Young Marr - August/September 2019

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AUG/SEPT 2019

Our Attorneys Fight for Your Future THE ADVISOR

LOCATIONS IN PENNSYLVANIA AND NEW JERSEY

PA: 215-883-8532 NJ: 609-796-9852

• Social Security Disability • Long-term Disability • Bankruptcy • Criminal Defense If you have another legal matter, please feel free to contact us, as we work closely with only the best referral sources.

With fall right around the corner, I’m sure plenty of families have been busy with the back-to-school rush. And kids aren’t the only ones who will be heading into classrooms. This autumn, another new generation of law students will begin their studies. I’m sure the experience has changed quite a bit since I first stepped into the halls of the Widener School of Law over 30 years ago — Google certainly would have made research easier! But one thing I would like to impress upon these aspiring lawyers is that even well after you graduate and pass the bar, you never stop learning. Or, at least, you shouldn’t. As laws change and technology advances, an attorney can’t afford to do things the same way they did yesterday. Being in the dark or using the same old approach is a recipe for letting your clients down. For this reason, I do all I can to continue my education by attending seminars and keeping a close eye on the shifting landscapes of bankruptcy and disability law. Laws themselves don’t even have to change to make the way an attorney operates outdated. For example, the rise of social media and the availability of cellphone cameras has made a huge impact on Social Security disability claims and bankruptcy filings. Something as simple as a photo of you out enjoying yourself can throw your case into jeopardy. It’s a matter of perception. The Social Security Administration may question whether your injury is really that debilitating if they find a picture of you out on the town. Similarly, if you upload vacation photos, filing for Chapter 7 is going to be a tough sell. Now more than ever before, my team urges people to be careful what they put online — something we wouldn’t have even imagined a few decades ago. Of course, some elements of being a lawyer stand the test of time. For instance, we’ve still got a fax machine here at the office, and it gets a surprising amount of use! But, more than any tool or piece of technology, it’s the way I approach being an attorney that has stayed the same over the decades. WHAT THEY DON’T TEACH IN LAW SCHOOL

My approach is to always keep things in

perspective. As an attorney, your actions can have a major impact on

people’s lives. It’s easy to forget that when you start viewing your firm as a business that needs to grow. Many lawyers make that mistake, to their own detriment. It doesn’t matter how smart you are or where you got your degree; if you aren’t approaching your job from a place of compassion, people will see through your act. To really do your job to the best of your ability, never lose sight of what the folks you are helping are going through. Sadly, this isn’t a skill that can be taught in school — empathy comes with life experience. But being able to put yourself in someone else’s shoes is one of the best things you can do as a lawyer. It keeps people from being just case numbers and underscores the importance of representing them to the best of your ability. For me to do this, I simply remember where I came from. My father was rendered unable to work at an early age, and he passed away shortly after. This left my mom to raise my sister and me in a row-house neighborhood without much means to get by. I’ve seen what disability and debt can do to a family and how suddenly either can strike. When people ask me why I do what I do, I always tell them the same thing: When it comes to disability and bankruptcy, we’re all just one step away. So, for any aspiring or current law students out there, remember to never stop learning, hold on to your compassion, and never forget where you come from. If you can do all that, you’re going to make a difference. –Paul H. Young

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DOG MOVIES FOR DOG DAYS BEAT THE HEAT WITH A CANINE MOVIE MARATHON We’re well into the dog days of summer, the hottest, most humid days of the year. These weeks have nothing to do with real dogs; they were nicknamed after the “dog star” Sirius by the Greeks to reflect the hottest time of the year following the star’s heliacal rise. Still, it’s a pretty good excuse to escape the heat with a dog movie marathon. Here are the films we recommend. ‘Air Bud’ Most people remember “Air Bud” for the wild loophole, “Ain’t no rule says a dog can’t play basketball,” but this movie is about much more than a dog playing ball. After the death of his father, 12-year-old Josh Framm feels depressed and distant from his family. Enter a stray golden retriever named Buddy, who teaches Josh how to open his heart again. The two bond and learn lessons in overcoming loss, fighting for what you love, and, yes, playing basketball. “Air Bud” spawned a number of sequels and spin-off movies, but this first film is a true classic. ‘Lady and the Tramp’ “Lady and the Tramp” is the classic story of two dogs who come from different worlds: the refined, loyal Lady and the rogue with a heart of gold, Tramp. This movie has music, laughs, and a spaghetti scene that rivals the balcony monologues from “Romeo and Juliet.” One of the few animated Disney classics

about animals that won’t have you in tears, this is a movie the whole family can enjoy together. ‘Homeward Bound: The Incredible

Journey’ Looking for a bit more action in your animal movies? “Homeward Bound: The Incredible Journey” delivers! After three beloved pets

are left behind when their family goes on vacation, they trek across the Sierra Nevada wilderness to be reunited with the humans they love. Their adventure has thrills, close calls, and a heartwarming ending that will make you want to hug your pets close. When it’s too hot to go outside, make some popcorn and enjoy these great movies with your family. Don’t worry, none of the dogs die at the end.

HERE’S TO THE PRESEASON THE EAGLES TAKE FLIGHT ONCE AGAIN!

For sports fans across Philly, the dry season is nearly over. The Sixers agonizingly close loss to Toronto this spring may still be lingering, but thankfully football season is finally on the horizon. In fact, by the time you get this newsletter, the Eagles will have already kicked off against the Titans in our first preseason game of the year! Does the Preseason Matter? The average fan’s answer to this question largely depends on how well their team does during these early games. If they crush their early matches, then it’s a sign of a win-filled season to come. If they get crushed, the games are waved off as meaningless warmups. But is there data to support either claim? USA Today looked into this question in search of answers. By the Numbers When they compared the performance of teams in exhibition games to how they ultimately performed in a season, the study yielded some interesting results. By examining the 2010–2014 NFL seasons, USA Today found that teams with two or more preseason wins were 50% more likely to make it to the playoffs than those with zero or one win. But, of course, math tends to break down pretty quickly on the gridiron. Take the Giants’ 2014–2015 season,

for example: Despite an incredible 5-0 preseason, New York went 6-10 when it really mattered. Interesting Eagles Preseasons The most significant part of Eagles preseason history has less to do with wins than it

does location. In years past, the team spread its wings, playing far from Lincoln Field. They’ve

taken on the Saints in Mexico City in 1978 and the Browns and Buffalo Bills in London in 1989 and 1991 respectively. Finally, the 1993 Eagles had a rematch with New Orleans in Tokyo, Japan! What can we learn from these games? Well, the fact that we only won the Browns game suggests that our boys fare much better on American soil. We don’t know how this preseason will go, but no matter what, you can bet we’ll be rooting on the Eagles. If anything, this time of year is a good chance for players to warm up and fans to work on their cheers.

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RELIEF IS POSSIBLE HOW CAN BANKRUPTCY HELP?

The idea of filing for bankruptcy leaves a bad taste in most people’s mouths. That’s because popular culture has cast this legal action in a dangerously negative light. For example, you “lose” Monopoly by declaring bankruptcy, and the “bankrupt” wedge on the “Wheel of Fortune” takes away a player’s score while playing dismaying music. But life isn’t a game, and bankruptcy is far from a white flag of surrender — it’s a way forward. Here are just a few wins filing for Chapter 7 or Chapter 13 bankruptcy can give you. Relieving the Pressure One of the most immediate benefits of a bankruptcy filing is that your phone will stop ringing. All of those calls from abrasive bill collectors will cease; they won’t be able to harass you anymore. Similarly, all foreclosure and tax sale actions will be put to a stop, keeping your home and personal items safe. Taking these stressors off the table can go a long way toward helping you find peace of mind. Getting Square One of the greatest benefits of bankruptcy is how it provides a structured avenue for repaying your debt. Furthermore, it immediately stops interest charges on your credit cards. The order and breathing room these benefits provide makes it possible to get caught up on debts like your mortgage and

car payments. Essentially, the filing stops your descent, so you can begin climbing your way back to solvency. A Fresh Start Far from being the failure games

like Monopoly make it out to

be, bankruptcy is more like a restart button. Many facets of everyday life you may have lost can be returned to you. For example, you may be able to reinstate your driver’s license if it was suspended due to a lack of insurance. Similarly, you can regain utility services that may have been shut off. You will also be allowed to get rid of judgements, bank garnishment, and wage attachments. Best of all, you can start building good credit again while discharging delinquencies. All together, bankruptcy is far from losing. In the face of debt collectors, compounding interest rates, and losing utility access, filing is one of the smartest moves you can make.

SUDOKU

SENEGALESE LAMB SKEWERS

INGREDIENTS For the lamb: •

For the onions: •

2 lbs. trimmed leg of lamb, cut into 1-inch cubes 1 tbsp peanut oil, plus more for grilling Salt and black pepper, to taste

1/2 cup distilled white vinegar

• • • •

1/2 cup Dijon mustard 1/2 tbsp agave nectar

1 yellow onion, thinly sliced Salt and white pepper, to taste

EQUIPMENT 1. Bamboo skewers

DIRECTIONS 1. In a bowl, coat lamb with 1 tbsp oil and generously season with salt and pepper. 2. In a mixing bowl, whisk together vinegar, mustard, and agave nectar. Toss in onions and season with salt and pepper. 3. Heat a grill or grill pan to medium and oil the grates. 4. Thread lamb on skewers and grill for 6–8 minutes. 5. Serve alongside onions.

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11 CONVENIENT OFFICE LOCATIONS

PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

PENNSYLVANIA PHILADELPHIA BENSALEM

NEW JERSEY Cinnaminson HAMILTON TWP. MARLTON PISCATAWAY

YOUNG, MARR & ASSOCIATES, LLC 3554 HULMEVILLE ROAD, SUITE 102 BENSALEM, PA 19020

QUAKERTOWN BALA CYNWYD EASTON JENKINTOWN ALLENTOWN

YOUNGMARRLAW.COM PA: 215-883-8532 NJ: 609-796-9852

INSIDE THIS ISSUE

1 What They Don’t Teach in Law School 2 The Best Movies About Dogs The Eagles Take Flight Once Again! 3 How Can Bankruptcy Help? Senegalese Lamb Skewers 4 The Art of Stargazing

Modern humans are stuck in a routine of expected and constant industriousness. But with all this rushing, people often drag themselves home at night with no energy left to enjoy the most splendid show nature has to offer: the wondrous night sky. Most people go through life looking straight ahead, but if they would stop and peer skyward, they’d bear witness to a massive, unexplored frontier made up of the moon in all its phases, burning stars sailing through the sky, constellations with epic origin stories, and meteor showers bright enough to warrant sunglasses. If you’re looking for a hobby to help you slow down and appreciate the world around you, stargazing is a great option. Here are some tips to get you started. 1. The Higher, the Better If you’re a city dweller, meander a little way out of town or try to find a tall building to keep the light pollution to a minimum. 2. Extra Set of Eyes While novice stargazers often want to immediately throw their money at a new telescope, astronomy experts recommend starting with binoculars HELPING HUMANS SLOW DOWN AND LOOK UP THE ART OF STARGAZING

instead. You’ll need to identify several anchor planets or constellations to help you navigate the sky before using a telescope. 3. Utilize Assets Put your phone to good use by downloading apps like Stellarium, Starwalk, and Google Sky Map. Each of these apps offers a unique benefit for aspiring stargazers. For example, Starwalk lets you point your phone at the sky to see stars, constellations, and planets in real time based on your location. 4. Mark Your Calendar In 1972, beloved singer- songwriter John Denver wrote about a meteor shower he witnessed during a camping trip in Colorado. He describes the scene by singing, “I’ve seen it raining fire in the sky.” The “fire” he recounted was actually the Perseids meteor shower, the most recognized shower on Earth. This astrological wonder takes place every year from July 17 to Aug. 24. During this time, viewers should be able to see shooting stars associated with the Perseids, but the shower reaches its maximum rate of activity on Aug. 12–13 this year. Grab some friends and family, and head outdoors to put your newfound stargazing knowledge to work.

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