Askeroth Law Group - June 2020

725-867-8495 WWW.ASKEROTHLAW.COM JUNE 2020 LEARNING TO MAXIMIZE STRENGTHS

In the 2016 Olympics in Rio, the Japanese men’s 4x100 meter relay team was a huge underdog. Japan is not known for its running prowess, and the Japanese 4x100 meter team was not expected to medal in the race. The odds were stacked against them. Not a single runner on the Japanese team was able run the 100 meters distance faster than 10 seconds, while all the other teams in the final had at least one runner who could. Plus, the Jamaican team had Usain Bolt, who held the world record with 9.85 seconds. On paper, Japan had no chance of winning. Yet, at the end of the race, the Japanese team shocked everyone (except maybe themselves) and won silver. They accomplished this incredible feat by working as a team to focus on their strengths and minimize their weaknesses. How did they accomplish this feat? The Japanese team put in years of hard work developing and improving things they could control, like finding a better way of passing the baton. The team knew they couldn’t outrun their competitors, so they instead focused on shaving time off of their overall combined run by focusing on the important aspect of handing off the baton. The 4x100 meter relay race has three baton passes from one runner to the next. The handover must happen in a certain section of the track, and if a runner misses the handoff in this section, the team is disqualified. The quality and efficiency of the handoff are crucial, and the fastest team can fail if they don’t pass the baton efficiently or if they drop it. The Japanese team realized they could increase the efficiency and speed at which they transferred the baton by changing a few things. First, they realized they could shave some time off by changing the way they placed their hands on the baton. Most runners in the relay don’t put their hands on top of each other during the handover. Japan, however, found they could accomplish the handover more quickly by placing their hands over each other during the exchange. This reduced the likelihood of them dropping the baton and improved the efficiency of the handover. Additionally, the Japanese team worked hard to improve their verbal and audible cues so the next runner didn’t have And Minimize Weaknesses

to look over their shoulder to take the baton. When a runner has to look back or over their shoulder, their speed decreases. Synchronization is the most important aspect of the handover. The team also tweaked the technique to increase the distance between the runners during the handoff; the further apart the runners are, the less they have to actually run, which shaves off some time on the overall race. Finally, they improved their shoulder position during the handoff by tilting their shoulders a few degrees when receiving the baton. The team put a lot of research into other aspects of the race too — like trigger point signaling to the next runner to start at the optimal handover point — and used three high-speed cameras to support their research. By focusing on the handoff, the Japanese were able to shave off time, even though not a single runner on the team could run the 100-meter distance in under 10 seconds. Their hard work and preparation paid off, and they came in second place. What can we learn from the experience of the Japanese relay team? Right now, some of us might be experiencing challenges we never imagined. Our law firm has had to change and adapt because of the current crisis. However, with the recent changes, our firm has discovered new opportunities and other ways to help our community (for example: helping small business obtain insurance benefits for business interruption caused by COVID-19). Like the Japanese Olympic team in the 4x100 meter race, we can find opportunities to growwhen faced with adversity and challenges, and come out stronger and better for them. Sometimes, it just takes a bit of hard work and some creative thinking.

“THEY ACCOMPLISHED THIS INCREDIBLE FEAT BYWORKING AS A TEAM TO FOCUS ON THEIR STRENGTHS AND MINIMIZE THEIR WEAKNESSES. ”

If you have been affected by the COVID-19 crisis, and need legal help, please do not hesitate to reach out to us.

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SMALL-BUSINESS INTERRUPTION CLAIM DENIED BYYOUR INSURANCE COMPANY?

COVID-19 and the government shutdown of the economy have put a strain on many small businesses in our community. Among the many economic consequences of the pandemic is the loss of income for small businesses. Some small-business owners have been forced to completely shut down their operations and have subsequently suffered weeks or months of lost business revenues. During a crisis, businesses will often look to their business insurance coverage for relief. This crisis is no different. In fact, many property and casualty business insurance policies cover loss of revenue caused by business interruptions as a result of events outside of the control of the business. The COVID-19 crisis is one such uncontrolled business interruption, causing the shutdown of nonessential businesses and leading many business owners to file claims with their insurance carriers. Under the terms of their insurance policies, many small businesses should be able to recover their lost revenue during this difficult time by submitting insurance claims. Unfortunately, many large insurance companies have denied most of these claims related to COVID-19, alleging that coverage is excluded under these policies.

types of coverage and exclusions contained in each individual policy. Because the language in each policy is subject to legal interpretation, a small business should not accept the insurance carrier’s denial of coverage without consulting with a lawyer. Businesses across the country have even started to file lawsuits against major insurance companies for improperly denying these insurance claims related to COVID-19. Compensation may be available to many of these businesses as a result of the insurance carriers’ wrongful denial of business interruption claims. This compensation may cover loss of business revenue as a result of the crisis and potential damages against the insurance carrier for failing to handle its insured’s claim in good faith. Askeroth Law Group is ready to assist local small-business owners during this difficult time. If your small business received a denial from your insurance carrier for a business interruption claim or any other denial of coverage related to the COVID-19 crisis, contact our office for a free review of your insurance policy and case evaluation. We are standing by to help your small business survive this crisis and obtain the insurance coverage and benefits you deserve.

We have found that a policy’s coverage in the context of COVID-19 damages will come down to the particular policy language, including various

TURN YOUR VACATION INTO A STAYCATION

3 Ways to Replace a Canceled Vacation

Vacations provide opportunities for families to spend time together in a relaxed environment, get away from the routines of everyday life, and create meaningful memories. If you’ve recently had to cancel a trip but still want to create the experience of a vacation for your family, then a staycation is just what you need. TRANSFORMYOUR BACKYARD When you’re trying to recreate a vacation, the outdoor areas of your home present a variety of possibilities. You can turn a sandbox into a relaxing beach, complete with a kiddie pool “ocean.” If you have trees, then set up a zip line or obstacle course. You can even stimulate summer brains with a scavenger hunt around the backyard with hidden clues in the dirt or bushes. The ultimate prize can be something you would have purchased on your original vacation, like a souvenir you can find online. CREATE A ‘FAMILYMUSEUM’ Many vacations include an educational aspect in order to enrich our understanding of the place we’re visiting, and museums are a great way to accomplish that. If you’re confined to the house, then teach your kids about

your own knowledge and interests and encourage them to get creative and make their own contributions, too. Have everyone create art, take photos, or write about their prized possessions. Display these masterpieces around your home and let their creators take you on a tour. Learning more about one another builds meaningful bonds. BRING YOUR TRIP HOME You probably chose your original vacation destination in order to experience new and different cultures and activities. But just because you’re no longer traveling to that location doesn’t mean you can’t experience some of what it has to offer! Research popular local cuisine, activities, and history of the area, then create ways to experience them with your family. Cook a traditional meal, recreate a scenic location through photographs, or share a story about local lore and history. Your changed plans will no longer feel like a missed opportunity. Staying at home doesn’t mean your family can’t have the fun of a vacation. All it takes is a little creativity and innovation to build an experience that will bring your family closer together.

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BRAIN WORK

CONGRATULATIONS, JADE! An Official Graduate of Law School

GRILLED BASIL CHICKEN AND TOMATOES

Ingredients Inspired by TasteOfHome.com

• • • • • • •

2 tbsp olive oil 1 clove garlic

1/2 tsp salt

3/4 cup balsamic vinegar

1/4 cup tightly packed fresh basil leaves

8 Roma tomatoes

4 boneless skinless chicken breast halves (4 oz each)

Directions

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For marinade: In blender, combine olive oil, garlic, salt, vinegar, and basil. Cut 2 tomatoes into quarters and add to mixture. Cover and process until blended. Halve remaining tomatoes for grilling. In bowl, combine chicken and 2/3 cup marinade. Cover and refrigerate for 1 hour. Reserve remaining marinade. Heat grill to about 350–400 F. Lightly oil grates. Grill chicken until internal temperature reads 165 F, about 4–6 minutes per side. Grill tomatoes until lightly browned, about 2–4 minutes per side. Discard remaining marinade. Serve chicken and tomatoes with reserved marinade.

We’re suspending our Workers’ Compensation Corner this month to make a very important announcement! As many of you know, Jade Askeroth, Tom’s brother, has been a law student for the last few years. During school, Jade has continued to work tirelessly for the firm as a full-time law clerk. We’re excited to announce that in May, Jade graduated law school. He’s currently preparing to take the Nevada Bar exam this year! All of us here at Askeroth Law Group are very proud of his accomplishment. Next time you speak with Jade, we encourage you to congratulate him on this awesome achievement!

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INSIDE

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A Lesson From the 2016 Olympics

Business Interruption Claims 3 Enriching Staycation Ideas

An Official Graduate of Law School Grilled Basil Chicken and Tomatoes

3 Ideas for the Ultimate Backyard Campout

3 IDEAS FOR THE ULTIMATE CAMPOUT Right in Your Own Backyard Even though it’s almost peak camping season, you and your family might

projector, and some speakers. Then, snuggle up in some cozy blankets and pillows under the stars while you watch the best summer blockbusters or throwback favorites.

opt to cancel your out-of-town trip this summer, but don’t worry. Just because you don’t head into the mountains doesn’t mean you can’t still enjoy time outdoors with a backyard campout. It might not be your favorite spot in a sprawling national park, but that doesn’t mean you can’t turn backyard camping into the best staycation ever with these ideas and more. MAKE A DIY TENT While pitching a tent for camping always comes with some level of frustration, making your own tent using household items like tarps, rope, blankets, and more can be a fun project for the kiddos. It’s an opportunity to let them exercise their imaginations and build something they can relax, play, and even spend the night in. CREATE AN OUTDOOR MOVIE THEATER If you’ve been craving the big-screen experience that you thought only movie theaters could offer, you’re in luck! You can make your own big screen at your backyard campout. All you need is a large white sheet, a home

BUILD A FIREPIT No campout — backyard campouts included — is truly complete without a roaring campfire.

With a gravel base and a simple stone barrier (as well as some quick and easy instructions available online), you can build the ultimate firepit for warming up on chilly nights, telling spooky ghost stories, and of course, roasting marshmallows. As a bonus, you can keep a firepit around when cooler weather rolls in too.

This is far from a comprehensive list of backyard camping activities. That said, these three ideas alone can make for several nights of outdoor entertainment. Why not explore the various ways you can have the best camping

experience your backyard has to offer?

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