BAGIAN / CHAPTER 4
BAGIAN / CHAPTER 4
Pillar 1: Regulation and Development
The Development and Strengthening of Digital Innovation and Digital Assets
Enabler
Mission: On creating a trustworthy and credible IAKD industry that supports the growth of the financial services sector and the national economy; while continuing to foster innovation, maintain financial stability, and uphold consumer protection
Vision Achieving an Inclusive and Collaborative Digital Ecosystem Based on Innovation, to Support Advanced, Sovereign, and Sustainable Indonesia
Pillar 2: Supervision and Enforcement
Development and strengthening of infrastructure and business processes
interinstitutional synergy and cooperation
Institutional transformation and capacity building
Roadmap 2024-2028
Pillar 3: Licensing and Information
Phase 3: Deepening and Sustainable Growth (2027-2028)
Phase 1: Strengthening Regulatory and
Strategic Objectives: To support the strong, balanced, inclusive, and sustainable growth of the IAKD sector
Phase 2: Accelerating Development and Strengthening (2026-2027)
Development and Strengthening of Financial Sector Technology Innovation, Digital Financial Asset, and Crypto Asset Roadmap 2024-2028
Supervisory Foundations (2024-2025)
Pillar 4: Innovation
No
Strategic Initiatives
Action plan and success indicators
Pillar
Phase
5
1 & 3 2-3
Developing Regtech and Suptech in Financial Sector Technology Innovation, Digital Financial Assets, and Crypto Assets sector Developing use cases and pilot projects based on financial technology innovation to support the growth of the financial
1. Development of Suptech and Regtech
2. Development of data infrastructure and information systems supporting Suptech and Regtech
3 2-3
3. Implementation of Technology-Based Supervision
2 3
6
1. Development of use cases and pilot projects for digital financial products and services that support national economic growth. 2. Implementation of FSTI collaboration with Financial Service Institutions (FSIs), supporting ecosystems, and Associations in the Financial Services Industry Communication Forum (FKIJK). 3. Expanding collaboration and business matching efforts between FSTI entities, financial institutions, ministries/agencies, and supporting ecosystems 1. The implementation of Digital Financial Education and Literacy Programs 2. Development of consumer protection and literacy program modules for digital financial products and services
No
Strategic Initiatives
Action plan and success indicators
Pillar
Phase
1 & 4 2-3
1
1 1-3
Developing regulations related to licensing, supervision, and development for the Financial Sector Technology Innovation, Digital Financial Assets, and Crypto Assets sector Strengthening the Regulatory Sandbox to support the development of the Financial Sector Technology Innovation, Digital Financial Assets, and Crypto Assets sector Developing a Digital Innovation Center to foster the development of new technologies, products, services, and activities in the Financial Sector Technology Innovation, Digital Financial Assets, and Crypto Assets sector Formulating standards and guidelines related to innovation and technology utilization in the Financial Sector Technology Innovation, Digital Financial Assets, and Crypto Assets sector
1. The formulation of regulations
2. the development of regulations and guidelines for the registration, licensing, and supervision of IAKD
1 & 4 1-3
1 1-3
services sector and government priority programs
2 2-3
3. Development of Risk-Based Supervision
4. Compliance monitoring and enforcement related to IAKD regulations 5. Strengthening trust, governance, and risk management for entities
1 & 4 2-3
2 3
2 3
7
Supporting efforts to achieve digital literacy and inclusion targets, as well as consumer protection in the Financial Sector Technology Innovation, Digital Financial Assets, and Crypto Assets sector; Implementing organizational transformation and enhancing human resource capabilities within the OJK and industry players in the Financial Sector Technology Innovation, Digital Financial Assets, and Crypto Assets sector; and Forging strategic alliances, synergies, and collaborations with internal units within the OJK, relevant ministries/ agencies, sectoral financial institutions, associations, and stakeholders in the supervision of Financial Sector Technology Innovation, Digital Financial Assets, and Crypto Assets sector.
1-3
1
2
4 1-3 4 2-3 4 2-3
1. Regulatory sandbox for the financial sector
2. Pilot Project National Sandbox and Regional Sandbox 3. Development and Implementation of Industrial Sandbox 4. Development of products and services to promote financial market 1. Strengthening the Role of the Digital Innovation Center with a Penta Helix Approach 2. Development of innovative solutions in the financial sector
1 2-3
1 & 4 2-3
3. Providing support for digital financial literacy surveys
4 2-3
8
1. Development of regulations for the development and strengthening of human resources in the Financial Sector Technology Innovation, Digital Financial Asset and Crypto Asset 2. Developing organizational transformation, human resource capacity-building programs, and information technology infrastructure 1. Conducting joint audits across financial service sectors (internal OJK and Ministries/Agencies) 2. Establishing a fintech media forum as a platform for conveying policies in the Financial Sector Technology Innovation, Digital Financial Asset and Crypto Asset 3. Coordination with associations and financial sector regulators to ensure the implementation of market conduct and Governance, Risk, and Compliance (GRC)
3
4 2-3
1 2-3
4 3
1 2-3
9
2-3
2
4
1 1-3
1. Development of guidelines and standards for
2. Development of cybersecurity and Artificial Intelligence regulations in the Financial Sector Technology Innovation, Digital Financial Asset and Crypto Asset 3. Issuance of standards or guidelines for transparency and sustainable finance in the Financial Sector Technology Innovation, Digital Financial Asset and Crypto Asset
1 2-3
1 3
1 1-3
4. Active participation in regional and global organizations
Peta Jalan Pengembangan dan Penguatan Inovasi Teknologi Sektor Keuangan, Aset Keuangan Digital dan Aset Kripto 2024 - 2028
Roadmap for Developing and Strenghthening Financial Sector Technology Innovation, Digital Financial Asset, and Crypto Asset 2024 - 2028
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