Do you know how to become Tax-Free instead of the Perfect Tax Payer? At your retirement, should your account value be less than you had anticipated, what hobbies or other lifestyle pleasures will you be required to surrender to ensure that you never run out of money during your lifetime? I would like to add a number nine: How much food, cash (not in the bank), batteries, cryptos, American Silver Eagles, and other supplies do you have put back in case of major economic or technical happening in our country? I do not sell any of the above-mentioned items, but I can show you mathematically where your financial life is currently and where it will be in the future based on your numbers and your input. I can show you how to protect your assets and your family from the agony of the Probate system, which is not user-friendly. It took my brother two years to wrap up our dad's estate. I can show you the importance of having guardianship documents for your children and grandchildren. Over the last nine years, I have had my share of curveballs that life can hurl at a person. I would encourage you to view my website, https://tommyruff.com. Take time to study my online webinars. Spend some time reading my Essential Lessons. Study the U.S. Debt Clock. See what kind of financial challenges your individual State is facing.
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