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Protection Team News WEBSITE, LEGISLATION UPDATES New Laws Could Affect Insurance Rates
postcards with instructions on how to set it up. If you don't want to wait, feel free to give our office a call, we're be more than happy to assist you. Our very own Governor DeSantis has been keeping busy while announcing his presidential candidacy, signing the bills passed in the last legislative session. However, there are still pending bills awaiting his review and final decisions. One bill he has signed aims at assisting homeowners with retrofitting their homes for hurricanes, which will ultimately help reduce your homeowner's insurance premiums. For more details, you can visit mysafeflhome. com and learn about protecting your home. Another bill that recently passed is the auto glass bill I previously mentioned. This bill aims to eliminate the "free steaks" and other incentives you might have heard of to get a "free" windshield. Hopefully, this will reduce some of the fraud and abuse within the system. With any luck, we'll see the positive effects in our auto Insurance premiums once the bill takes effect. Governor DeSantis also signed tort reform bills that will also contribute toward these improvements. Please note that it may take approximately
Hurricane season is upon us, and we've already experienced our first named storm, Arlene. I couldn't help but notice the excitement at the local news stations' weather centers when the storm was named on the very first day of the 2023 hurricane season. It gave them something new to discuss apart from the usual heat and lack of rain. Let's hope this doesn't foreshadow what lies ahead for us this year. In light of this, I want to remind you all to prioritize your safety. Please make sure to obtain flood Insurance before the storm arrives, as there is typically a 30-day waiting period, unless you're purchasing a new home involving a loan. Also, don't wait until the warnings are issued to prepare your hurricane plan and kit. By then, it will already be too late. Now, I've been teasing you about an exciting software addition for this year's storm season, and I'm thrilled to announce that our new portal is now available for you to access through your computer or cellphone. You can use the web browser or download the app, allowing you to easily obtain auto ID cards, add or remove cars and drivers, obtain certificates of insurance, and access copies of your policies, along with many other features. We'll be sending out
VOL 15, ISSUE 9
We Have a New Portal Page 1 The Swine That Dared to Defy Page 2 Bond Services — Our Specialty Page 2 Make Your Own Slip- and-Slide! Page 3 Referral Winners Page 4 Wacky July Holidays Page 5 Save The Date: We're Hosting a Blood Drive Page 5
Noelle graduating with her master’s degree from UF!
18–24 months for these changes to take full effect, but they are greatly needed and appreciated. Lastly, I want to draw your attention to the photo included in this month's newsletter. Through our newsletter each month, many of you have been following our daughters’ journeys as they have grown over the years. Last month was a special milestone as Noelle graduated with her master's degree in pharmaceutical sciences, with a concentration in forensic drug chemistry, from the University of Florida. Melanie and I couldn't be prouder of the remarkable young woman she has become. Next on her list is finding a job, and of course, preparing for her wedding in October! Stay safe, be prepared, and remember that we're only a phone call away. Until next month,
Sudoku Page 5 May Referrals and Puzzle Winner! Page 6
–Darren
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Toll free (800) 828-2226 Fax (727) 577-4991
www.vermost.com newsletter@vermost.com
AT YOUR SERVICE Our Bond Requests Are Completed Same-Day! Did you know that here at Vermost Insurance Agency, we handle hundreds of types of bonds! We even have a bond team that works with over 200 law firms and professional guardians in all jurisdictions within the state of Florida. Our team is experienced (we’ve been processing bonds since 1978) and skilled in handling bond requests all day, every day — we know what you need, and we get it done quickly and efficiently. When it comes to probate bonds, both personal representative and guardian bonds, we know exactly how to deliver. Our bonds will come to you electronically via a secure RPost email encryption service. You can print the paperwork for your personal representative or guardian to sign and present to the court. Some of the types of bonds we offer include but are not limited to: • Agricultural Bonds • Appeal Bonds • Athletic Bonds • Court Bonds
AN UNCONVENTIONAL 'BACON' OF HOPE
The Story of the Danish Protest Pig
In the 19th century, Denmark and Prussia couldn't
agree on where to draw their border. Both
countries refused to concede or couldn’t reach an agreement on which country would ultimately control Southern Jutland, which today is Germany's northernmost state called Schleswig-Holstein. This refusal to compromise ultimately led to war, and in 1848, Denmark won control. However, their victory was short-lived, as roughly a decade later, the Second Schleswig War was underway. This time, though, Prussia was victorious. After their victory, the Prussian authorities slowly began to move into the peninsula, implementing new laws over the Danes living there. These new laws prohibited anything Danish, including all uses of the Danish flag. Needless to say, the Danes were not happy — especially the farmers. These Danish farmers knew they had to protest this oppressive Prussian government, but they couldn't just publicly wave the Danish flag. So, they got crafty. Danish farmers began to crossbreed their pigs to create a new breed, one that had the same markings as the Danish flag. These pigs were red in color, with one white vertical stripe and one white horizontal stripe. The farmers named their new pigs Protestschwein, or the Danish Protest Pig. This protest pig quickly became the mascot of Danish cultural independence, and their efforts didn't go unnoticed by Prussian authorities. In 1881, a local Prussian police station sent communications back to the government in Berlin that farmers were breeding strange-looking pigs. However, while they could not prove that farmers were knowingly breeding the pigs to look like the Danish flag, "it was believed that the farmers were well aware of this and that this pig represented an affront to the Prussians," according to records from the Red Holstein Breeders Association. Today, the Danish Protest Pig is recognized as its own breed but has a different name: the Husum Red Pied. And, the now-German state of Schleswig-Holstein supports the protection of this pig due to the cultural significance it offered its Danish ancestors so many years ago.
Vermost Insurance Now has a relationship with Chuck Chucri, who offers financial planning and investment
Did You Know ...
advisory services!
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1200 Belcher Rd. S., Suite 1 Largo, FL 33771-3315
Phone: (727) 748-2886
• Public Official Bonds • Receiver Bonds • Title Agent Bonds • Trustee Bonds • Veterans Administration (VA) Guardian Bonds
• Fidelity Bonds • Guardian Bonds • Injunction Bonds • Mortgage Broker Bonds • Notary Public Bonds • Payment Bonds
Our Two-Hour Turnaround Guarantee When you request a bond by fax (727-577-4991) or emailing a completed Bond Request Form to Bonds@Vermost.com before 3 p.m. on weekdays, we guarantee a 2-hour turnaround time! If Vermost Insurance Agency does not email your probate or guardian bond within two hours, we will donate $25 in your firm’s name to the H. Lee Moffitt Cancer Center, Ronald McDonald House Charities, Tampa Bay Hospice, or Suncoast Hospice. Exclusions do apply! For assistance with your bond requests, give us a call or send us an email today. Our experienced bond team is ready to make it happen for you today! Call us at (727) 748-2886.
WANT TO ENTERTAIN THE KIDS THIS SUMMER?
Create a Slip-and-Slide!
During the summer, there’s nothing better than jumping into a pool to cool yourself off. However, if you don’t have a pool, the next best thing might just be creating your own slip-and- slide! Here’s how you can make yours so you can keep having fun in the sun while staying cool. Step 1: Purchase the necessary items . You can buy a 10-by-25-foot roll of plastic sheeting at home improvement stores for under $30. Choose 6 mil so it can withstand everyone running and sliding on it. Then, you want to get 10 regular-size pool noodles and one large pool noodle. Construction supplies you’ll need are Velcro tape, scissors, two hose sprinkler attachments, and several landscape staples. Step 2: Begin building your slip-and-slide. Once you have all the needed supplies, start by rolling the plastic sheet onto a relatively flat surface free of rocks, sticks, and any debris that could puncture the plastic or injure you and your family. You can cut the plastic to any length you like — you may want one long slip-and-slide, or you can create several smaller ones so you can play games. After rolling out the plastic sheeting, lay the pool noodles down on each side of the plastic and place the larger pool noodle on one end of the sheet. Wrap the plastic sheet around the large pool noodle, use Velcro tape to secure the plastic around it, then do the same for the other pool noodles. These will act as barriers so people won’t slide off the plastic. Once everything is wrapped and taped, place landscape staples on the four corners of your waterslide and a few along the sides to secure it. Finally, set up your sprinklers on either side of the slip-and-slide. If you want the surface to be extra slick, drizzle some dish soap onto the plastic. Step 3: Slip, slide, and splash! Now, it’s time to have fun in the sun! The possibilities are endless regarding what you can do with your DIY waterslide. So, let your creativity flourish! Will you be creating your own slip-and-slide this summer? We would love to know the games you and your family play on your DIY waterslide!
CALL FOR DETAILS OR TO MAKE YOUR APPOINTMENT TODAY (727) 748-2886 Chuck Chucri, CFP®, CLU®, ChFC®, FLMI Financial Advisor The Prudential Insurance Company of America Prudential.com/advisor/chuck-chucri Our financial advisors and financial planners offer financial planning and/or investment advice through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS). A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. 1 (800) 778-2255 Vermost Insurance is an independent organization and is not an affiliate of Prudential Financial.
1007626-00005-00
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Toll free (800) 828-2226
Fax (727) 577-4991
www.vermost.com
newsletter@vermost.com
2023
BE A LIFESAVER
2022 REFERRAL WINNER!
We want to thank everyone who referred their friends, family, and coworkers to Vermost Insurance throughout 2022. When you refer someone to us, you receive rewards for each referral and are entered into monthly and annual drawings for additional, even bigger prizes. Your referrals mean a lot to us, and we want to reward you for helping us grow our Vermost Insurance family. The annual grand prize winner of our 2022 referral program is Christine Taylor. She received a 55-inch 4K TV plus a $250 donation to Special Operations Memorial Foundation. If you want a shot at the 2023 prize, keep sending referrals our way. Your referrals make us happy, and we hope our referral program makes you happy, too!
Christine Taylor is our 2022 referral winner of the 55-inch 4K TV plus a $250 donation to Special Operations Memorial Foundation.
• A $50 GIFT CARD
• $5 Donation to our spotlight charity: Meals on Wheels of Tampa
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1200 Belcher Rd. S., Suite 1
Largo, FL 33771-3315
Phone: (727) 748-2886
1200 Belcher Rd. S. Suite 1 ● Largo, FL 33771-3315 ● Phone: (727) 748-2886
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Wacky July Holidays
• July 16- National Personal Chef Day • July 17- National Get Out Of The Doghouse Day • July 18- National Sour Candy Day • July 19- National Hot Dog Day • July 22- National Mango Day • July 23- Gorgeous Grandma Day • July 24- National Drive-Thru Day • July 25- National Hot Fudge Sundae Day • July 26- National Coffee Milkshake Day • July 29- National Chicken Wing Day • July 30- National Cheesecake Day • July 31- National Raspberry Cake Day
• July 1- National Play Outside Day • July 3- National Eat Your Beans Day • July 4- National Caesar Salad Day • July 5- National Workaholics Day • July 6- National Fried Chicken Day • July 8- National Freezer Pop Day • July 9- National Sugar Cookie Day • July 10- National Kitten Day • July 11- Cow Appreciation Day • July 13- National Beans N' Franks Day • July 14- National French Fry Day • July 15- National I Love Horses Day
MARK YOUR CALENDARS! WE'RE HOSTING A BLOOD DRIVE! Vermost Insurance Agency Monday, Aug. 28 9 a.m.-1 p.m.
SUDOKU
All donors will receive: $20 eGift Card, Swag Bag & Wellness Checkup! Watch next month's newsletter for more details!
You can fax, email, or mail your completed puzzle for a chance to win our monthly prize!
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Toll free (800) 828-2226
Fax (727) 577-4991 www.vermost.com newsletter@vermost.com
PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
1200 Belcher Road South, Suite 1 Largo, FL 33771 www.vermost.com (727) 748-2886
INSIDE THIS ISSUE
You Make Us Happy
We Insure More Than Just Cars and Homes Here's a list of some of our lines of protection:
Thank you for recently referring your friends, family, and coworkers to our agency. With your help, our Vermost Insurance family keeps growing. We hope our referral program makes you happy, too! People who referred clients to us in May: Scott Aborn Joelene Cook Steven Cole Brianne Heffner Resales MH
› Antique vehicles › Annuities › Auto › Boat/RV › Bonds › Builder's risk › Commercial auto › Commercial property › Condo › Dental › Disability › Employee benefits
› Flood › General liability › Health › Home › ID theft › Life › Mobile home › Motorcycle/Jet Ski › Notary public
Sharon Garroway Joan Walker Law office of Michael Heider Toni Luzier Paul J. Burns Matthew Lillestol Geoffrey Boyajian Ken Gillespie Artistic Mirrors Bob Grimes Marsha Ebaugh Kbrothers
Shaneka Johnson Michael Singleton Avalon Apparel James Allison Victoria Keller Massello Charles Park Laine Quattrocki
May Puzzle Winner: Joni Mann May Referral Winner: Ken Gillespie
› Umbrella › Workers'
compensation
... and more!
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1200 Belcher Rd. S., Suite 1 Largo, FL 33771-3315
Phone: (727) 748-2886
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