BAGIAN / CHAPTER 4
BAGIAN / CHAPTER 4
Daftar Istilah Glossary
REFERENCES
• 21.co, 2023. The State of Tokenization, s.l.: s.n. • Asosiasi Fintech Indonesia (AFTECH), 2024. Annual Members Survey 2024, s.l.: s.n. • Badan Pusat Statistik, 2023. Statistik Indonesia, s.l.: s.n. • Bank Indonesia, 2023. Sinergi Memperkuat Ketahanan dan Kebangkitan Ekonomi Nasional. Jakarta, Departemen Komunikasi, Bank Indonesia. • Bank Indonesia, 2024. FEKDI x KKI 2024, Gelaran Sinergi untuk Perkuat Ekonomi dan Keuangan Digital serta Inklusif untuk Pertumbuhan Berkelanjutan. Jakarta: Bank Indonesia. • Bloomberg, 2024. Statista: Generative Artificial Intelligence (AI) Revenue Worldwide from 2020 with Forecast Until 2032. [Online] Available at: https://www.statista.com/statistics/1417151/generative-ai-revenue-worldwide/ [Accessed 31 JulAy 2024]. • Chainalysis, 2024. 2024 Crypto Crime Trends: Illicit Activity Down as Scamming and Stolen Funds Fall, But Ransomware and Darknet Markets See Growth, s.l.: Chainalysis. • Chainalysis, 2024. Money Laundering Activity Spread Across More Service Deposit Addresses in 2023, Plus New Tactics from Lazarus Group, s.l.: Chainalysis. • Financial Stability Board (FSB), 2022. Regulation, Supervision and Oversight of Crypto-Asset Activities and Markets, s.l.: Financial Stability Board. • Financial Stability Board, 2023. High-level Recommendations for the Regulation, Supervision and Oversight of Crypto-Asset Activities and Markets, s.l.: Financial Stability Board. • Google, Temasek, Bain & Company, 2023. e-Conomy SEA 2023, s.l.: s.n. • Hong Kong Monetary Authority (HKMA), 2020. Alternative Credit Scoring of Micro-, Small and Medium-sized Enterprises, s.l.: Hong Kong Monetary Authority. • IMD World Competitiveness Center, 2024. World Digital Competitiveness Ranking - Indonesia. [Online] Available at: https://worldcompetitiveness.imd.org/countryprofile/ID/digital?internal=true [Accessed 3 Agustus 2024]. • Indosat Ooredoo Hutchison, 2023. Empowering Indonesia 2023, Singapore: Indosat Ooredoo Hutchison. • Innovate Finance, 2024. FinTech Investment Landscape 2023, London: Innovate Finance Limited. • Innovate Finance, 2024. Innovate Finance Press Release: In the first half of 2024 levels of global investment in FinTech decreased amid economic slowdown. [Online] Available at: https://www.innovatefinance.com/news/press-release-in-the-first-half-of-2024-levels-of-global- investment-in-fintech-decreased-amid-economic-slowdown/ [Accessed 31 July 2024]. • International Monetary Fund, 2023. Institutional Arrangements for Fintech Regulation: Supervisory Monitoring, s.l.: International Monetary Fund. • International Monetary Fund, 2024. Global Financial Stability Report, International Monetary Fund: s.n. • McKinsey & Company, 2023. The economic potential of generative AI, s.l.: McKinsey & Company. • Nassr, I. K., 2021. “Understanding the tokenisation of assets in financial markets. OECD Going Digital Toolkit Notes, Issue 19. • Rolan Berger, 2023. Tokenization of Real-World Assets, s.l.: s.n. • Sekretariat Kabinet Republik Indonesia, 2024. Dinamika Pertumbuhan Ekonomi Indonesia 2023 dan Proyeksi Tantangan 2024. [Online] Available at: https://setkab.go.id/dinamika-pertumbuhan-ekonomi-indonesia-2023-dan-proyeksi- tantangan-2024/ [Accessed 1 Agustus 2024]. • Shewale, R., 2024. Startup Statistics In 2024: Failure Rates, Funding & Insights. [Online] Available at: https://www.demandsage.com/startup-statistics/#:~:text=There%20Are%20Over%20150%20 Million,themselves%20in%20the%20long%20run. [Accessed 3 August 2024]. • The World Bank Group, 2020. Global Experiences from Regulatory Sandboxes, s.l.: s.n. • World Economic Forum, 2024. The Future of Global Fintech: Towards Resilient and Inclusive Growth, s.l.: World Economic Forum.
Application Program Interface (API)
A set of rules and specifications for software programs to communicate with each other, that forms an interface between different programs to facilitate their interaction. Theory and development of computer systems able to perform tasks that traditionally have required human intelligence. As a field, AI has existed for many years. However, recent increases in computing power coupled with increases in the availability and quantity of data have resulted in a resurgence of interest in potential applications of artificial intelligence. These applications are already being used to diagnose diseases, translate languages, and drive cars; and they are increasingly being used in the financial sector as well. [Source: Financial Stability Board (2017)] A generic term that designates the massive volume of data that is generated by the increasing use of digital tools and information systems. [Source: Financial Stability Board] It is a new form of central bank money. That is, a central bank liability, denominated in an existing unit of account, which can serve both as a medium of exchange and a store of value. CBDC is a digital form of central bank money that is different from balances in traditional reserve or settlement accounts. [Source: Committee on Payment Market Infrastructures (CPMI) (2018)]
Seperangkat dan spesifikasi yang memungkinkan program komputer untuk aturan berkomunikasi satu sama lain, membentuk sebuah penghubung antara berbagai program untuk memudahkan interaksi. pengembangan sistem komputer yang mampu melakukan tugas-tugas yang biasanya membutuhkan Teori dan kecerdasan manusia. Sebagai bidang ilmu, AI telah ada selama bertahun-tahun. Namun, peningkatan daya komputasi dan ketersediaan data dalam jumlah besar baru-baru ini menyebabkan kebangkitan minat dalam potensi aplikasi kecerdasan buatan. Aplikasi-aplikasi ini sudah digunakan untuk mendiagnosis penyakit, menerjemahkan bahasa, dan mengemudikan mobil; dan semakin banyak digunakan dalam sektor keuangan juga. Istilah umum yang merujuk pada volume data yang sangat besar yang dihasilkan oleh penggunaan alat digital dan sistem informasi yang meningkat. Bentuk yang dikeluarkan oleh Bank Sentral. Merupakan kewajiban bank baru uang sentral, dinyatakan dalam satuan mata uang yang ada, yang dapat berfungsi sebagai alat tukar dan penyimpan nilai. CBDC adalah bentuk digital dari uang bank sentral yang berbeda dari saldo dalam rekening cadangan atau penyelesaian tradisional.
Artificial Intelligence (AI)
Big data
Central Bank Digital Currency
Peta Jalan Pengembangan dan Penguatan Inovasi Teknologi Sektor Keuangan, Aset Keuangan Digital dan Aset Kripto 2024 - 2028
Roadmap for Developing and Strenghthening Financial Sector Technology Innovation, Digital Financial Asset, and Crypto Asset 2024 - 2028
122
123
Made with FlippingBook Digital Proposal Creator