2022 Annual Report

UNITY BANK LIMITED 2022 Financial Report UNITY BANK LIMITED 2022 Financial Report

ABN 11 087 650 315 ABN 11 087 650 315

UNITY BANK LIMITED 2022 Financial Report

ABN 11 087 650 315

(d) Impairment losses (d) Impairment losses

Note Note

2022 $'000 146 2022 $'000

2021 $'000 625 2021 $'000

(e) Other prescribed disclosures (e) Other prescribed disclosures Total Impairment Losses Total Impairment Losses Loans to non-members via SocietyOne & Plenti (Decrease) in provision for impairment Bad debts written off directly against profit Loans at amortised cost Increase in provision for impairment Bad debts written off directly against profit Total Impairment Losses Total Impairment Losses Loans to non-members via SocietyOne & Plenti (Decrease) in provision for impairment Bad debts written off directly against profit Loans at amortised cost Increase in provision for impairment Bad debts written off directly against profit General administration - employees costs include: - net movement in provisions for employee annual leave - net movement in provisions for employee long service leave - net movement in provisions for employee sick leave - net movement in provisions for employee sick leave General administration - depreciation expense include: - buildings General administration - depreciation expense include: - buildings - plant and equipment - leasehold improvements - computer hardware General administration - employees costs include: - net movement in provisions for employee annual leave - net movement in provisions for employee long service leave

146 157 303 157 303

625 271 896 271 896

(118) 219 101 (118) 219 101

(322) 308 (14) (322) 308 (14)

2022 $'000 2022 $'000 219 219 282 282 501 501 - - 358 365 129 168 358 365 129 422 168 422 672 2,114 2,114 672

2021 $'000 2021 $'000 (1) (1) (4) (4) (151) (151) (156) (156) 365 308 210 365 308 210 392 189 392 754 2,219 2,219 189 754

- plant and equipment - leasehold improvements - computer hardware - ROU Assets - amortisation of software - amortisation of software

- ROU Assets

Other operating expenses include: Auditors remuneration (excluding GST) - Audit fees Other operating expenses include: Auditors remuneration (excluding GST) - Audit fees - Other services - taxation - Other services - compliance - Other services - taxation - Other services - compliance - Other services - other Defined contribution superannuation expenses Defined contribution superannuation expenses - Other services - other

129 129 31 212 212 31 21 31 21 31

148 148 32 32 5 5 25 25 210 210

1,708 1,708

1,593 1,593

33 33

40

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