African SMEs’ Performance and Behaviors during COVID-19

For those who contracted health insurance, it seems they are adequately satisfed with the scheme as depicted in the chart below where 34,2% agree and 10,5% strongly agree with the statement “In general, I am happy with my health insurance scheme”.

Figure 3.5: “In general, I am happy with my health insurance scheme”

For those who did not contract a health insurance scheme, we wanted to fnd out the reasons why not and we came with the following chart where mostly people found that the available schemes were not suitable for their budget (48,3%), others (20,3%) have personally contracted health insurance (not through their workplace), while of course for not registered companies, they still did not contract a health insurance program for the employees (13,5%). 6,3% found that the available schemes were not adequate for their needs and fnally under “others” category we found that mostly insurance coverage was not afordable for SMEs, or that the company just newly registered, or that the capacity of the company does not justify it having interesting corporate deals from insurance companies.

Figure 3.6: SMES without Insurance

B- Scarcity of medical resources

During the pandemic, many countries sufered from the shortage of medical supplies and the overcrowding of their health facilities. We wanted to trace this in our survey through the

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