Frontwave Briefing | Third Quarter 2022

Briefing frontwavecu.com

Third Quarter 2022

What’s better than free financial education? Getting it from the comfort of your couch! Register for one of our virtual workshops today at frontwavecu.com/workshops. Military Home Buying You serve your country proudly and we’re proud to serve you. Let us expertly walk you through the VA program and all that it offers home buyers in this free virtual workshop. We will give you tips and tricks to make your buying process as easy as possible. • Wednesday, July 13 @ 6:30 pm • Wednesday, September 14 @ 6:30 pm First-Time Home Buying What financial dream is bigger than owning your own home? We want to help prepare you for what it will take and how to make the process easier. In this free virtual workshop, our real estate and mortgage experts will walk you through the steps it takes to become a homeowner. • Wednesday, August 10 @ 6:30 pm Upcoming Financial Workshops

Frontwave in the Community

At Frontwave, we not only provide great financial services, we’ve made it our mission to be a positive force in the community. That means sponsoring community events and worthwhile causes – and we’d love to see you there! • Live! @ The Plateau Summer Concert Series - Saturdays, July 2- August 6 • Oceanside Longboard Surfing Club Contest - August 12-14 • Super Girl Surf Pro -September 16-18 • Oceanside Harbor Days - September 17-18

Estate Planning No one wants to think about it, but we should all be prepared for the inevitable. In this free virtual workshop, Attorney Benjamin Diederich will teach you the basics of wills, trusts and estate planning to properly ensure your legacy for the future. • Wednesday, August 17 @ 6:30 pm IP 101, Intro to Intellectual Property Do you know how to safeguard your intellectual property? Have you explored the complicated world of patent and trademark law only to get confused and frustrated? In this free virtual workshop, Attorney Benjamin Diederich will help you navigate you through the complicated legal mechanism designed to protect you, your ideas and your creations. • Wednesday, July 20 @ 6:30 pm

We’ve got you covered coast-to-coast!

When online banking won’t do and your usual branch or ATM is too far away, remember Frontwave Members have access to more than 5,600 CO-OP Credit Union “Shared” branches within the U.S. and nearly 30,000 surcharge- free ATMs worldwide. To find a nearby location, call 888.748.3266 or visit co-opcreditunions.org.

Visit frontwavecu.com/workshops for more info or to register today!

UPCOMING HOLIDAYS Frontwave will be closed in observance of the following holidays this quarter: New Year’s Day Wednesday, January 1 Martin Luther King Jr. Day Monday, January 20 President’s Day Monday, February 17 Express Line, Online Banking, Mobile Banking, and ATM service observance of the following holidays this quarter: Express Line, Online Banking, Mobile Banking, and ATM service will be available as usual. Independence Day Monday, July 4 Labor Day Monday, September 5

CONTACT US Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 800.234.6999 Enterprise Car Sales 800.CAR.SALES GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820 Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 800.234.6999 Enterprise Car Sales 800.CAR.SALES GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820

STATISTICAL REPORT As of November 30, 2019 Members: 91,614 Assets: $890,891,398 Total Shares: $757,133,421 Loans Outstanding: $603,949,171

As of May 31, 2022 Members: 118,012 Assets: $1,220,116,366 Total Shares: $1,078,334,367 Loans Outstanding: $732,550,191

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