Group Term Life helps provide protection for you and your family if the unexpected happens. Group Term Life Insurance*
You can take advantage of:
• Affordable group rates • Coverage amounts from $50,000 to $500,000 • Automatic Accidental Death and Dismemberment coverage • Coverage for your spouse/ domestic partner and children
*The products issued by The Prudential Insurance Company of America may not be available in all states. Coverage under the D.C. Term Life Insurance Plan and Accidental Death and Dismemberment coverage are issued by The Prudential Insurance Company of America, Newark, NJ. Please refer to your certificate for Plan details, including any exclusions, limitations and restrictions which may apply. Contract series 83500. CA COA #1179. NAIC #68241. The contract holder for this product is the National Business Association for Chiropractors (NBAC). NCMIC Insurance Services, the exclusive agent, is a licensed insurance agency. California license #0B84564. IA license #2002515. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc. Accelerated Payment of Death Benefits is a feature that is made available to group life insurance participants. It is not a health, nursing home, or long-term care benefit and it is not designed to eliminate the need for those types of insurance coverage. The death benefit is reduced by the amount of the accelerated benefit paid. There is no administrative fee to accelerate benefits. Receipt of accelerated death benefits may affect eligibility for public assistance and may be taxable. The federal income tax treatment of payments made under this rider depends upon whether the insured is the recipient of the benefits and is considered terminally ill or chronically ill. You may wish to seek professional tax advice before exercising this option.
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