITY TO SAVE! 7/6 Adjustable-Rate 1 Conventional Mortgage

Available on certain D.R. Horton homes in select communities in Oregon. Must contract on or after 08/06/26 and close by 10/30/26 Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on a 5% down payment on a Conventional 30-year adjustable-rate mortgage (ARM) with a sales price of $487,995, a loan amount of $463,595, and a monthly payment of $2,897. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1 An adjustable-rate mortgage (ARM) is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. This interest rate will be fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5.000% cap. Adjustments every 6 months thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.750%. The fully indexed rate of 6.372% combines the index and margin, and it determines the monthly payment amounts after the fixed interest period during each adjustment period. Max interest rate can be 9.250%.

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035

D.R. Horton drhorton.com

D.R. Horton, Inc. – Portland, CCB License #130859; WA License #DRHORRH947BR

503-721-2370 main dhimortgage.com

DON’T MISS YOUR OPPORTUNITY TO SAVE!

4.99% 4.99% 5.697 % APR 5.364 % APR Fixed-Rate FHA Mortgage 1 Fixed-Rate Conventional Mortgage 2

Available on certain D.R. Horton homes in select communities in Oregon. Must Contract on or after 08/06/2026 and close by 10/30/2026 Contact a D.R. Horton sales representative for more information and to confirm availability. 1 3.5% down payment required. Based on a FHA 30-Year fixed rate mortgage with a sales price of $487,995, a loan amount of $479,156, up front mortgage insurance premium of 1.75%, and a monthly payment of $3,283. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. 2 5% down payment required. Based on a Conventional 30-Year fixed rate mortgage with a sales price of $487,995, and a loan amount of $463,595, and a monthly payment of $3,102. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA.

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035

D.R. Horton drhorton.com D.R. Horton, Inc. – Portland, CCB License #130859; WA License #DRHORRH947BR

503-721-2370 main dhimortgage.com

DON’T MISS YOUR OPPORTUNITY TO SAVE!

4.990% 5.500% 5.697 % APR 5.890 % APR Fixed-Rate FHA Mortgage 1 Fixed-Rate Conventional Mortgage 2

ON CERTAIN D.R. HORTON HOMES THAT CONTRACT ON OR AFTER 08/26/2026 IN OREGON AND CLOSE ON OR BEFORE 10/30/2026 1 3.5% down payment required. Based on a FHA 30-Year fixed rate mortgage with a sales price of $479,995, a loan amount of $471,300, up front mortgage insurance premium of 1.75%, and a monthly payment of $3,243. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. 2 5% down payment required. Based on a Conventional 30-Year fixed rate mortgage with a sales price of $479,995, and a loan amount of $455,995, and a monthly payment of $3,210. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA.

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035

D.R. Horton drhorton.com D.R. Horton, Inc. – Portland, CCB License #130859; WA License #DRHORRH947BR

503-721-2370 main dhimortgage.com

NEW HOME. LOW RATE.

NO DOWN PAYMENT. YES PLEASE.

Say yes to the new home you’ve been waiting for. Our DHI Mortgage Home Now1 program provides down payment assistance, which can now be combined with our special interest rate offer. That means lower monthly payments and less cash to close.

SPECIAL INTEREST RATE 5.75 % 6.464% APR

NO DOWN PAYMENT

DHI MORTGAGE HOME NOW PROGRAM

• Down payment assistance in the form of a forgivable second mortgage in the amount of 3.5% of the lower of the purchase price or appraised value of the home • Program offered on 30-year fixed-rate FHA mortgages • Borrower must occupy home as primary residence

Available on certain D.R. Horton homes in select communities inOregon. Must contract on or after 08/06/2026 and close by 10/30/2026 2 . Contact a D.R. Horton sales representative for more information and to confirm availability. 0% down payment required when first lien mortgage is paired with DHI Mortgage’s Home Now Down Payment Assistance program used to cover the required down payment.

Contact your DHI Mortgage Loan Originator today.

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035

503-721-2370 main dhimortgage.com

Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #38683. 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. 1 Down Payment Assistance is offered in the form of a forgivable second lien mortgage in conjunction with a 30-year fixed-rate FHA first mortgage. The amount of assistance will be 3.5% of the lower of the purchase price or appraised value of the home with 30-year term, and can be used towards borrower's minimum required investment, closing costs, prepaid items, or any combination of the three. Assistance is forgiven after 36 on-time payments are made on the first lien. Homebuyer education may be required. Borrower must meet program guidelines. Loan limits apply. Geographical restrictions apply. Gift funds allowed. 2 D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower's principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Additional closing costs will apply. May not be able to be combined with other available D.R. Horton offers or discounts. Property restrictions apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. Contact a D.R. Horton sales representative for more information and for a list of available homes. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Based on a 30-year fixed-rate FHA mortgage with a sales price of $487,995, a loan amount of $479,156, an upfront mortgage insurance premium of 1.75% and a monthly payment of $3,510. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. REV: 08/07/26 | Expires on the Close By Date listed above.

971-279-9276 | drhorton.com Oregon Division

Get $4,000 toward your closing costs.

Thank you for your part in the American Dream. Main Street Stars is designed to help everyday heroes become homeowners. It’s just our way of saying thank you for supporting the community. *Members of the military, law enforcement, firefighters, healthcare professionals, educators, and Oregon licensed construction contractors can receive up to $4,000 at any D.R. Horton Oregon community. SM

*The Main Street Stars program (“Program”) is available at all D.R. Horton Oregon communities to individuals who are military veterans or who are currently employed as military personnel, law enforcement personnel, firefighters, healthcare professionals, educators, and all Oregon licensed construction contractors. Program offers up to $4,000 in closing costs (available with use of any lender) (“Program Incentive”). Program Incentive, when combined with any other incentives being offered by seller, may not exceed loan program limitations. Program Incentive cannot be combined with D.R. Horton’s Vendor Reward Program. Not redeemable for cash. Any unused Program Incentive will be forfeited. Limit of one Program Incentive per home purchase. Buyer must contract by 12/31/2026 and present proof of employment, such as a pay stub or military ID – active duty or retired, or if an Oregon licensed construction contractor, proof of a current business or individual CCB license number, at time of contract execution and must close per the terms of the contract. Program is subject to cancellation or change without notice or obligation. Program Incentive is in addition to any other incentive offered by seller for which buyer qualifies. See sales agent for complete details. Some restrictions apply. © 2026. D.R. Horton, Inc. All rights reserved. EXP 12/31/2026. REV 03/25/2026. SM

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