Home Health Care Enhanced Providing health & financial security solutions when you need it most
This is a Home Health Care Insurance Policy Underwritten by: ManhattanLife Insurance and Annuity Company
HHCE-BR 0326
Home Health Care Enhanced Individual Coverage from ManhattanLife
Health. Comfort. Peace Of Mind. When illness, injury or loss of independence occurs, most people prefer care at home, especially from someone they know and trust. These unexpected moments can affect anyone at any stage of life. ManhattanLife’s Home Health Care Enhanced Insurance is an affordable supplemental solution that provides financial support for care at home, including help from loved ones, friends or others you’re comfortable with. With flexible benefits designed to ease financial stress, these plans allow you to focus on healing, dignity and peace of mind—right where you belong.
Plan Features & Benefits
• Issue Ages 18 - 89 • Guaranteed Renewable For Life • 30 Day “Free Look” Period to Examine the Policy • Simple Underwriting! • Prescription Drug Benefit Available in Most States
Classic Home Health Care Enhanced Benefits 1 • Daily maximum benefit of $150 - $450 with a maximum benefit period of 365 days 2 for the following services in your home from an Approved Home Health Care Enhanced Practitioner, subject to the eligibility conditions: Premier Deluxe
$150
$300 $150 $150 $150 $150 $120 $100 $200 $100 $100
$450 $200 $200 $200 $200 $200 $200 $300 $200 $150
Nursing Care
$75 $75 $75 $75 $60 $50
Physical Therapy Speech Pathology
Occupational Therapy Chemotherapy Specialist Enterostomal Therapy Medical Social Services
$100
Respiration Therapy
$50 $50
Home Health Care Aide 1
Classic
Premier
Deluxe
Homemaker Services Benefit 1 • Daily maximum care benefit for care received at home from an unlicensed family member, neighbor or friend. Prescription Drug Benefit 1 • 30-day prescription benefit of $10/Generic, or $25/Brand. • 90-day prescription benefit of $30/Generic, or $75/Brand.
$25
$50
$75
Lifetime Maximum $4,000 $5,000 $6,000 Maximum Benefit per Policy Year Classic Premier Deluxe $300 $600 $900
Restoration of Benefits 1 • The Maximum Benefit Period will be restored if benefits have not been paid or required for 180 consecutive days.
1 See the Policy and/or Outline of Coverage for state-specific details. 2 Maximum benefit period may vary by state.
Routine Annual Physical Examination Benefit Rider 3 • One benefit per year for a Routine Annual Physical Examination, subject to a 12-month Waiting Period.
Benefit $150
Accidental Death $10,000
Accidental Death & Dismemberment Benefit Rider 3 • Benefits for accidental death or an accidental bodily injury resulting in the loss of finger, toe, hand, arm, foot, leg or sight. To be covered, death or dismemberment must occur within 90 days of the covered accident and while this policy and rider are in force. • Lifetime maximum is $10,000.
Max. Dismemberment Benefit
Sight, both eyes Sight, one eye
$5,000 $2,500
Hand/arm/foot/leg (multi) $5,000 Hand/arm/foot/leg (single) $2,500 Finger or toe (multiple) $500 Finger or toe (single) $250
Benefit $100 per piece
Home Medical Equipment Benefit Rider 3 • Benefits paid when you need Home Medical Equipment prescribed by your Physician while receiving Home Health Care Enhanced Services and/or Home Health Care Aide benefits. • Lifetime maximum is $500.
Home Medical Equipment Limited to Mobility assistance Transfer aids Bathroom safety Home accommodations Personal medical equipment
Ambulance Benefit Rider 3 • Benefits paid for transportation in an Ambulance for Emergency Care, including transportation from one medical facility to another when health care services are provided during the trip. • Lifetime maximum is $2,500.
Benefit $200 per trip Per each one-way trip 4 trips per year
Max Amount per Accident Option 1 Option 2 $1,250 $2,500
Accident Expense Benefit Rider 3 • Benefits for dislocations, fractures or knee ligament tears when treated by a health care practitioner in a Hospital Emergency Room, Urgent Care Facility or Physician’s office within 48 hours of the Covered Accident. • Lifetime maximum is $10,000.
Max. Accident Benefit
Option 1 Option 2 $1,250 $2,500 $1,000 $2,000
Fracture, hip or skull
Dislocation Hip
Tear, knee ligament or meniscus Dislocation Knee Fracture, all other
$500 $1,000
$500 $1,000 $250 $500
3 See the Rider and/or Outline of Coverage for state-specific details.
Underwritten by: ManhattanLife Insurance and Annuity Company 10777 Northwest Freeway, Houston, TX 77092
This is not a complete disclosure of plan qualifications and limitations. Please access our website to obtain a complete list for the Home Health Care Enhanced product at https://www.manhattanlife. com/disclosure . Please review this information before applying for coverage. The amount of benefits provided depends on the plan selected. Premiums will vary according to the selection made. Policy Form Number: AS7008 (including state variations) Policy Rider Forms: AM7008AB, AM7008AC, AM7008DD, AM7008DE, AM7008RE (including state variations) For over 175 years, ManhattanLife Insurance and Annuity Company has been helping individuals and businesses by providing innovative products and superior customer service. We also provide competitive Medical, Life, Cancer and several other supplemental health insurance products with the personal attention you’ve come to expect from your insurance company. Additionally, we remain faithful to the core values on which our companies were founded: competitive products, personal service and prudent financial management. Our Customer Service team is friendly, knowledgeable and ready to help you.
Page 1 Page 2 Page 3 Page 4Made with FlippingBook - professional solution for displaying marketing and sales documents online