Frontwave Briefing | First Quarter 2020

Briefing frontwavecu.com

First Quarter 2020

Upcoming Financial Workshops Financial Literacy for Young Adults

Estate Planning No one wants to think about it, but we should all be prepared for the inevitable. Let us help you prepare your family for life’s toughest transition with this free workshop presented by Attorney Ben Diederich, who will teach you the basics of wills, trusts and estate planning to properly ensure your legacy for the future. • Wednesday, March 18, 2020 @ 5:30pm Frontwave Rancho Del Oro Branch

Home Buying Essentials Are you a first-time home buyer or thinking about moving up with your growing family? Our real estate experts are ready to prepare you with the knowledge and resources you’ll need to make the best decisions in the home buying process. • Wednesday, January 29, 2020 @ 5:30pm Frontwave Rancho Del Oro Branch Just starting out in the world of personal finance? This is the perfect class for you. We’ll teach you the basics of budgeting, saving, understanding credit, calculating debt-to-income ratio, auto buying and money scams to avoid. • Wednesday, January 15, 2020 @ 5:30pm Frontwave Rancho Del Oro Branch 1278 Rocky Point Dr. Oceanside, CA 92056

Pictured Above: Wildomar Home Buying Workshop

1278 Rocky Point Dr. Oceanside, CA 92056

From Coast to Coast and Continent to

• Thursday, March 26, 2020 @ 6pm Frontwave Wildomar Branch 36290 Hidden Springs Road Wildomar, CA 92595

Continent – We’ve Got You Covered! When you’re relocating, traveling, or need a branch near work, remember Frontwave Members have access to more than 5,600 CO-OP Credit Union “Shared” branches within the U.S. and nearly 30,000 surcharge-free ATMs worldwide. To find a nearby location, call 888.748.3266 or visit co-opcreditunions.org.

Preventing Card Fraud Card Fraud is on the rise, but you can help fight back. Frontwave’s Sr. Fraud Investigator Patrick Beaty will teach you how to protect yourself and your money in the digital world, covering subjects like identity theft, card skimming, fraud prevention and the dark web. • Wednesday, February 26, 2020 @ 5:30pm Frontwave Rancho Del Oro Branch

1278 Rocky Point Dr. Oceanside, CA 92056

• Wednesday, February 12, 2020 @ 6:30pm Frontwave San Marcos Branch

670 W. San Marcos Blvd San Marcos, CA 92018

1278 Rocky Point Dr. Oceanside, CA 92056

UPCOMING HOLIDAYS Frontwave will be closed in observance of the following holidays this quarter: New Year’s Day Wednesday, January 1 Martin Luther King Jr. Day Monday, January 20 President’s Day Monday, February 17 Express Line, Online Banking, Mobile Banking, and ATM service • Wednesday, February 19, 2020 @ 6pm Frontwave Wildomar Branch 36290 Hidden Springs Road Wildomar, CA 92595 Frontwave will be closed in observance of the following holidays this quarter: New Year’s Day Wednesday, January 1 Martin Luther King Jr. Day Monday, January 20 President’s Day Monday, February 17 Express Line, Online Banking, Mobile Banking, and ATM service will be vailable as usual.

CONTACT US Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 800.234.6999 Enterprise Car Sales 800.CAR.SALES GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820 Express Line 8 0.829.7676 Member Solution Center 760.631.87 0 or 8 0.736.45 0 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 8 0.234.6 9 Enterprise Car Sales 800.CAR.SALES Gr enPath Financial Wellness 8 7. 37. 3 9 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LC 8 4.7 8.0820

STATISTICAL REPORT As of November 30, 2019 Members: 91,614 Assets: $890,891,398 Total Shares: $757,133,421 Loans Outstanding: $603,949,171 As of November 30, 2019 Members: 91,614 Assets: $890,891,398 Total Shares: $757,133,421 Loans Outstanding: $603,949,171

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