Auto Insurance
Whether you’ve got a sedan or snowmobile, we can keep it covered with:
• Liability: Both bodily injury and property damage liability • Medical Payments: Pays medical expenses of injured individuals in your car • Collision: Pays for damage to your car that is the result of a collision • Comprehensive: Pays for losses due to theft or non-collision damage • Uninsured and Underinsured Motorist Coverage: Reimburses you if you are in an accident with an un- or underinsured motorist.
Homeowners Insurance
This helps cover the cost of repairs to your home sweet home in the event of a fire, storm, theft, and more. Homeowners insurance includes:
• Property Coverage: Covers repairs due to fire, lightning, windstorms, hail, smoke, freezing, and theft • Personal Liability Coverage: Provides coverage if someone is injured on or off your property, including damage caused by pets
UMBRELLA INSURANCE
You can also add coverage for debris removal, living expenses, repairs to protect your property from further damage, replacement landscaping, and more.
Should you reach the liability limits on personal insurance lines like home and auto, an umbrella policy will kick in to help cover the rest.
Flood Insurance
Standard homeowners and renters insurance doesn’t cover flood damage. That’s where flood insurance comes in to help protect your home and its contents in case of water damage from a flood. Policies backed by the National Flood Insurance Program are available.
Similarly, a standard homeowners policy doesn’t cover earthquakes, which is where this coverage comes in. In addition to dwelling and personal property coverage, earthquake insurance covers the cost of a hotel and other expenses if you’re unable to stay in your home. Earthquake Insurance
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Personal Insurance
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