Ancillary Services at a Glance

Services at a Glance

Ancillary Benefits at a Glance A guide to the services ManhattanLife policyholders with certain policies may have access to in addition to their policy coverage.

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Ancillary Benefits ...................................................................................................................................................... ManhattanLife is proud to offer additional benefits to our policyholders that help reduce costs and provide additional options for treatments. Benefits are only available with specific products (as shown below) and policyholders must have the appropriate coverage for the service.

Green Imaging

CareGuide Careington DirectLabs EasyCare2go First Health Network

RxEDO

Accident

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Affordable Choice

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Cancer Care Plus

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Critical Illness

DVH & DVH Select Hospital Indemnity Select

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MANHATTANLIFE | ANCILLARY BENEFITS AT A GLANCE

Because every situation is unique, contacting CareGuide before incurring costs, or even after receiving a bill, can help reduce expenses by addressing high prices at the source. CareGuide’s world class cost containment team uses proprietary processes and tools to guide insureds through the healthcare maze. including the following: Services Offered: • Hospital Bill Eraser: CareGuide uses their innovative technology to reduce or possibly even eliminate large hospital bills via statute-required financial assistance programs and billing error/ fraud analysis.

• Pricing Portal: Knowing specific care costs before you step in the door with CareGuide’s billion-plus claim database, so you are not the next victim of the broken medical process. • DME Price Reductions: Assistance with applying for patient financial assistance programs, which could reduce or eliminate the cost. • Money Map: Using proprietary, data driven mapping tools, CareGuide can find and confirm low-cost providers by zip code for routine care before you are hit with an inflated price. • Lower or Eliminate Rx Costs: CareGuide assists members with obtaining prescription coupons and getting their medications at low prices.

Products Covered: Affordable Choice Contact Information: 469-902-2267

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Services@cgasaves.com www.cgasaves.com

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MANHATTANLIFE | ANCILLARY BENEFITS AT A GLANCE

Careington Maximum Care PPO Dental Network provides insureds access to discounted costs on a wide range of dental services. Their innovative solutions connect them to clients, members, providers, and producers now and into the future. Services Offered:

• Cleanings • Check-ups • Oral Exams

Products Covered: Dental, Vision & Hearing Dental, Vision & Hearing Select Contact Information: 1-800-290-0424 (member services) info@careington.com

https://manhattanlife.solutionssimplified.com/

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MANHATTANLIFE | ANCILLARY BENEFITS AT A GLANCE

DirectLabs has their own searchable network of low-cost providers and concentrates mainly on lab services. They provide direct access to laboratory testing for those who want to take charge of their own health and personally monitor their own wellness. DirectLabs assist in the prevention or early detection of disease by providing discounted, high quality online blood and laboratory testing services directly and confidentially to consumers. Services Offered: • Comprehensive Wellness Profile • CardioPlus

• PSA (Prostate Specific Antigen) • CMP-14 (Comp Metabolic Panel) • Lipid Profile • Vitamin D, 25 Hydroxy • Other lab work offered include, but is not limited to kidney, liver, diabetes, COVID-19, allergies and food sensitivities.

Products Covered: Affordable Choice Cancer Care Plus Critical Illness Hospital Indemnity Contact Information: 1-800-908-0000

contact@directlabs.net www.directlabs.com Client Code: R-MLAC (code for all phone orders)

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MANHATTANLIFE | ANCILLARY BENEFITS AT A GLANCE

Hybrid virtual healthcare that fits your life. EasyCare2go delivers innovative telemedicine solutions, plus access to free and discounted prescription drugs. Members also benefit from access to experienced mental and behavioral health professionals. Services Offered: • Telemedicine with Clinic Access • Enhanced Rx Pharmacy • Tele-Dermatology • Healthcare Liaison • Behavioral Health • Lifestyle Benefits Products Covered: Affordable Choice Contact Information: 1-866-731-3017 https://manhattanlife.myeasycare2go.com/login memberservices@easycare2go.com QR Code:

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MANHATTANLIFE | ANCILLARY BENEFITS AT A GLANCE

First Health is one of the largest national PPO networks that offers quality at an affordable price. In addition, they serve a wide range of payers including: Third Party Administrators, carriers, employers, government entities. First Health offers more cost saving solutions, including: national network with urban, suburban, and rural access; strong regional networks in Michigan and Colorado; a range of solutions for out-of-network claims; a national dental network; simple implementation and administration. Services Offered: • A leading national network with urban, suburban and rural access. • Strong regional networks. • A range of solutions for out-of-network claims. Products Covered:

Affordable Choice Hospital Indemnity Contact Information: 1-800-226-5116

www.firsthealthlbp.com Client Code: FHIND

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MANHATTANLIFE | ANCILLARY BENEFITS AT A GLANCE

Green Imaging is a full-service virtual medical imaging network owned and operated by a group of board-certified radiologists. They help patients make the most informed decisions about MRIs, CTs, and other imaging procedures. Unlike other imaging facilities, the cash-pay price provided is the final price paid. Insureds pay for their procedures up front, with no surprise bill after the fact. Services Offered: • MRIs • Bone Density • CT Scans • Echocardiogram • Arthrogram • Myelogram • X-Rays • Nuclear Medicine • Mammogram • Interventional Plan Management Products Covered: Accident (PAID) Affordable Choice Cancer Care Plus Critical Illness Dental, Vision & Hearing Dental, Vision & Hearing Select Hospital Indemnity Contact Information: 1-844-968-4647

info@greenimaging.net www.greenimaging.net

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MANHATTANLIFE | ANCILLARY BENEFITS AT A GLANCE

Prescription Benefit Partner

At its core, RxEDO helps clients lower prescription costs through access to discounted medications. As a trusted Prescription Benefit Partner, they combine integrity with smart management solutions to support better outcomes and savings. Services Offered: • Discounts to 80% • Accepted at over 67,000 pharmacies nationwide • Discounts on over 10,000 medications • Completely free to use Products Covered: Accident Cancer Care Plus Critical Illness Dental, Vision & Hearing Dental, Vision & Hearing Select Hospital Indemnity Contact Information: 1-888-879-7336 www.findlowrx.com https://www.rxedo.com/ (to learn more about this service) QR Code:

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Contact Information

CareGuide 469-902-2267 services@cgasaves.com www.cgasaves.com Careington 1-800-290-0424 (member services) info@careington.com www.manhattanlife.solutionssimplified.com/ DirectLabs 1-800-908-0000 contact@directlabs.net www.directlabs.com EasyCare2go 1-866-731-3017 memberservices@easycare2go.com https://manhattanlife.myeasycare2go.com/login

First Health Network 1-800-226-5116 www.providerlocator.firsthealth.com/home/index Green Imaging 1-844-968-4647 info@greenimaging.net www.greenimaging.net RxEDO 1-888-879-7336 www.findlowrx.com www.rxedo.com (to learn more about this service)

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ManhattanLife Marketing and Sales Department 1-888-441-0770 marketingmail@manhattanlife.com

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