N E W S L E T T E R
Understanding Your Insurance Benefits
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Doyouunderstandyour insurancebenefits?Manypatientsareconfused by what their insurance covers, what their deductible is, and how physical therapy might differ from other services with regards to insurance. This can be frustrating, but we are hoping to make it a bit easier for you. Keep in mind, your insurance is a payment method, and like a credit card or checking account, it benefits you to know how your payment method works. Most insurance cards have a customer service number on them; this is a good place to get questions answered. If you are in need of physical therapy treatments but you are hesitant about the cost/insurance coverage, we would like to put your mind at ease. Follow below to learn about your insurance benefits with physical therapy. Which insurance plans do we accept? There is an extensive list of insurance plans that we accept. However, this list is subject to change, and we recommend verifying your physical therapy benefits with your insurance provider beforehand. Before your treatments begin, we will discuss your benefits with you, in order to clarify any copays, deductibles, or coinsurance for our services – if we’ve lost you at
these words, don’t fret! We will outline them below. Our current list of accepted insurance plans includes:
• Aetna. • Ambetter.
• Humana. • Martin’s Point.
• Blue Cross Blue Shield (EPO, HMO, POS, ACA exchange and PPO plans only). • Cigna. • Coventry.
• Medicare. • Medicaid. • New Hampshire Healthy Families. • PHCS. • Tricare. • Tufts. • Unicare. • United Healthcare. • Wellsense.
• First Health. • Great West. • Harvard Pilgrim. • Harvard Pilgrim Stride. • Healthplans Inc.
If you do not have insurance, or if your insurance doesn’t cover physical therapy services, it doesn’t mean you can’t still receive them! We also offer private pay plans that we can discuss with you at your initial appointment.
Are you letting costs hold you back? Call 603.890.8844 to schedule your appointment today!
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