The Moak Law Firm May 2019

The Moak Law Firm May 2019

Remembering the Greats Teacher Appreciation Day

A Bankruptcy and Personal Injury Attorney You Can Trust

480-755-8000 www.TheMoakLawFirm.com

D id you know Tuesday, May 7 is Teacher Appreciation Day? If there’s anyone who deserves more recognition and appreciation, it’s our teachers. Between elementary school and graduating from law school, I’ve known some pretty good teachers in my time, but the three that stand out the most were from my years in high school. The first teacher to come to mind is Mrs. Jaynes. She was my speech teacher, but she also handled the senior school play. Every year, the senior class would put on a play, and because I was heavily involved in the thespian club, I looked forward to being in that play. We put on “Bye Bye Birdie” for my senior year, and I was the lead! Being in the play was a lot of fun, and I’ll never forget how hard Mrs. Jaynes worked. She was a tough teacher, but her toughness came from a desire to see her students succeed. She would encourage her students, helping and coaching us so we could be the best we could be. I never saw her get frustrated or give up on anyone. It made me really admire her. When Mrs. Jaynes believed you could do something, you found the confidence in yourself to believe you could do it too. Another great teacher was Mr. Taylor, my sophomore world history teacher. His class made me fall in love with history, a passion I carry to this day. Every time we began a lesson in a new time period, Mr. Taylor would start with a story. These were real stories about real people. He would always remind us that “History is spelled his-story. ” It’s the stories we tell that make these long past times really come alive. Another teacher who left a big impact on me was Coach Garland. He was my football coach in high school as well as my homeroom coordinator. Here’s a fun fact about Coach Garland: He was in a movie called “The Pistol:

“... They really cared about the subject they were teaching.”

The Birth of a Legend.” This movie was about the basketball player “Pistol” Pete Marvich, and Coach Garland played Pistol Pete’s coach in the film. But his acting chops weren’t what made Coach Garland such a great teacher. For me, Coach Garland was great because one day, out of the blue, he said to the class, “Everyone pay attention.” Then he called me up and said, “This is the smartest guy I know at this school.” Being a high schooler at the time, naturally I was completely embarrassed, but at the same time, his words were really encouraging. I never thought of myself as especially bright, but hearing a teacher I respected compliment me and tell me I was smart — that was amazing. I saw myself in a different light after that. something in common: They really cared about the subject they were teaching. They shared that passion with their students, which made us love the subject as much as they did. I didn’t know it at the time, but the work these teachers put into their classes and the time they spent helping me meant the world to me. Over 40 years later, I still remember how great they are, and I wish I could thank them all again. If you know a great teacher in your life, be sure to thank them this month. A great teacher stays with us long after we’ve walked out of their class for good. –Walter E. “Pete” Moak Mrs. Jaynes, Mr. Taylor, and Coach Garland were all very different teachers, but they had

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May 2019

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Useful Kitchen Utensils

Mill Butter Dispenser, using a butter knife is ultimately easier and won’t clog up your drawer space. Fruit and Veggie Slicers: Cutting spherical or cylinder-shaped foods may be difficult, but cleaning out the spaces between the thin blades of these slicers can be even harder. Save your time and cash by using a kitchen knife. Twirling Spaghetti Fork: A fork that twirls your spaghetti? You bet! While this might be a fun utensil for kids to use, it’s far from useful in everyday spaghetti eating. If the size of the fork doesn’t make it difficult to eat, the noise certainly will.

We’ve all seen those commercials for kitchen utensils or items that claim to make our lives easier, while in fact, they do the exact opposite. Some of these products can be helpful for children or the elderly who might struggle with motor skills, but healthy adults can save a few bucks and some space in the utensils drawer by not purchasing these items. Pizza Cutting Shears: While it can be irritating to discover the pizza you ordered wasn’t cut through completely, there’s nothing wrong with using a regular pizza wheel to finish the job. The Pizza Cutting Shears may appear to save you time, but they ultimately take up so much space and are so clunky that you’re better off without them. Roll ‘n’ Pour: This plastic rocking device can help young children or the elderly pour themselves a glass of milk from a heavy gallon. However, there’s nothing wrong with able-bodied people using a bit of muscle to achieve the same. GONE AWRY

Chef’n Peel’n Onion Peeler: While far from taking the tears away, this onion peeler allows you to cut through an onion’s outer layers and peel away the skin. Instead of spending $15 on this cutter, use one of your kitchen knives to get the exact same result.

If you have one or more of these utensils in your kitchen drawer, don’t feel bad! A lot

of us do. Every home has one of “those” drawers. But you can’t fault entrepreneurs for trying something a little out-of-the- ordinary, even if it didn’t work out.

Butter Spreaders: One of the most commonly commercialized products is better butter spreaders.

Whether it’s the Fox Run Butter Spreader, One Click Stick Butter Cutter, or Butter

Can You Help Me? 3 Signs You Need a Personal Injury Attorney There are a lot of decisions to make if you are injured in an accident, but one of the most important questions to ask is if you should hire a lawyer. Here are three ways to know if you really need a personal injury attorney to help with your case. There are multiple parties involved and liability is unclear. bites a child at the park, this is negligence, and a personal injury attorney can help victims receive fair compensation.

You have to deal with an insurance company.

In order to make a profit and protect their shareholders, insurance companies can use a lot of tricks to avoid paying out large settlements. Most people don’t know what to look out for when dealing with insurance companies and they end up with far less than they deserved. It’s a personal injury lawyer’s job to know an insurance company’s tactics and how to protect their clients. At The Moak Law Firm, we are prepared to help you in any number of personal injury cases, including:

Imagine you’re at a grocery store, scanning the shelves for items on your list when you slip on something wet and hurt your ankle. The grocery store could be responsible for your injuries if, for example, you slipped because the roof leaks and the store never fixed that leak. But what if another customer dropped a gallon of milk a few seconds before you came down the aisle? The store employees would not have had a reasonable opportunity to be aware of the danger before your accident. When it’s hard to determine who is at fault for an accident, you need to know what evidence to look for. This is where having an experienced personal injury lawyer on your side comes in handy.

You were injured in an accident caused by someone else’s negligence. If your pain is the result of another person’s negligence, our legal system exists to make sure you are taken care of. If a trucker driver falls asleep at the wheel and causes a wreck, or if a dog who should have been on a leash

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Motor vehicle accidents

Slip and fall cases

Wrongful death cases Defective product cases

Dog bites

Brain injury cases

If you find yourself in the middle of a personal injury case, call 480-755-8000 and make sure an experienced personal injury attorney has your back.

Do you know anyone overwhelmed with debt or

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How to Rebuild After Bankruptcy: Part 4

If you know someone with good credit — maybe a close family member or good friend with 10 years of stellar credit history — they may be able to help you boost your credit score by making you an authorized user on their account. Be warned that this strategy is not one that should be taken lightly. Becoming an authorized user means you are added to someone else’s credit card account. The primary account holder doesn’t have to give you any information about their account, and you don’t even need to use the credit card yourself in order for this strategy to pay off. Just by having your name on the account, all that good credit starts getting reported under your name too, even if you’ve never made any purchases. However, authorized users are not legally obligated to pay debts that accumulated on the account, even if they accumulated that debt themselves. While you don’t need to know any information about the account, it’s still possible for an authorized user to run up debts with a credit card that has been issued in their name

but is attached to someone else’s account. If a friend or family member agrees to make you an authorized user on their account, it means they trust you a great deal. Treat that trust with integrity and respect. Remember that this strategy can go both ways. If the primary account holder suddenly stops making payments and their credit goes down, your credit will also take a hit. But if done correctly, this strategy can increase your score quickly. If you know someone in your life who you feel comfortable asking for this favor, be entirely honest with them. Let them know the potential risks and show them your plan to rebuild your credit. You don’t have to be an authorized user on their account permanently to reap the rewards. If someone does agree to make you an authorized user, double check that their card issue reports authorized users to credit bureaus. Not all of them do, and if your authorized user status doesn’t show up on your credit report, it won’t improve your score.

Become an Authorized User to Boost Your Credit Score

Shrimp Sausage Skewers

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These shrimp skewers are a quick way to add some surf and turf to your cookout. Pair them with a vinaigrette salad for a side dish that complements without overwhelming the main event.

Ingredients:

1/2 pound raw shrimp, peeled and deveined

Directions:

1/2 pound cooked sausage, cut into 1-inch pieces 2 zucchini, cut into 1/2-inch cubes 2 tablespoons extra-virgin olive oil Wooden skewers, soaked in water for 30 minutes

1. Heat your grill to medium-high. 2. In a bowl, combine all ingredients for creole seasoning. 3. In a large bowl, combine the shrimp, zucchini pieces, and sausage pieces, and cover them with the olive oil. 4. Add creole seasoning and mix well until all ingredients are covered. 5. Load up skewers with alternating pieces of shrimp, sausage, and zucchini until they’re full. 6. Grill skewers until shrimp are well- cooked (6–8 minutes).

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Creole Seasoning Ingredients • 2 tablespoons paprika • 1/2 tablespoon garlic powder • 1/2 tablespoon onion powder • 1/4 tablespoon dried oregano

GARDEN BLOOMING GEMINI MOTHER MEMORIAL

NIGHTINGALE SPRING

MAY REMEMBER

CINCO MAYO EMERALD

1/2 tablespoon cayenne or chili powder

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1/4 tablespoon dried thyme

who was injured in an Accident? We can help!

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480-755-8000 www.TheMoakLawFirm.com 1820 E. Ray Road Chandler, AZ 85225

PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

We are ranked by Ranking Arizona as the #2 Law Firm that deals with Creditor’s rights and Bankruptcy.

INSIDE This Issue

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What Makes a Great Teacher?

Pointless Kitchen Utensils Do I Need a Personal Injury Attorney? Using Teamwork to Rebuild Credit Shrimp Sausage Skewers

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Is Summertime Bad for Your Skin?

Take cool showers. Hot showers are relaxing, but they also dry out your skin, especially in the heat of summer. Do your skin a favor and turn down the temperature. As a bonus, taking a cool shower after sweating can reduce acne breakouts. Stay hydrated. Hydrated skin is happy skin, so keep a water bottle handy. Start by swapping a sugary beverage at mealtime with a glass of water instead. Another healthy way to get extra water is by snacking on fresh fruits and vegetables. Certain summer fruits, like melons, have high water content and are full of vitamins your body craves. There’s a lot to love about the summertime. With these tips, your skin can love it too.

Summer is a wonderful time of year for your health. The warm weather encourages outdoor activities, and the vitamin D produced by sunlight can boost your mood. Unfortunately, sunshine can also do a number on your skin. Here are a few tips to protect your skin while having fun in the sun. Don’t forget the sunscreen! People of all complexions should wear sunscreen every day. Even if you aren’t at the beach, harsh

sunlight can still damage your skin when you’re walking around or driving your car. Dermatologists recommend applying sunscreen with SPF 30 first thing in the morning and reapplying periodically through the day. Pro Tip: Don’t put the sunscreen away when it gets cold. The sun is still harmful in the winter months. look is actually a sign of skin damage caused by harmful UV rays. If your summer look just isn’t complete without a tan, consider using a sunless tanning product. The Mayo Clinic states, “Topical sunless tanning products are generally considered safe alternatives to sunbathing, as long as they’re used as directed.” So read the directions and enjoy a great summer tan while keeping your skin safe. Want a tan? Go sunless! Though popular, that “sun-kissed”

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