3.9 How are your Extended Leaves of Absence coordinated with other benefits? COORDINATION OF LEAVES/BENEFITS The following rules explain how the time off policies and certain insurance benefits are coordinated: • All leaves of absence that you may qualify for at the same time are to be taken at the same time • All time missed from work that qualifies for compensation, workers’ compensation, disability and/or Family and Medical Leave will be counted toward the employee’s twelve (12) weeks of Family and Medical Leave. • If you otherwise qualify for workers’ compensation or other disability benefits, you shall collect such payments at the same time you are on Family and Medical Leave. • If you otherwise qualify for other types of paid- time-off programs, such as vacation or sick/ personal days, you must substitute those paid days for unpaid Family and Medical Leave. This means that you must take such paid-time- off at the same time you are taking unpaid Family and Medical Leave. Days on which you qualify for workers’ compensation or other disability payments are not unpaid, so paid- time-off cannot be substituted. If your absence is governed by workers’ compensation, then applicable law shall govern any conflicts between this policy and the law. CONTINUATION OF INSURANCE SEKO will continue to provide medical and life insurance coverage for up to twelve (12) weeks during the period of approved leave, provided you continue to pay your share of premium payments on a timely basis. Failure to pay your share of the premiums on time could result in cancellation of coverage. If your insurance is cancelled because of late or non-payment of the premium, the availability of health insurance may be restricted or limited under the federal law commonly known as HIPAA. You may have other options available to you when you lose group health coverage. For example, you may be eligible to buy an individual plan through the Health Insurance Marketplace.
3.10 What types of Insurance does SEKO offer? SEKO provides the following insurance benefits:
• Medical Insurance • Dental Insurance • Vision Insurance • Life Insurance • Optional Life Insurance
• Long-Term and Short-Term Disability Insurance • Accidental Death and Dismemberment Insurance Please contact the Human Resources Department for additional information and policy documentation regarding these insurance benefits. 3.11 Does SEKO offer a 401(k) Retirement Savings Plan? SEKO sponsors a 401(k) plan designed to provide eligible employees with the opportunity to save a portion of their earnings for retirement. SEKO will match a portion of employee contributions. Please see the Human Resources Department for beneficiary designation and other information regarding this plan. 3.12 Does SEKO offer a Flexible Spending Plan? SEKO offers a Flexible Spending Plan under Section 125 of the Internal Revenue Code, commonly known as a “Cafeteria Plan”- which enables you to elect to save, on a pre-tax basis, a portion of your salary into accounts that you can use to pay your share of medical expenses, dental or eye care costs, child care, and other items, subject to certain limits. Please contact the Human Resources Department for additional information regarding this plan.
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