Disability Income Protection Bridge
Your Disability Benefits Package
VPP offers a seamless income protection bridge for Full-time employees through a generous Employer-Paid Short-Term Disability (STD) benefit paired with Voluntary Long-Term Disability (LTD).
Together, these benefits provide meaningful short-term and long-term income protection during medical recovery periods.
What Disability Benefits Mean for You
Protects your income if you're temporarily unable to work due to illness, injury, surgery, or pregnancy.
Most people can’t afford to miss even one paycheck—disability replaces a portion of your income.
Covers common situations like maternity leave, recovery from surgery, and medical conditions—not just accidents.
Allows you to focus on recovery instead of worrying about bills and household expenses.
Please note: Disability benefits may be reduced by any payments you receive from state disability or paid leave programs. In total, benefits received from this policy, along with state disability or paid family leave and any Paid Time Off, cannot exceed 100% of your pre-disability earnings. This coverage does not apply to work- related injuries or illnesses, which are handled through workers’ compensation.
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