Lyndon Thomas Insurance September 2018

Lyndon Thomas Insurance

NEWAND REDISCOVERED PASSIONS IN LATER LIFE

A Guide to Picking a Post-Career Hobby

I’d like to outline the services Lyndon Thomas Insurance provides for our clients and prospects throughout the year, with a focus on the upcoming Medicare Annual Enrollment Period. PRESCRIPTION DRUG REVIEW Medicare Advantage Plans and Prescription Drug Programs change from year to year. Premiums may go up (or down!), copays may change, or a drug you are taking may change tiers. Birthday presents are nice surprises, but finding out in January that your premium or copays went up is not the way to begin the new year. Lyndon Thomas Insurance will mail clients a Prescription Drug Review Worksheet in September. If you would like us to review your prescriptions, simply complete the worksheet and return it to our office via mail or email. SALES EVENTS MEETINGS In the October issue of Lyn’s Ledger, we will list our Annual Enrollment Period sales meetings if you would like an in- depth review of your plan’s 2018 benefits. Each sales meeting will be plan-specific in compliance with Medicare guidelines. In this way, you may attend meetings based on the plan about which you would like information. Please invite a friend to come along! INDIVIDUAL BENEFITS CONSULTATION You can always schedule an individual appointment with Lyndon Thomas Insurance for a benefits review of your MAPD, SA-PDP, or Medicare Supplement. You may call our office at 805-646-6409, text us at 805-798-3245, or email us for an appointment. Our goal is to make your entry into Medicare and any changes during the Annual Enrollment Period as informed and as smooth as possible. Let’s get the Medicare piece solved so you can move on to what you’d rather be doing, like getting ready for the holidays or hanging out with the grandkids! HowWe Help You With the Annual Enrollment Period

Aside from financial concerns, the No. 1 question that most impending and recent retirees struggle to answer is how they will fill up all their time. While spending time with family and relaxing are priorities for most folks entering the post-career chapter of their lives, these aren’t enough to fill up the bulk of your newly acquired free time. Cultivating a hobby is a great use of your time at any age, but especially during retirement. As Dick Van Dyke once said, “To me, retirement means doing what you have fun doing.” Here are three questions to help you discover a hobby that’s right for you. DO YOU HAVE A DORMANT PASSION? Work has a tendency to put our other interests on the back burner. Maybe you painted for pleasure during college but put the canvas away to focus on your career. Perhaps you were once a chess fanatic, and today you find your board gathering dust from lack of use. Now is the perfect time to rediscover those once-beloved activities. WHAT HAVE YOU ALWAYS WANTED TO DO? Discovering new hobbies is just as rewarding as rekindling old ones. Have you ever heard about a pastime and thought, “I’d love to do that, if only I had the time”? Former NFL quarterback Drew Bledsoe opened a winery after retiring from football. While you probably don’t have the financial resources of a professional athlete, there’s nothing stopping you from pursuing a newfound passion at the same velocity as the footballs Bledsoe threw. IS THERE A CAUSE YOU WANT TO SUPPORT? Volunteer work can be incredibly fulfilling, especially when you have the time and energy to devote to it. Many older adults find that giving back to the community adds meaning and purpose to their lives. The best way to figure out how to donate your time is to think about a cause dear to your heart. From there, find a reputable organization that supports said cause, and see what you can do to help.

Retirement is the perfect opportunity to throw yourself head-first into something you’re passionate about. So what are you waiting for?

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2 216-B E. Matilija St., Ojai, CA 93023 www.LT-ins.com CA# 0D96309

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