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JULY 2019
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A TRIBUTE TO OUR LATE PUP, HAILEY
WHAT DOGS CAN TEACH US ABOUT LIFE AND LOVE
For as long as I can remember, I’ve always considered myself a dog person. Their wagging tails, goofy smiles, and palpable joy resonated with me as a child, and in the years since, I can’t help but feel delightfully overwhelmed when I meet a new dog. But even though my admiration for canines is deep-seated, it wasn’t until last month, when my wife and I had to put our sweet pup Hailey to sleep, that I truly realized the lingering impact a dog can have on one’s life. When Rachel and I first started dating in college, we had two beautiful puppies, Hailey, a 6-month-old boxer mix, and Clyde, a 4-month-old Great Dane. As you can imagine, their undeniable puppy cuteness won us over quickly, and in the 11 years since they joined our family, they brought such magic and adventure into our lives. So a few weeks ago when Hailey started coughing, we sensed something was wrong and took our sweet girl to the vet. The X-ray was questionable, so they recommended us to a specialist, but her cough progressed so quickly that we couldn’t wait for the appointment. We paid an emergency visit to the specialist
who then gave us the news we sensed might come but dreaded wholeheartedly: We could expect to spend only a couple more weeks with her. “WHILE HAVING TO ACCLIMATE TO LIFE WITHOUT ONE OF OUR BEST FRIENDS HAS CERTAINLY BEEN TOUGH, I’VE SPENT A LOT OF TIME LATELY THINKING ABOUT THE WAYS HAILEY ENRICHED OUR LIVES OVER THE PAST DECADE.” While having to acclimate to life without one of our best friends has certainly been tough, I’ve spent a lot of time lately thinking about the
ways Hailey enriched our lives over the past decade. Thinking about the lessons she taught me about life and love has made her passing a little bit easier for me, so I thought I’d share them with you, too. LOYALTY. It’s long been determined that the domesticated dogs we know and love today descended from wolves in the wild. I’ve always found it fascinating (albeit not that surprising) that wolves choose to live in packs. The loyalty each member of the pack displays toward one another seemed to adapt into the
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Investment Advisory Services is offered through Retirement Wealth Advisors (RWA), a Registered Investment Advisor. Patriot Wealth and RWA are not affiliated. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
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UNCONDITIONAL LOVE. Dogs can teach humans so much about love, relationships, and caring for someone else without conditions. Regardless of how often my mood wavered, Hailey approached, treated, and loved me exactly the same. As humans, we struggle with this feat, but if we could all eradicate the conditions we place on our relationships with our friends and family, I honestly believe the world would be a better place. ACCEPTANCE. Dogs don’t hold grudges. If there was a day where I was particularly busy and forgot to give Hailey a treat at the time that I usually do, she didn’t hold it against me. She might have sensed something was missing, but she was just as excited to accept the gift the next time around. Hailey was always quick to forgive, and she never held grudges. And as I sit and
relationships that dogs like Hailey share with their owners. Sad day or happy day, sunny day or cloudy day, dogs will always be there for you, and they will forever be excited to see you the minute you walk in the door.
think about all her great qualities, I can’t help but wonder how great life would be if all us humans could take a page out of her book. Any pet owner knows that the sad reality of bringing an animal into your world is that they will eventually pass away, but that doesn’t make the relationship and adventure you share any less meaningful. Spending the last 11 years with Hailey taught me to never take a close friendship, a sunny day, or a comfy bed for granted and to love the ones you’re with for as long as you can. Thanks for everything, Hailey. You really were man’s best friend.
–Wes White
RALEIGH TOPS THE CHARTS AS ONE OF THE BEST PLACES TO RETIRE WHERE SHOULD YOU BUY YOUR NEXT HOME
According to a SmartAsset analysis of U.S. government data, Florida, Arizona, and our very own North Carolina topped the list when it comes to the states where retirees are moving after years of working elsewhere. This information comes as no surprise, considering the senior- friendly reputations, warm weather, and comparatively low taxes. Florida took the lead because it ranked first in affordability and seventh in quality of life. It was followed by Arizona, though North Carolina came in at a close third place. This study also determined which cities took in the most retirees. Raleigh ranked No. 8 on the list! In fact, in 2016, a reported 2,015 seniors made themselves a new home in Raleigh. While statistics like these can be helpful, ultimately your choice of where to
retire will be a personal one. Friendly weather, quality health care, and affordable housing are concerns that impact everyone, but you might also want to think about a few other factors. For example, the proximity of your new home to your friends and family, its pet- friendliness, the abundance of resources that suit your hobbies and interests, and how far you would have to move from your current home to get there are all important variables to consider. Dreams you’ve been storing up for decades are important, too. For example, if you’ve always pictured yourself strolling down the beach in your golden years, states like South Dakota with their long, frigid winters probably aren’t for you. Given its popularity among older populations, you might even consider sticking in Raleigh for the long haul.
Tools like Bestplacestoretire.com’s “Where Should I Retire?” quiz and MarketWatch’s retirement calculator, which picks your top city based on how much certain factors matter to you, are good places to start your process of elimination. Of course, if you have any questions about the financial side of retirement, don’t hesitate to give Patriot Wealth a call.
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You’re moved into your retirement home — now what? Well, considering you’ve been working toward this moment for decades, it’s time to celebrate! And while we’d certainly advocate for a housewarming party, there’s another kind of celebration to consider that will make your life easier for years to come: investing in your home. Features like those listed below will add value to your house and help pick up the slack when you slow down. If you’re a tea or pour-over coffee drinker, having hot water at your fingertips without the need to put a kettle on will save you time and effort every morning. The dispenser also eliminates one of the times you’d need to use the stove, decreasing the likelihood of a fire if you forget to turn off the burner. Tank and faucet systems start around $200 and are usually quick to install. The cost of a central vacuum system varies from home to home, but if you have a bad back or creaky knees then doing away with the need to stoop over to pick up a dustpan or empty a conventional vacuum bag is worth the money. Using a network of openings around the house that suck in debris swept their way, these convenient systems gather all of your dust in a single place for disposal. SMART INVESTMENTS FOR YOUR RETIREMENT HOME TREAT YOURSELF! INSTANT HOT WATER DISPENSER CENTRAL VACUUM SYSTEM Smart devices can be installed in your home to take care of turning on the lights, starting the coffee brewing, or even having your groceries delivered. Dream up any convenience you’d like and type it into Google — we guarantee there’s a robot for that. If you want to start small, even a $30 Google Home Mini can play your favorite music on voice command, so you don’t have to leave your chair. HOME SMART DEVICES
AUSTRIAN POTATO SALAD
INGREDIENTS
Inspired by ExceedinglyVegan.com
• 2 lbs. small potatoes • 1 medium white onion • 1/2 cup pickled gherkins • 3 tsp whole grain mustard • 3 tsp extra-virgin olive oil • 1/2 tsp garlic powder • Salt and pepper, to taste
1. Bring a medium stockpot of salted water to a boil. 2. Boil potatoes until fork tender, about 20–30 minutes. 3. In the meantime, finely chop onion and gherkins. 4. When potatoes are done cooking, strain and place in large salad bowl with onion and gherkins. 5. For dressing, whisk together mustard, olive oil, garlic powder, salt, and pepper. It’s best to add oil gradually at the end. 6. Dress salad and let sit for 15 minutes to absorb flavor before serving. DIRECTIONS
WALK-IN TUB
Not only are these super high-sided tubs great for deep soaks, but they also have doors that swing open for easy access to eliminate the uncomfortable experience of stepping in and make it less likely you’ll slip and fall. Even better, they’re as indulgent as they are practical, starting at $1,500 and coming equipped with hot tub-quality jets.
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INSIDE THIS ISSUE
A Tribute to Our Late Pup, Hailey PAGE 1
Raleigh Tops the Charts as One of the Best Places to Retire PAGE 2
Austrian Potato Salad PAGE 3
Smart Investments for Your Retirement Home PAGE 3
Avoid the Summer Heat Somewhere Cool PAGE 4
CHILL OUT
RELAX IN THESE COOL DESTINATIONS THIS SUMMER
NORWAY
As the scorching summer sun beats down, it’s hard to remember that just six months ago you were shivering through the winter, whether that meant a chilly 50 degrees F or bitter subzero temperatures. But if cooler temps sound like paradise, and a dip in the pool is no longer keeping you cool, it might be time to take a vacation somewhere chilly. Check out these three destinations to avoid the summer heat. No place says chilly quite like Alaska. Trips to Alaska can be expensive during this time of year, but when you step into that crisp air with a cool mountainous view, you’ll understand why it’s a popular summer voyage. Travelers can choose to fly or take a cruise ship, and many cities feature tourism-packed excursions. A few notable locations include Anchorage, ALASKA
the Kenai National Wildlife Refuge, and Denali National Park and Preserve.
Just because it’s summer doesn’t mean you have to give up your skiing hobby! Venture off to Norway and experience some of their most popular summer ski resorts. After a day or two shredding the slopes, experience the popular Norwegian Opera and Ballet in Oslo or choose between numerous outdoor and indoor exhibitions. Best of all, you won’t even break a sweat, as the
ICELAND
Just as its name suggests, Iceland can be the perfect destination for travelers yearning to get away from the unbearable summer heat. With temperatures rarely exceeding 60 degrees F — the average high for the
country — packing is easy for this relaxing vacation. Take a relaxing dip in one of the country’s many hot springs or enjoy tremendous views of the fjords. Even better, you can tour the country at any time because it’s sunny almost 24 hours a day. What could be better than a midnight hike around the fourth happiest country in the world?
average temperature in Norway’s hottest month barely hits 70 degrees F. Bordering Sweden and northern Finland, Norway can even be the beginning to a cool European tour
this summer.
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