Stano Law - January 2019

monthly “You are not alone.”

January 2019

FROM THE DESK OF

Paul Stano

PRACTICAL RESOLUTIONS FOR 2019

I’mnot going to give you a list of traditional resolutions—you’ve heard enough of those. Instead, I’mgoing to share some practical New Year’s resolution ideas that will help you and your adult children in 2019. Let’s get started. 1. Have a life-care conversationwith your spouse about long-termcare planning. Have you discussed how you will finance the $10,000 per month nursing home bill. The chances of needing long-term care exceed 70 percent if you reach the age of 65. 2. Make an inventory of your assets. Get a binder or portable file and place all of your life insurance policies, IRA statements, and any investment documents inside andmake sure that they are clearly labeled. 3. Update your estate documents. Make sure that you and your spouse both have powerful power of attorney documents as well as updated wills and trusts. Good news— I can help you accomplish all of these. Educate yourself at one of our monthly seminars. You can register by calling us at 440- 888-6448 or visit stanoseminars.com.

This time of year, many people resolve to eat healthier. It’s a noble goal, but it can’t be accomplished through wishful thinking alone. There are infinite fad diets and eating challenges you can try in order to improve your diet, but more often than not, these methods produce fleeting results. It’s much more logical to transform your diet through simple, actionable steps rather than attempting a complete overhaul based on obscure methodology or marketing gimmicks. Fortunately, one of the biggest steps you can take to improve your diet is also a simple one: Increase the amount of local and seasonal produce in your pantry and on your plate. Fruits and vegetables are the cornerstones of nutritious eating habits, and sourcing from local purveyors guarantees you’ll get your produce at the height of freshness. In addition to the health and taste benefits of eating fresh produce that hasn’t traveled thousands of miles to land on a store shelf, seasonality and locality affect the sustainability and price of your food. “If people are prepared to eat locally and seasonally,” says philosopher and food theorist Peter Singer, “then they probably do pretty well in terms of environmental impact.” On the economic side of things, the shorter the distance between farm and store, the lower the price, which is why you can always find great deals at your local farmers market. To help make 2019 a year of seasonal eating, you’ll need to know what’s at peak ripeness each season. Of course, some of what’s available in your area will vary based on the climate where you live, but the vast majority of this guide will be applicable to the 48 contiguous states. A GUIDE TO EATING SEASONALLY W hat to B uy and C ook T hroughout the Y ear

–Paul

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