SYMETRA INCOME EDGE FIXED INDEXED ANNUITY
9
Determining your maximum amount
Your maximum amount is based on your age when you purchase Income Edge (this determines your base withdrawal percentage), the number of years you defer withdrawal benefit payments, and whether or not you select level or index-linked withdrawals.
Take a look at this hypothetical example:
This amount would be guaranteed for life, even if your contract is withdrawn to $0 . If you were to select the index-linked withdrawal option your maximum amount could increase further based on the performance of the indexed accounts chosen, though your base withdrawal amount would start at a lower percentage. This hypothetical example is for illustrative purposes only. Actual amounts may differ.
Assume you purchase Income Edge with $100,000 and that the base withdrawal percentage is 5.00% and the annual increase percentage is 0.25% . You wait five years to start taking your lifetime withdrawals which increases your withdrawal percentage to 6.25% . Your hypothetical contract value has grown to $115,000 based on the fixed and indexed account allocations you selected.
Your maximum amount would be: $115,000 x 6.25% = $7,187.50
Maximum amount � Contract value x Withdrawal percentage
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