Thanks for reading our newsletter!
September 2017
407-871-3811 Coye Law Chronicle www.coyelaw.com
Our Office, Our Families, Our Clients ... We Work to Make a Difference in People’s Lives
LEGALIZED THEFT DIRTY INSURANCE INDUSTRY TRICKS THAT HURT AMERICANS
I once had a relative ask me for the name of a good insurance company. I said that it depends, are you just trying to satisfy your mortgage company, or are you actually trying to protect your house or car from damages? The fact is, the insurance industry has set this country up so that they can’t lose. And they’ve controlled the discussion about it, too, by spending a lot of money to make us all think that lawsuits are frivolous and that they’re the good guys. But they’re not the good guys. They’re the guys that the law tells us we have to do business with, whether we like it or not. Want to drive a car? Get vehicle insurance. Want to avoid a government fine? Get health insurance. Want to start a business? You probably need liability insurance. Believe it or not, though, for these insurance companies, all that money still isn’t enough. They’ll do whatever they can to avoid paying when you need their help. Loyalty means nothing to these people. I know many people who have paid their premiums on time for 10, 20, and even 30 years. And then something bad happens, like a car accident, and they need the insurance
company to honor their side of the agreement. More often than not, the company will try to find all kinds of reasons why they don’t have to pay a dime. And these companies have all kinds of dirty tricks to get their way and leave desperate people without any help at all.
money the law says you should have, and are told you opted out, even though they never told you that’s what you were doing!
“They’ll do whatever they can to avoid paying when you need their help.”
If you pay someone to help and then they don’t, I’d say that’s theft. Wouldn’t you?
One last dirty trick: The company uses its data processing abilities to figure out that if they can go from paying $15,000 on average to paying $13,000 on average, they’ll make hundreds of millions of dollars across the board. So, that’s what they do, basically stealing a few grand from you in the process and hoping you’re too scared to sue or just don’t notice. So, what’s the name of a good insurance company? I don’t know that I could give you one. They know they have the upper hand in every situation, and they take advantage of people in need every single day. The light at the end of the tunnel is that you don’t have to take it. Give us a call. – Wade Coye
It gets even worse, though. Today, most people buy insurance online, and the company sends you an e-form to click through as fast as possible. And that’s a problem here in Florida, where the law says the company has to give you the same amount of uninsured motorist coverage as the amount of bodily injury coverage you have selected. Since Florida does not require drivers to carry bodily injury coverage (the insurance that would pay for some of your injuries if another person injures you while driving), uninsured motorist coverage is your way of protecting yourself against all of the uninsured drivers out there. But here’s the dirty trick: You’re allowed to opt out of this coverage, and the insurance company loves to hide the opt-out clause in that e-form. So, you get in an accident, go to get the
01
Published by The Newsletter Pro . www.NewsletterPro.com
This Month in History CELEBRATE A MUPPET OF A MAN
character: Yoda. Prior to Henson’s involvement, director George Lucas intended to use a trained monkey in a mask to portray the Jedi Master. Henson encouraged Lucas to hire puppeteer Frank Oz instead. Oz has since voiced Yoda in five Star Wars films, with rumors he will return to the character for the upcoming “Star Wars: The Last Jedi.” Today, almost 30 years after Henson’s sudden death in 1990, the legacy he left behind still creates joy around the world. The Muppets recently returned to the public spotlight with two features films and a sitcom. Jim Henson’s Creature Shop continues to create fantastic designs, from the puppets on “Sesame Street” to characters that perform onstage beside singer Lady Gaga. This past summer, the Creature Shop announced they were teaming up with Netflix to produce a 10-episode prequel series to “The Dark Crystal.” When it comes to people who left the world a better place, it’s easy to see how Jim Henson’s unique brand of magic and creativity allowed him to do just that.
“My hope is still to leave the world a bit better than when I got here.” –Jim Henson September 24, 2017, marks the 81st birthday of Jim Henson. While the general public may know Henson best for his zany, beloved Muppets, the celebrated storyteller was involved in many groundbreaking shows and movies. Other fantastical productions beneath the Henson banner include the eerie and magical cult classic “Labyrinth,” starring music icon David Bowie, “The Dark Crystal,” and the TV series “The Storyteller.” Henson also founded Jim Henson’s Creature Shop, a special effects company that specializes in puppetry, animatronics, and creature suits. Henson also helped create movie history when he was invited to the set of “Star Wars: The Empire Strikes Back” to aid in the creation of an iconic
Why Are Some Law Firms Trapped in the 1990s?
LAW FIRMS ARE NOTORIOUS FOR ADAPTING TO TECHNOLOGY AT A GLACIAL PACE
But like it or not, technology is advancing more and more every day, and I believe that you can either ignore it and become obsolete or embrace it and evolve. At Coye Law Firm, we are constantly looking for new ways to help our clients. We embrace technology, as it helps us save time and create a more efficient system. Without technology, my team and I wouldn’t be able to help as many people as we do across Florida and across other states that I practice in, like Michigan and New York. Here are other ways technology has helped us: 1) Just a couple years ago, the Coye Law Firm officially went “paperless” (paperless as in less paper, but not paper-free). Not only did going paperless help our efficiency with clients’ legal
matters, but it also helps protect the environment! We also ended up with hundreds of empty, gently used notebook binders, which we donated to a local elementary school in need. 2) We started emailing instant contracts at the click of a button, so we can begin working on your case faster! In the past, if a client couldn’t make it to our office, we would have to mail contracts (a process that could take a few days to a couple weeks). Now, we use a service that can instantly send contracts to your email address. This allows us to help anyone, no matter the distance, and it allows us to begin working on a client’s case immediately. 3) We began using video conferences to have face-to-face meetings with our clients without them ever having to leave the house. Video conferences allow us to have meaningful interactions with our clients no matter where they are.
Pretty soon, we may use our video conference equipment to host hearings in our office! That’s right, some judges are now appearing by video, which means some of our clients could have their hearing without stepping foot in a courthouse. 4) We’re using new apps that allow us to text from our landline. While most law firms have a basic landline, Coye Law Firm uses a new app that allows clients to text directly to our landline number. Our clients can text us to confirm their upcoming appointments, and anyone browsing our website on their phone can easily shoot us a text with their legal questions with the click of a button! Just look for the orange “Text” button on our homepage, or just send a text to 407-648-4940 .
Law firms are notorious for adapting to technology at a glacial pace ... Did you know several law firms still use massive quantities of paper files and still hold on to huge boxes and binders full of hard copies of old case files? You’d think these law firms were trapped in the 1990s! You might be wondering, “Why do some law firms struggle with adapting to new technology?” Well, it is true that nobody wants their job to be replaced by technology. Plus, most people do not like change.
These are just a few ways that technology helps us help you.
I wonder what new technology we’ll try next!
02
Published by The Newsletter Pro . www.NewsletterPro.com
They Say Ignorance Is Bliss … But Is It Healthy? NEGATIVE NEWS THE EFFECTS OF
— it needs to be the exception to the rule, not the norm. That means watching the news might give you an inaccurate view of what daily life is like in the world. How to Fight the Negativity It’s important to understand important issues of the day. But when the news becomes too much, psychologists encourage you to take a break with some good news — or no news at all. Advances in medicine and technology happen all the time! Seek out those stories, or take a break from news altogether. That’s when no news can become good news.
British psychologist Dr. Graham Davey, who specializes in the effects of media violence, says negative news can affect how you interact with the world around you. As you consume threatening news, you’re more likely to spot threats in your day-to-day activities that aren’t there, which leads to anxiety. Why Is the News So Negative? As news media revenue goes down and people become desensitized, news organizations feel the pressure to show emotionally relevant material such as crime and accidents. At a basic level, for something to be “newsworthy” — negative or not
It’s nearly impossible to log on to social media or turn on the TV without seeing something distressing. Instead of dwelling on what’s troubling, let’s focus on how to protect our mental health. The Psychology of Bad News A study by Psychology Today found that people who watch negative news feel worse about pre- existing worries than people who watch happy or neutral events. That means people watching the news don’t just feel anxious about the world — they feel more anxious about their own lives.
Coye Law Firm’s Referral All-Stars!
Every month we give a big shout-out to clients who gave us referrals. This month, we’d like to recognize ...
Paul Walker
John Lopez
Melissa Berrios
The Ritenour Family
Mary Farrelly
Thank you, all, for trusting us with the legal needs of your family and friends!
ONE-PAN HARVEST PASTA This easy, healthy, hearty recipe is a delicious way to employ the harvest from your vegetable garden.
Ingredients
•
1 cup dried whole grain elbow macaroni 1/2 teaspoon crushed red pepper Ground black pepper (optional) Snipped fresh basil Grated Parmesan cheese Kosher salt
•
1/3 cup chopped red onion 2 cloves garlic, minced
•
2 tablespoons vegetable oil
•
•
•
1 small eggplant, cut into 1-inch pieces (4 cups) 1 medium zucchini, coarsely chopped (2 cups) 2 tomatoes or 4 Roma tomatoes, coarsely chopped (1 cup)
• •
•
1 (19-ounce) can cannellini beans (white kidney beans), rinsed and drained 1 3/4 cups reduced- sodium chicken broth
•
• •
•
•
Directions
reduce heat. Cover and simmer 7–10 minutes more or until vegetables and pasta are tender, stirring occasionally. Remove from heat. Season with salt and pepper; top with basil and Parmesan cheese and serve.
1. In a very large skillet, heat oil over medium heat. Add eggplant, zucchini, tomatoes, red onion, and garlic. Cook, uncovered, 7–10 minutes or until vegetables are almost tender, stirring occasionally. 2. Add beans, broth, pasta, and crushed red pepper. Bring to a boil, then
Recipe courtesy of midwestliving.com.
03
Published by The Newsletter Pro . www.NewsletterPro.com
PRSRT FIRST-CLASS MAIL US POSTAGE PAID BOISE, ID PERMIT 411
h a r e
730 Vassar Street, Suite #300 Orlando, FL 32804
407-871-3811
• Accidents & Injuries • Workers’ Compensation
• Social Security Disability • Family Law & Probate
www.coyelaw.com
T H I S I S S U E
Legalized Theft
01
02 This Month in History Why Are Some Law Firms Trapped in the 1990s?
Ignorance Is Bliss … Is It Healthy? One-Pan Harvest Pasta
03
04 Want to Wrestle a Gator for 10 Bucks?
Wrestle a Gator for 10 Bucks … AND OTHER ORLANDO EXPERIENCES
Have you ever wanted to yell “Crikey!” while wrasslin’ an 8-foot alligator? If so, you need to check out Gatorland, where you can have a “rookie wrestling” experience with an alligator for just $10. They’ll even take your photo! It’s less dangerous than it sounds, but if climbing into a pit with a prehistoric reptile isn’t for you, Gatorland also offers tours, zip lines, and other fun attractions for the whole family. Orlando is home to all kinds of wacky things to do. Best of all, most of them won’t break the bank. Why not take the swan boats out on Lake Eola? It’s a great way to spend the afternoon, and for $15, you can be out on the lake with your family, friends, or that special someone, in a swan boat of your very own. While you’re there,
take a stroll through the park, check out the fountains, and peek in the windows of the historic Lake Eola House, a home built in 1924 in the Mediterranean style. Finally, if you don’t mind heading a bit out of town, there’s a lot to explore outside. Wekiva Park is close by, and it’s a great place to swim. It’s also not too late to check out the bioluminescent lagoon after dark at Puerto Mosquito. Just be sure to bring the bug spray — they really aren’t kidding about the mosquitos. Last but not least, Black Hammock Airboat Rides up near Lake Jesup will give you a tour of the lake for about $25, and there’s also the option to eat, drink, and see more alligators.
Because who doesn’t like seeing alligators?
04
Published by The Newsletter Pro . www.NewsletterPro.com
Page 1 Page 2 Page 3 Page 4Made with FlippingBook Annual report