Insurance 101 ASSIGNMENT OF BENEFITS ANDWHAT IT MEANS FOR YOU
THE BATTERY BARRIER
new roof and they can get you one if you sign an AOB, this means that once you sign, they can then tell the insurance company that the roof and materials ended up costing $35K instead of $12K, which may not have been the case without an AOB. This is because some companies will raise the prices on materials once an AOB is signed.
Every year, newer and newer pieces of technology come to rely on electric motors for locomotion and power. From cars to bicycles to power tools, a lot of companies have invested in the electric battery revolution as we see it — and yet, we haven’t arrived at that future just yet. With no fuel to haul or burn, an electric car could have a thousand-mile range. Failing that, they could have a 10-minute top off — recharging the battery in the same time it takes to fill a big tank of gas. And yet, we’re not there yet. What gives? It turns out that efficiency isn’t everything it’s cracked up to be and sometimes comes at the cost of battery power. How do we fix this? A few bold companies are trying. In an era where we should only be limited by the human imagination, we find ourselves up against a familiar barrier: our technology. Battery life just isn’t “there” yet — we’re lucky to get a few hours out of an electric car running full-bore, and the same is true for bikes, scooters, skateboards, power tools, and anything else that uses a brushless motor to do work. That’s what makes NanoGraf ’s work in energy cell density so exciting, with a 28% lifetime improvement over traditional batteries.
So, how can you protect yourself? Before signing an AOB, do the following:
• Understand your insurance policy completely. • Be aware of your responsibilities in the event of a loss. • Know the AOB rules with your insurance company. • Check if your insurance company partners with any vendors. • Before signing an AOB, contact your insurance carrier. • If the AOB has fill-in-the-blank areas, don’t sign!
If you have any questions or concerns about an Assignment of Benefits, contact the professionals at The Welch Group today for assistance!
Watermelon Jicama Salad WITH JALAPEÑO AND LIME This late-summer salad hits every flavor note and is a great way to get acquainted with jicama, a root vegetable native to Mexico that you’ve probably passed numerous times in the produce section! It’s easy to prepare ( just peel and eat) and has the crispness of an apple and the satisfying starch of a potato.
Batteries have come a long way since the advent of the Energizer Bunny. For that, we can thank Elon Musk’s company, Tesla, which has long realized that its weakest link is the batteries themselves. Tesla has consistently driven innovation in this area and has found that its research has applications in other fields besides gas- free vehicles. Recent Tesla innovations include “tabless” battery cells that supposedly increase battery capacity five-fold. If true, it would be the largest jump in battery technology in years. Musk, however, doesn’t seem too willing to share, which makes sense from a business standpoint. But from a futuristic perspective, there are few good reasons to start thinking about batteries long before you consider bringing a design to fruition; these are the real limitations on a product, and they can only be overcome in so many ways. Until we see Tesla and NanoGraf ’s technology on the open market, we don’t know if it can meet the needs of tomorrow’s consumers — regardless of the hype being generated today!
INGREDIENTS
DIRECTIONS
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1 3-lb seedless watermelon
1. Prepare the watermelon by removing the rind and cutting the melon into 2 1/2-by- 1/2-inch sticks. 2. Peel the jicama with a vegetable peeler, then cut it into sticks the same size as the watermelon. 3. In a large bowl, combine the watermelon and jicama with jalapeño, scallion, cilantro, and lime. Sprinkle with kosher salt, toss gently to combine, taste, and adjust seasoning.
1 small jicama
1 jalapeño pepper, thinly sliced 1 scallion, thinly sliced 1/2 cup cilantro, coarsely chopped 3 tbsp fresh lime juice
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Kosher salt, to taste
Inspired by BonAppetit.com
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