THE COSTLIEST HURRICANE MISTAKES SMALL BUSINESSES MAKE Before the Storm Hits, Make Sure Your Business Is Protected
Hurricane season doesn’t give much warning, and for small- business owners, that can mean the difference between a temporary setback and a lasting loss. The smartest time to prepare is long before a storm ever forms. BUILD A STRONG FOUNDATION BEFORE A STORM. Preparation starts well in advance. A few strategic moves can significantly reduce risk and downtime: • Back up critical data regularly and store it somewhere accessible outside your physical location • Review your insurance policy carefully to understand what is and isn’t covered • Create a communication plan for employees, customers, and vendors • Prepare an emergency kit with essentials like water, food, first aid supplies, and lighting These steps may seem simple, but they can make a major difference when time is limited. ACT FAST WHEN A STORM IS IN THE FORECAST. Once a hurricane is announced, preparation shifts into action. This is the time to secure your property and minimize potential damage:
• Bring in or secure outdoor items that could become dangerous in high winds • Protect windows and doors to reduce the risk of interior damage • Shut down utilities when appropriate to help prevent fires or equipment damage • Fuel vehicles and generators so you’re ready for power outages • Set aside cash and supplies for immediate post-storm needs Quick, thoughtful action during this stage can help limit both physical damage and operational disruption. KEEP SAFETY THE NO. 1 PRIORITY. If evacuation orders are issued, they should be taken seriously. No property is worth risking lives. If you or your team remain on-site during severe weather, stay in designated safe areas and rely on your emergency supplies. Clear communication and preparation help reduce panic and keep everyone focused on safety. WHEN THE STORM PASSES, THE CHALLENGES CONTINUE. Even the best preparation can’t prevent every loss. When it’s time to file an insurance claim, many business owners expect support, but instead encounter delays, low payouts, or unexpected denials. This is where documentation and persistence matter. Keeping records, photos, and receipts can strengthen your position if your claim is questioned. If your insurance company isn’t honoring your policy, you have options. When a storm damages your property, you can contact our experienced legal team to help ensure your claim is handled fairly.
BREAK TAKE A
Grilled Whole Chicken and Vegetables
Ingredients • 1 whole chicken • 1 lemon, halved • 2 tsp onion powder • Salt and pepper, to taste • Extra-virgin olive oil
• 3 bell peppers, quartered • 1 zucchini, sliced • 1 summer squash, sliced • 2 red onions, quartered
Directions 1. Turn the grill on high heat. 2. Using kitchen shears, cut along both sides of the chicken’s backbone and remove it. 3. Turn the chicken over on a baking sheet and press it flat. 4. Squeeze the lemon over the chicken and season with onion powder, salt, and pepper.
5. Brush the chicken and grill grates with olive oil. 6. Place the chicken skin-side down onto the grill.
7. Grill for 12–15 minutes until charred. Flip the chicken and grill for 25–30 minutes. Flip it again and let it cook fully before removing from the grill and letting it rest. 8. Season the vegetables with salt and pepper, then brush them with olive oil. 9. Grill the vegetables for 6–7 minutes, until tender. Enjoy!
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