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Hawkesbury OPP warn about the Unlucky 7 Cons list
from the year before or may be entitled to extra refund money from the government. The CRA does not call or email taxpayers demanding payment on any outstanding tax debts and does not have the authority to send police to make an arrest. The “family emergency/grandparent scam”, is another scam. It mainly targets seniors, trying to convince them that a grandchild is in trouble and needs either bail money or a loan for travel expenses, a medical emergency, or some other reason. The “Mystery Shopper” scam is simple. The con artist claims to represent a “mystery shopping” outlet that does price compari- sons for its business clients. The victim is asked to help evaluate the customer ser- vice of a local MoneyGram or other kind of storefront cheque-cashing outlet in return for a “finder’s fee” payment. A “cheque” is sent to the victim involving a large sum of
money.The cheque is taken to aMoneyGram or other such outlet, cashed, and the bulk of the funds, minus the “finder’s fee” for the victim, then forwarded to another “mystery shopper” who is in actual fact the con artist. The cheque-cashing outlet later discovers the cheque is a fake and the victim is forced to repay the money lost. Other scams include the “Microsoft Anti- Virus”, “Internet Service”, and the “Internet Phishing” scam.These scams depend on the victim not being too knowledgeable about Internet sales services and systems. Such scams may lead to identity theft. Last of the “Unlucky 7” is the “fake charity donation” scam, which is becoming more common as con artists rely on sympathy for people and groups in trouble as a result of natural disasters and civil unrest or other causes. Businesses are also becoming amore common target to support alleged commu-
nity aid projects. These may be legitimate but the con artists may be using them as a cover for their scams. Anyone who suspects they are the target of a fraud routine should refuse to provide any information or provide any payments requested. They should report the incident to police and to the Canadian Anti-Fraud Centre at 1-888-495-8501 or www.anti- fraudcentre.ca. Residents and business owners who want to be better informed about the most common fraud routines, how to recognize them, what to do when approached, and how to avoid losing either their money or their personal identity can get The Little Black Book of Scams from the federal go- vernment’s competition bureau website at www.competitionbureau.gc.ca, and look under “Publications”.
GREGG CHAMBERLAIN gregg.chamberlain@eap.on.ca
The Hawkesbury OPP has had a few busy weeks, early in the year, dealing with com- plaints about con artists trying to scam their way into the bank accounts of area residents with the Unlucky 7Most Popular fraud routines. Police have received a number of calls about phony telemarketers and also people pretending to represent the Canada Revenue Agency.Therefore, police want tomake resi- dents aware of the Unlucky 7 most popular cons showing up again in Prescott County and surrounding areas. The “phony tax agent/Canada Revenue Agency (CRA)” scam is one such scam, whereby the con artist claims that the reci- pient is either overdue with a tax payment
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THE NEW 2017 TRAX LS AIR & AUTO FWD LEASE $134 BI-WEEKLY, THAT’S LIKE:
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MONTHS * 48
INCLUDES $1 , 000 TRADE-IN BONUS
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INCLUDES $1 , 000 TRADE-IN BONUS NHTSA OVERALL VEHICLE 5-STAR SAFETY SCORE 1 STANDARD APPLE CARPLAY™ 2 AND ANDROID AUTO™ 2 CAPABILITY AND ONSTAR 4G LTE WITH BUILT-IN WI-FI® HOTSPOT 3 10 AIRBAGS REMARKABLE FUEL EFFICIENCY 5.9L/100KM HWY FEATURES: $ 59 @ 0.5 % FOR 48 MONTHS* WEEKLY LEASE APR LEASE $118 BI-WEEKLY, THAT’S LIKE: 2017 CRUZE LT AUTO
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*Offer valid February 1 to February 28, 2017. Credit is tax-inclusive and applies to the purchase, lease or finance of an eligible new 2017 vehicle from dealer inventory. In order to be eligible for this incentive, customers must trade in a vehicle that they own (vehicle must have been registered and insured in Canada in the customer’s name for the previous consecutive sixty (60) days) to the selling dealer OR terminate their existing lease (any brand) and re-lease an eligible new vehicle. Customers who are terminating an existing GMF lease must enter into a new GMF lease in order to qualify for the Trade-In Bonus Days Credit. Credit amount will vary depending on vehicle purchased: $1000 towards the purchase of a new 2017MY Chevrolet car, crossover, mid SUV, mid pickup, or full size van; or $1500 towards the purchase of a new 2017MY Chevrolet LD/HD pickup or full size utilities. The following vehicles are excluded from this offer: Spark LS, Malibu L, Bolt EV, Camaro ZL1, Colorado 2SA. Customers who do not qualify for Trade In Bonus Days must add a down payment equivalent to the Trade In Bonus Incentive to achieve stated pricing. Customers must take delivery on or before February 28, 2017 to be eligible for this incentive. Limited time offer may not be combined with certain other offers and cannot be redeemed for cash. General Motors of Canada Company reserves the right to modify, extend or terminate these offers, in whole or in part, at any time without prior notice. Conditions and limitations apply. See dealer for details. Offer valid at participating dealers to eligible retail lessees in Canada who enter into a lease agreement with GM Financial and who accept delivery between February 1 to February 28, 2017. Eligible 2017 Trax LS Air & Auto : Lease based on MSRP of $24,544 and either $1,000 manufacturer-to-consumer (tax inclusive) Trade-In Bonus or additional $1,000 down payment in lieu of Trade-in Bonus. Bi-weekly payment is $134 for 48 months at 0.5% interest rate on approved credit to qualified retail customers by GM Financial. $0 down payment is required or equivalent trade is required. ($1,000 down payment is required if not eligible for Trade-in Bonus. Total obligation is $13,951, plus applicable taxes. Option to purchase at lease end is $10,043. Eligible 2017 Cruze Sedan LT Auto . Lease based on MSRP of $24,544, either $1,000 manufacturer-to-consumer (tax inclusive) Trade-In Bonus or additional $1,000 down payment in lieu of Trade-in Bonus. Bi-weekly payment is $118 for 48 months at 0.5% interest rate on approved credit to qualified retail customers by GM Financial. $0 down payment is required or equivalent trade is required. ($1,000 down payment is required if not eligible for Trade-in Bonus). Total obligation is $12,262, plus applicable taxes. Option to purchase at lease end is $9,198. Eligible 2017 Silverado 1500 Double Cab Custom Edition 4WD . Lease based on MSRP of $44,869, $500 lease cash (tax exclusive), $2,500 available manufacturer to dealer delivery credit (tax exclusive) and either $1,500 manufacturer-to-consumer (tax inclusive) Trade-In Bonus or additional $1,500 down payment in lieu of Trade-in Bonus. Bi-weekly payment is $198 for 48 months at 1.9% interest rate on approved credit to qualified retail customers by GM Financial. $2,675 down payment is required or equivalent trade is required. ($3,675 down payment is required if not eligible for Trade-in Bonus. Total obligation is $23,304, plus applicable taxes. On all lease offers: Consumer may be required to pay Dealer Fees. Price and total obligation exclude license, insurance, PPSA, registration, taxes and optional equipment. Excess wear and tear charges not included. Other lease options are available. Dealers are free to set individual prices. See your dealer for conditions and details. As part of the transaction, dealer may request documentation and contact General Motors of Canada Company to verify eligibility. Annual kilometre limit of 20,000 km, $0.16 per excess kilometre. Security deposit may be required. Payment may vary depending on down payment/trade. 0% purchase financing offered on approved credit by TD Auto Finance Services, Scotiabank® or RBC Royal Bank for 84 months on a new or demonstrator 2017 CHEVROLET Equinox. Model shown may include optional equipment available at extra cost. Participating lenders are subject to change. Rates from other lenders will vary. Down payment, trade and/or security deposit may be required. Monthly/Bi-weekly payment and cost of borrowing will vary depending on amount borrowed and down payment/trade. Example: $20,000 at 0.99% APR, the monthly payment is $247 for 84 months. Cost of borrowing is $748, total obligation is $20,748. Freight and air tax ($100, if applicable) included. Please see your dealer for the most accurate and up-to-date product and pricing details. ®Registered trademark of The Bank of Nova Scotia. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. $5,000 Cash Credit is a Manufacturer to Dealer, (Tax exclusive) credit and applies to cash purchases of new 2017 Chevrolet Equinox models at participating dealers in Canada. By selecting lease or finance offers, consumers are foregoing this $5,000 credit which will result in higher effective interest rates. Dealer may sell for less. Offer may not be combined with certain other consumer incentives. General Motors of Canada Company may modify, extend or terminate this offer, in whole or in part, at any time without notice. See dealer for details. 1 U.S. Government 5-Star Safety Ratings are part of the National Highway Traffic Safety Administration’s (NHTSA’s) New Car Assessment Program (www.SaferCar.gov). 2 Vehicle user interfaces are products of Apple and Google and their terms and privacy statements apply. Requires compatible smartphone and data plan rates apply. 3 Visit onstar.ca for coverage maps, details and system limitations. Service plan required. Available 4G LTE with Wi-Fi hotspot requires WPA2 compatible mobile device and data plan. Data plans provided by AT&T. Services vary by model, service plan, conditions as well as geographical and technical restrictions. OnStar with 4G LTE connectivity is available on select vehicle models and in select markets. Vehicle must be started or in accessory mode to access Wi-Fi. 4 The Chevrolet Equinox received the highest numerical scores among compact SUVs in the J.D. Power 2016 U.S. Vehicle Dependability Study, based on responses from 33,560 U.S. original owners of 2013 model-year vehicles after three years of ownership about problems experienced in the past 12 months, surveyed in October–December 2015. Your experiences may vary. Visit jdpower.com. 5 The Chevrolet Silverado 1500 received the lowest number of problems per 100 vehicles among large light duty pickups in the proprietary J.D. Power 2016 Initial Quality Study.SM Study based on responses from 84,367 new-vehicle owners, measuring 244 models and measures opinions after 90 days of ownership. Proprietary study results are based on experiences and perceptions of owners surveyed in February-May 2016. Your experiences may vary. Visit jdpower.com. 6 Requires Double Cab LTZ 2WD or Crew Cab Short Box LTZ 2WD with available 6.2L V8 engine and Max Trailering Package. Before you buy a vehicle or use it for trailering, carefully review the Trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow. 7 Based on WardsAuto.com 2016 Large Pickup segment and latest competitive information available at time of printing. Excludes other GM models. ◊ The Chevrolet Spark, Chevrolet Equinox (tie), Chevrolet Silverado HD and LD, and Chevrolet Tahoe received the lowest number of problems per 100 vehicles in their respective segments in the J.D. Power 2016 U.S. Initial Quality Study, based on 80,157 total responses, evaluating 245 models, and measures the opinions of new 2016 U.S. vehicle owners after 90 days of ownership, surveyed in February-May 2016. Your experiences may vary. Visit jdpower.com. The Chevrolet Malibu, Chevrolet Equinox, Chevrolet Silverado HD, and Chevrolet Camaro received the highest numerical scores in their respective segments in the J.D. Power 2016 U.S. Vehicle Dependability Study, based on responses from 33,560 U.S. original owners of 2013 model-year vehicles after three years of ownership about problems experienced in the past 12 months, surveyed in October- December 2015. Your experiences may vary. Visit jdpower.com ** The 2-Year Scheduled Lube-Oil-Filter Maintenance Program provides eligible customers in Canada, who have purchased, leased or financed a new eligible 2017 MY Chevrolet, Buick, or GMC vehicle (excluding Spark EV), with an AC Delco oil and filter change, in accordance with the oil life monitoring system and the Owner’s Manual, for 2 years or 48,000KMs, whichever occurs first, with a limit of four (4) Lube-Oil-Filter services in total, performed at participating GM Dealers. Fluid top offs, inspections, tire rotations, wheel alignments and balancing, etc. are not covered. This offer may not be redeemed for cash and may not be combined with certain other consumer incentives available on GM vehicles. GM Canada reserves the right to amend or terminate this offer, in whole or in part, at any time without prior notice. Additional conditions and limitations apply. See dealer for details. V Whichever comes first. See dealer for limited warranty details. 2 5 5 YEARS/48,000 KM COMPLIMENTARY OIL CHANGES ** YEARS/160,000KM POWERTRAIN WARRANTY V YEARS/160,000KM ROADSIDE ASSISTANCE V “Highest Ranked City Car, Compact SUV (tie), Large Light Duty Pickup, Large Heavy Duty Pickup and Large SUV in Initial Quality in the U.S.” ◊ “Most Dependable Midsize Car, Compact SUV, Large Heavy Duty Pickup, and Midsize Sporty Car in the U.S.” ◊
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