Home Health Care Enhanced ManhattanLife’s Home Health Care Enhanced Insurance is an affordable supplemental solution that provides financial support for care at home, including help from loved ones, friends or others you’re comfortable with. This plan can also minimize financial stress and allow you to focus your energy and attention on your own personal recovery.
90%
86%
The monthly median cost for in-home, full-time care is $6,292 2
An estimated eighty-six percent of people using Home Health Care services are 65 years of age or older. 1
Approximately ninety percent of adults over 65 prefer to age in their own homes. 1
Top Factors that affect Home Care Costs in the U.S. 2 The monthly median cost of in-home, in-home care for seniors is $6,292. This is based on 44 hours of care a week — the industry standard. However, home care costs vary throughout the country, due to three factors.
Types of In-Home Care
Companion Care
Home Health Care
Amount of Caregiver Experience
Location & Cost of Living
Personal Care Assistance
Level of Care Needed
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Median Hourly Cost 2
The Highest and Lowest Costs for Home Care The cost of home care varies among states and regions. See how your state compares for the median monthly cost of home care by the hour in the United States.
Under $31.00
$32.00 - $39.00
$40.00 - $44.00
Home Health Care Enhanced Plan Options Daily maximum benefit of $150 - $450 with a maximum benefit period of 365 days for the following services in your home from an Approved Home Health Care Practitioner, subject to the eligibility conditions:
Classic Premier Deluxe $150 $300 $450
Prescription Drug Benefit* Maximum Benefit per Policy Year Classic Premier Deluxe $300 $600 $900 Homemaker Services Benefit Classic Premier Deluxe $25 $50 $75 Policy Maximum $4,000 $5,000 $6,000
Nursing Care
$75 $75 $75 $75 $60 $50
$150 $150 $150 $150 $120 $100 $200 $100 $100
$200 $200 $200 $200 $200 $200 $300 $200 $150
Physical Therapy Speech Pathology
Occupational Therapy
Chemotherapy Specialist Services
Enterostomal Therapy Medical Social Services
$100
Respiratory Therapy
$50 $50
Home Health Care Aide Services*
Contact: Email:
Phone:
SOURCE INFORMATION 1 https://media.market.us/home-healthcare-statistics/ 2 https://www.aplaceformom.com/caregiver-resources/articles/in-home-care-costs (2026) * See the Policy and/or Outline of Coverage for state-specific details
Underwritten by: ManhattanLife Insurance and Annuity Company Administrative Office: 10777 Northwest Freeway, Houston, TX 77092 / Toll Free Telephone: 800-669-9030
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