SUPPLEMENTAL BENEFITS (Continued)
Critical Illness
Guardian’s Critical Illness plan allows you the ability to receive a lump sum benefit upon first and second diagnosis of any qualified Critical Illnesses listed under the covered conditions. Benefits are paid directly to you, when you need it most, and can be used for medical expenses, childcare, transportation, copays and deductibles related to your illness. Additionally, Wellness Benefits pay when you complete specific preventive
screenings such as mammograms and colonoscopies. See Guardian benefit summary for more details.
Some examples of qualified Critical Illnesses are:
Cancer
• • • •
Heart Attack Organ failure
Stroke
Bi-Weekly Costs
Employee Only
Employee + Spouse
Employee Age to Policy Issue
$5,000 Benefit
$10,000 Benefit
$5,000 / $2,500 Benefit
$10,000 /$ 5,000 Benefit
<30
$1.96
$3.35
$3.18
$5.26
30-39
$3.01
$5.41
$4.77
$8.37
40-49
$6.11
$11.51
$9.47
$17.57
50-59
$11.54
$22.18
$17.71
$33.67
60-69
$17.94
$34.77
$27.43
$52.67
70+
$33.36
$65.26
$50.74
$98.58
Notes: • Costs listed are for Issue Age and will not increase due to a change in age • Spouse’s age is based on Employee’s Age • Spouse’s benefit cannot exceed 50% of Employee’s benefit • A Child(ren) benefit of 25% of the Employee’s amount is included in the Employee’s election
11
Made with FlippingBook - professional solution for displaying marketing and sales documents online