November 2019
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Eminent Domain | Family Law | Personal Injury
Waiting to Take Legal Action Seems Easy But It Makes Your Case That Much Harder
Delaying hiring a lawyer after a serious accident can seriously damage your claim. A recent case reminded me of this, because by the time the client got around to hiring me, the commercial trucks involved had already been destroyed. Why does this matter? The vehicles involved in a wreck are vital evidence. Not having them means you are limited in proving information about what happened and who was at fault. When you’ve suffered a personal injury, whether it be vehicle-related or otherwise, it’s hard to think about anything other than getting over the shock of the event and recovering. But taking the first steps of legal action also needs to be at the top of your priority list. Delaying action on your own behalf means that memories fade, physical evidence disappears, and it becomes more challenging to make your case. Delaying getting legal advice can lead to other problems. If you’ve waited to reach out to a lawyer who can educate you on your rights and options, an insurance adjuster may question you about the incident before you’ve been advised on what’s appropriate to say and what not to say. Adjusters are experts at getting you to say things that are good for them and bad for you. Remember: Although they may be friendly, the insurance adjuster is not your friend. His job is trying to figure out a way to pay you as little as possible or nothing at all. Delay is as harmful to legal statements as it is severe for medical procedures. Not only is it physically dangerous to delay getting the treatments you need, but it also creates more problems for your case. Not getting treatment right away suggests to the opposing party that your injuries were not serious, which they can and will use against you. Even though there may be extenuating circumstances, like being unable to afford the procedures or simply
not having time for them, seeking medical attention as soon as possible helps with both your physical healing as well as the legal health of your case. Another reason to contact a lawyer immediately after your accident is the difficulty of getting medical records. Medical record companies are often very slow in providing the records you need to document your injuries and pursue your legal rights. And getting medical lien records regarding how much you owe a health insurer if you settle your case can also be very time-consuming. Medicare and Medicaid often take six months to provide lien amounts. Even private insurers can take months to gather and turn over records. The sooner you start the process with all these entities, the sooner you get results. You only have a certain amount of time after an accident to file a lawsuit. Otherwise, you can never sue over your injuries. Waiting too long to start gathering evidence
and records can make it hard to meet this deadline. At a minimum, this delay lengthens your case, which adds to expenses and wears you out emotionally. If you’ve been injured by someone else’s negligence, don’t wait. Take the first step now by educating yourself about your rights and how to pursue your claim. Before you contact a lawyer, download my free legal guide “Win Your Texas Injury Case” at DavidToddLaw.com.
-David Todd
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The Sport That United a Country THE 1995 RUGBY WORLD CUP
In early November, the 2019 Rugby World Cup will wrap up in Japan. The international competition brings out world-class athletes and entertainment. While matches are certainly intense, respect for the competition and for referees is a core tenet of rugby culture. After going head-to-head with an opponent, you’ll still shake hands, and maybe have a beer together, at the end of a match. This principle was on full display nearly 25 years ago at the 1995 Rugby World Cup final in South Africa. The South African Springboks were up against the New Zealand All Blacks, and a number of factors made this an exceptional match. Just a few years earlier in 1991, apartheid legislation had been repealed in South Africa. The policy had left a deep cut, and the country still had a long journey toward healing and reparation. Nelson Mandela, who had been elected in 1994, was set on championing a “rainbow nation” in this new post-apartheid era.
game. It was controversial because of its connection to the architects of apartheid, but Mandela saw rugby’s potential as a symbol of hope and unity for a country that desperately needed it. Springboks captain Francois Pienaar (played by Matt Damon in “Invictus,” the film adaptation of this event) thought the president’s support of the team was a brilliant act. “During those six weeks, what happened in this country was incredible,” Pienaar said. Just before the final game that would decide the 1995 World Cup winners, Mandela sported a Springboks jersey and stood behind the team. Through a hard-fought match, South Africa came out on top, and, after receiving the trophy from President Mandela, Pienaar explained the atmosphere of the event: “When the final whistle blew, this country changed forever.” If the 1995 World Cup was any indication, the camaraderie inherent to rugby can transcend all kinds of barriers. Meet a fellow rugby player or fan in any part of the world, and you’ll likely forge an instant kinship. In 2021, you can look forward to cheering on the women’s teams during the Rugby World Cup in New Zealand.
Rugby started in England in the late 1800s, and colonizers took it to South Africa, where South Africans of every color embraced the
Legend of the Pirate Queen CHING SHIH: HISTORY’S MOST SUCCESSFUL PIRATE
From Blackbeard to Jack Sparrow, pop culture teems with pirates who frequented the ports of the Caribbean. And while these pirates are well-known for their (sometimes fictional) accomplishments, the most successful pirate in history terrorized the seas of China instead. Her name was Ching Shih. Ching Shih, who was born Shih Yang, was working in a Cantonese brothel when she met the pirate Zheng Yi. He came from a long family of notorious pirates and was impressed by Ching Shih’s cunning. They married in 1801 and built a pirate empire known as the Red Flag Fleet. When Zheng Yi passed away suddenly in 1807, Ching Shih strategically maneuvered her way into leadership, taking control of over 60,000 pirates. Historians describe Ching Shih as a brilliant military strategist, a skilled businesswoman, and a harsh disciplinarian. After taking control of the fleet, Ching Shih implemented a strict code of conduct. The code included rules for distributing booty, protecting female captives, and beheading anyone who disobeyed Ching Shih. Under her rule, the bloody crimes of piracy became a profitable business. The Red Flag Fleet would eventually clash with the British Empire, the Portuguese Empire, and the Qing dynasty of China, but no one could topple the pirate queen.
office of a local governor-general, completely unarmed, and requested full pardons and government jobs for her entire crew— along with permission to keep all their stolen goods. In exchange, she promised to give up piracy for good. Thankful to be free of the Red Flag Fleet, the Chinese government agreed to her terms. Ching Shih’s second husband was even made an officer in the Chinese navy. Ching Shih returned to Canton with her vast wealth and spent the next 34 years living a life of comfort with her family and running a gambling den. In 1844, the legendary pirate queen passed away of old age at 69, a rare feat for pirates of her era.
After almost a decade of pillaging the high seas, Ching Shih decided piracy wasn’t the best retirement plan. In 1810, she walked into the
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TAKE A BREAK
GET MORE BANK FOR YOUR BUCK Take Full Advantage of Your Financial Institution
Whether you’re banking with a credit union or a national giant, your financial institution likely offers more resources, account options, and saving plans than you’re using — or even aware of. As one NerdWallet article puts it, “Banks and credit unions continue to find new ways to both delight and confound customers.” If you focus on the delights, you can get more bang for your buck out of the financial institution you’re already using. Plus, there’s a good chance you’ll pick up new ways to stretch your retirement fund, grow your investments, and pass nest eggs to your grandkids along the way. Take these two easy steps to get started. 1. Get Clicking Even for someone with plenty of internet savvy, bank websites can be intimidating. Most are filled with tabs and portals that overwhelm customers, causing them to limit their interactions to plugging in a username and password to check their balance. Don’t fall into that trap! If you want to get a complete picture of what your bank has to offer, its website is the place to start. Next time you log in, set aside an hour or two to explore the site tab by tab. Take note of products and services you might not be using, like mobile banking apps, 24-hour hotlines, continuing education, and additional account options and their interest rates. Schwab, for example, offers a free online learning center complete with seminars, one-on-one financial advice, and more than 300 informative articles and videos. 2. Schedule a Sit-Down If your bank has a brick-and-mortar location near you, make a point to visit it. While there, take the time to learn about the latest updates from the reading materials on offer, make an appointment with a financial analyst, or speak with a bank teller. It’s in your bank’s interest to see your accounts grow, so representatives are happy to help. If you’ve already explored your bank’s website, this is the time to ask follow-up questions on what you found or make a financial move in a new direction. Whether you’ve decided on a 529 plan or a high-interest checking account, your banking representative can make it happen.
THE BEST LEFTOVER TURKEY SANDWICH
Inspired by FoodNetwork.com
Ingredients
•
2 slices sourdough bread
•
1/3 cup leftover dressing or stuffing
•
2 tbsp Dijon mustard
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2 tbsp leftover gravy
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2 slices Swiss cheese
• 1 tbsp butter, room temperature Note: Don’t worry if you don’t have all the leftovers required.
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1/3 cup shredded leftover turkey
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3 tbsp leftover cranberry sauce
Directions
1. Coat inside of each bread slice withmustard and a slice of cheese. Place turkey and cranberry sauce on one slice and dressing and gravy on the other. 2. Combine sandwich and spread butter on both sides. 3. In a panini maker or large skillet, grill until crispy and golden brown. 4. Slice and serve.
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Eminent Domain | Family Law | Personal Injury
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INSIDE THIS ISSUE
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Don’t Wait to Take Action
The 1995 Rugby World Cup History’s Most Successful Pirate
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The Best Leftover Turkey Sandwich How to Get More From Your Bank
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The Legend of Sergeant Reckless
THE GREATEST AMERICAN WAR HORSE THE LEGEND OF SERGEANT RECKLESS
Animals have acted as companions to humankind for thousands of years. They’re a near-constant source of companionship, comfort, and aid. Unfortunately, military animals don’t often get the recognition they deserve. One horse, in particular, was essential to the success of her regiment during the KoreanWar. Meet Sergeant Reckless. Bought for $250 in 1952 by a U.S. Marine Corps lieutenant at a Seoul racetrack, Sergeant Reckless was trained to carry ammunition for the 5th Marine Regiment. Her name was a play on the“recoilless”rifle ammunition she carried and a nod to the daredevil attitude of the soldiers who used them. Reckless was pivotal for her regiment inmore ways than one. As Robin Hutton notes in her book“Sgt. Reckless: America’sWar Horse,” “Because horses are‘herd’animals, the Marines became her herd. She bonded so deeply with them that Reckless would go anywhere and do anything to help her adopted family.”
Sergeant Reckless’ greatest achievement occurred during the final stages of the Battle of Outpost Vegas. During the bloody five-day campaign, Reckless made 51 trips to resupply guns over the course of a single day. By the end of the battle, she had carried 386 rounds of ammunition by walking 35 miles through rice paddies and mountain trails. After dropping off the ammunition, Reckless would then bring wounded soldiers back to safety. Reckless was trained to lie down when under fire and avoid barbed wire, and her ability to do so without needing human command saved many lives during the battle. Reckless would close out her war career with two Purple Hearts and the rank of staff sergeant. She spent the rest of her years at Camp Pendleton in California. To learn more about this legendary mare, be sure to check out “Sgt. Reckless: America’s War Horse” by Robin Hutton.
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