Frontwave Briefing | First Quarter 2022

Briefing frontwavecu.com

First Quarter 2022

What’s better than free financial education? Getting it from the comfort of your couch! Register for one of our virtual workshops today at frontwavecu.com/workshops. Upcoming Financial Workshops

Start the year off right with a fresh new quote from Frontwave Insurance Services. We can help make sure you have the right insurance for your needs at the best price. Get a free quote at frontwavecu.com/insurance or by calling 844.788.0820. Looking to Save on Your Insurance? Insurance products are offered through Frontwave Insurance Services, LLC, a subsidiary of Frontwave Credit Union. Insurance offered is not a deposit and is not federally insured or issued by or guaranteed by Frontwave. Insurance may be required as a condition of credit for some Frontwave loans and may be purchased from an agent or insurance company of the member’s choice.

UPCOMING HOLIDAYS Frontwave will be closed in observance of the following holidays this quarter: New Year’s Day Wednesday, January 1 Martin Luther King Jr. Day Monday, January 20 President’s Day Monday, February 17 Express Line, Online Banking, Mobile Banking, and ATM service Estate Planning No one wants to think about it, but we should all be prepared for the inevitable. In this free virtual workshop, Attorney Benjamin Diederich will teach you the basics of wills, trusts and estate planning to properly ensure your legacy for the future. • Wednesday, February 16 @ 6:30 pm Military Home Buying You serve your country proudly and we’re proud to serve you. Let our experts walk you through the VA program and all it has to offer. We will give you tips and tricks to make your buying process as easy as possible. • Wednesday, January 12 @ 6:30 pm • Wednesday, March 9 @ 6:30 pm First-Time Home Buying What financial dream is bigger than owning your own home? We want to prepare you for what it will take and how to make the process easier. Our real estate and mortgage experts will walk you through the steps it takes to become a homeowner. • Wednesday, February 9 @ 6:30 pm Fr t ave ill e cl se i observance of the following holidays this quarter: New Year’s Day Saturday, January 1 Martin Luther King Jr. Day Monday, January 17 Presidents’ Day Monday, February 21 Express Line, Online Banking, Mobile Ba king, a d ATM service will b available s usual.

CONTACT US Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 800.234.6999 Enterprise Car Sales 800.CAR.SALES GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820 Interested in investing and planning for retirement? We’ve got workshops or that, too! Visit frontwavecu.com/workshops for more info. IP 101, Intro to Intellectual Property Do you know how to safeguard your intellectual property? Have you explored the complicated world of patent and trademark law only to get confused and frustrated? In this free virtual workshop, Attorney Benjamin Diederich will help you navigate through the complicated legal mechanism designed to protect you, your ideas and your creations. • Wednesday, March 30 @ 6:30 pm Preventing Scams & Shams Financial scams & shams can target anyone. Don’t let yourself or your loved ones fall victim to fraudsters. Let our Fraud Investigator, Melissa Montanez, share with you the criminal trends, what to look out for and how to to protect yourself and your money. • Wednesday, March 16 @ 6:30 pm Expre s Line 8 0.829.7676 Member Solution Center 760.631.87 0 or 8 0.736.45 0 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 8 0.234.6 9 Enterprise Car Sales 8 0.CAR.SALES Gr enPath Financial Wellne s 8 7. 37. 3 9 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LC 8 4.7 8.0820

We’ve got you covered coast-to-coast!

When online banking won’t do and your usual branch or ATM is too far away, remember Frontwave Members have access to more than 5,600 CO-OP Credit Union “Shared” branches within the U.S. and nearly 30,000 surcharge- free ATMs worldwide. To find a nearby location, call 888.748.3266 or visit co-opcreditunions.org.

STATISTICAL REPORT As of November 30, 2019 Members: 91,614 Assets: $890,891,398 Total Shares: $757,133,421 Loans Outstanding: $603,949,171 As of Nove ber 30, 2021 Me bers: 117,935 Assets: $1,176,258,657 Total Shares: $1,041,364,369 Loans Outstanding: $623,9 8,264

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