Young Marr - December/January 2020

Take a look at our newsletter this month.

DEC/JAN 2020

Our Attorneys Fight for Your Future THE ADVISOR

LOCATIONS IN PENNSYLVANIA AND NEW JERSEY

PA: 215-883-8532 NJ: 609-796-9852

• Social Security Disability • Long-term Disability • Bankruptcy • Criminal Defense

Here we are in the season of giving. It can be easy to get caught up in the commercials and massive sales that go on this time of year — you’d be forgiven for thinking the holidays are all about spending money. But for me, the best gifts aren’t really defined by a dollar value. In fact, as my own team here at the firm has shown me, the best gifts say something about the person you’re giving them to. You see, we have a long-standing holiday tradition here at the firm. We have a party where we all go out to dinner together with our families. It’s a great time to come together and let our proverbial hair down after the stress of the end-of-year crunch. But, before we head out to that dinner and wrap things up here at the office, we take the time to exchange presents with one another. Time and time again, my team has really taken my breath away with the thoughtful gifts they found for me. For example, we now have an ice maker here at the office. I drink a lot of fluids throughout the day, and the rest of the firm picked up on it. So last year, they got me this portable ice maker, which I found uniquely thoughtful. They recognized a need I had and found a way to help. Now we keep it in our kitchen area so anyone who needs to add a few ice cubes to their glass or water bottle can do so. I, for one, have gotten a lot of mileage out of this one present. Another year, they got me tickets to a Sixers game, which was incredibly touching. They recognized my love of basketball, and of Philly sports in general, and gave me an incredible memory I won’t forget. It just goes to show that when you’re shopping for a person, whether you get them a physical object or an experience, it’s best to make sure the gift reflects them. This is about more than giving gifts someone would use often or even cherish. It’s about the added message that dawns on a person when they receive something that really speaks to them. It makes you feel seen and appreciated. It tells you the person giving you the gift really took the time to get to know you, and then they spent the effort to find the right way to express that relationship. Those feelings of appreciation are truly priceless. WHAT’S IN A GIFT?

If you have another legal matter, please feel free to contact us as we work closely with only the best referral sources.

So, don’t get caught up chasing dollar signs this holiday season. If you can find a small gift that says a lot about your relationship with that person, then that’s the way to go. The gesture just might mean the world to them. I want to close by thanking my firm one last time. In what has been a difficult year for my daughter and me, I’m more grateful than ever for the love and support of my work family here at the office. Thanks to their support and the support of many others, we’ve weathered a very personal tragedy. To all of you who’ve been there, thank you. Friends like you are the best gifts anyone can ask for. –Paul H. Young

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LIGHT UP THE NIGHT WHY DO WE HANG CHRISTMAS LIGHTS? The first string of twinkling lights illuminating your neighbor’s house is always a telltale sign of the upcoming seasonal festivities. Christmas lights are a holiday staple, but have you ever wondered where this beloved tradition started? The tradition of hanging lights on the tree originally started with candles. Because this posed an immense fire hazard, Edward Hibberd Johnson, a close friend of Thomas Edison and vice president of the Edison Electric Light Company, vowed to find a better way to decorate Christmas trees with light. In December 1882, three years after Edison’s invention of the lightbulb in November 1879, Johnson hand-wired 80 red, white, and blue lightbulbs together and wound them around a Christmas tree in his parlor window. A passing reporter saw the spectacle and declared in the Detroit Post and Tribune, “One can hardly imagine anything prettier.” Johnson continued this tradition, increasing the number of lights each year and eventually putting them up outside. But because electricity was still a new concept, many years passed before the fad took off for regular Americans. In 1923, President Calvin Coolidge began the tradition of lighting the National Christmas Tree, which spurred the idea of selling stringed lights commercially. By the 1930s, families everywhere were buying boxes of bulbs by the dozen. Today, an estimated 150 million

Christmas lights are sold in America each year, decorating 80 million homes and consuming 6% of the nation’s electricity every December. Whether you’ll be putting up your own lights or appreciating the most impressive light displays in your neighborhood or town, let the glow fill you with joy this season. Just don’t leave them up until February!

TEAM SPIRIT PERSONIFIED

They may not score any runs or block any shots on goal, but mascots are a valuable part of any team. These goofy or downright strange characters might be overlooked in favor of star players and skilled coaches, but the work they do can’t be overstated. Mascots give a team a sense of identity, like jerseys or a hometown stadium. But they also come with their own personality, bridging the gap between fans and athletes. Here’s a look at Philly’s most famous sports characters. PHILLY’S GREATEST MASCOTS

legal dispute at the time of writing. We hope that by the time this newsletter reaches you, the Phanatic is still proudly calling Citizens Bank Park home. Swoop Despite being the most straightforward of this town’s mascots, Swoop has never had a problem standing out. Compared to some of the other characters he shares a city with, you might think the head of the Eagles fan base would be bland for being just, well, an eagle. But what Swoop lacks in bizarre looks he more than makes up for in stunts. From zip lining across Lincoln Field to outright parachuting onto the field, it’s clear this mascot captures the daring spirit of the team he cheers on. Gritty Now it’s time we address the orange monster in the room. When he first made his debut on Sept. 24, 2018, no one knew what to think of the googly-eyed embodiment of chaos. Pundits in the media referred to the new face of the Flyers as an “acid trip of a mascot,” and “simply psychotic.” But soon, the 7-foot-tall hairball slipped and fell his way into our hearts. Now by far the most recognizable character in the NHL, Gritty seems to have struck a chord with people around the world who want to let their freak flag fly.

The Phillie Phanatic He’s big. He’s green. He’s a bird ? While the species of the Phillies’ biggest fan may be up for debate, this city’s love for him isn’t. The Muppet-like Phanatic has been a staple of Philadelphia sports since he first walked into Veterans Stadium on April 25, 1978. Created to embody the very spirit of this town’s baseball fans, the Phanatic is fiercely loyal and not above pulling a few good- natured pranks on visiting teams. Sadly, the character who was named “Best Mascot in Sports” by Forbes magazine is involved in a

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HERE ARE 3 THINGS YOU NEED TO KNOW FILING A LONG-TERM DISABILITY CLAIM?

Few things are more devastating than being denied disability insurance claim. You think you have a financial safety net beneath you in case you’re ever rendered unable to work — only to have it tugged out from under you at the worst possible moment. This can create an especially dire situation if your disability will keep you from your job for an extended period of time. But you can take steps to prevent this from happening. Know What Kind of Insurance You Have When filing for long-term disability, it’s important to know the nature of the insurance company you are dealing with. A policy you purchased independently will present a different case than one you obtained through your employer. Specifically, employer-sponsored insurance falls under the Employee Retirement Income Security Act (ERISA), a set of strict rules and regulations that, arguably, benefit insurance companies far more than policy holders. Under ERISA, the smallest error can be used as an excuse to deny your claim outright. In these cases in particular, it helps to have an expert eye making sure all your paperwork is in proper order. Consult an Expert Disability Lawyer Regardless of whether your claim is governed by the ERISA, you should seriously consider consulting a disability attorney who knows the system well. Because insurance companies can use

mistakes in your filing as justification for a denial, having an extra pair of eyes go over the paperwork with you can make an enormous difference. Know That a Denial Isn’t the End Even well-put-together benefits claims can get denied the first time. In these instances, you still have options in front of you. Depending on the circumstances of your denial, you could pursue an appeal, or even litigation. You can stand up for the benefits that should have been granted to you. Of course, it helps to have an experienced legal team by your side. The appeals process, especially as governed by ERISA, is deeply complex. In fact, some would say the odds are stacked against those seeking to overturn a denied claim. An attorney with a successful track record of appeals can even the odds.

SUDOKU

BACON-WRAPPED CHESTNUTS

“Chestnuts roasting on an open fire” is an iconic image of Christmas, but we’re willing to bet most people reading this have never eaten a chestnut. Change that this year with this awesome paleo-friendly appetizer.

INGREDIENTS •

2 8-oz cans water chestnuts Tamari (wheat-free soy sauce), but can substitute with coconut aminos

• •

1/4 cup coconut sugar

1 lb sliced bacon, quartered

DIRECTIONS 1. Heat an oven to 400 F.

2. Place a wire rack on a baking sheet lined with parchment and set aside. 3. Drain liquid from canned water chestnuts, add tamari to cover, and let soak for 15 minutes in the cans. 4. Drain tamari, roll each chestnut in coconut sugar, wrap with bacon, and spear on toothpick. 5. Place chestnuts on prepared rack. Bake for 30–35 minutes. 6. Plate and serve.

Inspired by “Paleo Happy Hour” by Kelly Milton

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11 CONVENIENT OFFICE LOCATIONS

PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

YOUNG, MARR & ASSOCIATES, LLC 3554 HULMEVILLE ROAD, SUITE 102 BENSALEM, PA 19020

PENNSYLVANIA PHILADELPHIA BENSALEM

NEW JERSEY Cinnaminson HAMILTON TWP. MARLTON PISCATAWAY

QUAKERTOWN BALA CYNWYD EASTON JENKINTOWN ALLENTOWN

YOUNGMARRLAW.COM PA: 215-883-8532 NJ: 609-796-9852

INSIDE THIS ISSUE

1 Finding the Perfect Gift 2 The History Behind Christmas Lights

An Ode to Philly’s Mascots

3 3 Points on Long-Term Disability Claims Bacon-Wrapped Chestnuts 4 Yurts: Glamping at Its Finest

YURT SWEET YURT

GLAMPING IN BEAUTIFUL LOCATIONS

The allure of the great outdoors calls to many, but pitching a tent and cooking over a fire isn’t for everyone. If that describes you, consider the yurt: a small, permanent structure often outfitted with electricity, plumbing, and other modern amenities. Expertly nestled in remote locations, they provide comforts of home in the midst of nature. Here are just a few around the United States available for rent. Treebones Resort, California For those new to the glamping scene, this is a great choice for an easy transition. With picturesque views of the Pacific Ocean, the Treebones Resort in Big Sur has an array of spaciously comfortable yurts to choose from. The resort has heated pools, a cozy lodge, and even a sushi bar. About an hour up the coastline, you can find a few shops, restaurants, and art galleries if you decide you’ve gotten your dose of nature for the day. Spruce Hole Yurt, Colorado Nestled in the San Juan Mountains about 10 miles north of New Mexico, this yurt is a snow-lover’s paradise. Skiing, snowshoeing,

and hiking trails are plentiful in this backcountry location. At the end of a chilly day, come home to comfy beds, cooking supplies, and decor made to feel like you’re camping — but with sturdy walls to keep out the cold. Falls Brook Yurts, New York For the glampers who truly want to get away, hike just under 1 mile into the woods of the Adirondack Mountains to discover rustic yurts beckoning you to cook over a fire or bundle up with a book. At night, the yurt’s domed skylight offers excellent stargazing. For those keen on winter activities, skiing and snowshoeing trails start right outside the front door. In the summer, enjoy hiking, fishing, and swimming.

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