Who’s Footing the Bill? What You Should Be Asking of Your Auto Policy
But, if your car ends up being more damaged than you thought or your neck pain turns out to be something more serious, you could quickly end up paying out of pocket for mechanics and medical bills. It all depends on your coverage.
Underinsured Motorist Coverage Underinsured motorist coverage, or UIM, covers you when the at-fault party doesn’t have enough insurance to pay for all the damages to you and your vehicle. Personal Injury Protection Coverage Personal injury protection coverage, or PIP, covers all the necessary medical expenses that you or your passengers need, regardless of who is at fault. Some PIP policies also cover lost wages as a result of a collision. Neither of these coverages is mandatory in South Carolina, but in the event that you are in a serious wreck, they can be tremendously beneficial. If you’ve been in a collision and are unsure of what to do next, we’re here to help. Our founding attorney, F. Craig Wilkerson, is experienced in personal injury matters and holding responsible parties accountable. He doesn’t hesitate to take insurance companies to court when it’s necessary. Give our office a call today so you can get the compensation you deserve.
South Carolina Auto Insurance Requirements
In South Carolina, drivers are required to have liability insurance, which covers damage done by an at-fault driver, and uninsured motorist coverage, which provides coverage when the at-fault party doesn’t have insurance or when they leave the scene. This might sound like plenty, but what happens if a car crash is really bad? It’s not somethingwe like to think about, but in the event that you or a loved one are seriously injured in a collision, medical costs add up quickly, and having the right policy is life-changing. If you carry only the minimum coverage required by our state, it might be time to reevaluate your plan and consider upping your policy to include these options.
You’re in a car crash, but thankfully, neither you nor the other driver is seriously injured. Your neck is bothering you, but you’re not too worried. You and the at-fault driver both have insurance, and that’ll be enough to cover the damages to you and your car.
Simple enough, right?
Burnished Potato Nuggets
Ingredients:
•
5 lbs russet potatoes, peeled and cut into 2-inch pieces
•
1/4 cup vegetable oil
•
8 cloves garlic, crushed
•
2 sprigs rosemary
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1/2 cup extra-virgin olive oil
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Kosher salt, to taste
Directions
1. Heat oven to 425 F.
2. In a large pot, pour water over potatoes to cover by 2 inches. Salt water and bring to a boil over medium-high heat. Reduce heat and simmer gently for 10 minutes.
3. Thoroughly drain potatoes and let stand for 10 minutes. Toss gently and season with salt.
Puzzle Time
4. Meanwhile, combine both oils in a large pan and heat in oven for 10 minutes.
5. Remove pan from oven and add potatoes, turning to coat thoroughly. Return to oven and cook for 30 minutes, turning every 10.
6. Toss in garlic and rosemary and finish cooking for 8–10 minutes.
7.
Drain and serve.
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