VPP provides group short-term disability coverage to help protect your income during illness, injury, or pregnancy/childbirth that may prevent you from performing your job duties due to recovery. This benefit is designed to supplement a portion of your income if you are unable to work for a limited period due to a qualifying condition. Short-Term Disability
IMPORTANT: This benefit is paid for 100% by VPP. There is no cost to you, the employee.
ELIGIBILITY
All active, full-time employees (except seasonal, temporary, or contract workers) who work at minimum 30 hours per week. Recent hours worked are verified at time of claim. BENEFITS PAYABLE
Job Class/ Eligible Members
Primary Weekly Benefit
67% of your pre-disability earnings up to $5,000 per week Primary weekly benefit less other income sources
Benefit Amount
Definition of Earnings
Base wage
BENEFIT QUALIFICATION
Benefits begin on the 8 day for accident and 8 day for sickness th th
Elimination Period
Benefit Payment Period
Up to 12 weeks after the elimination period is satisfied
Maternity
Treated the same as any other disability ADDITIONAL BENEFITS 5% increase in the primary weekly benefit LIMITATIONS & EXCLUSIONS
Rehabilitation Incentive Benefit
Other Limitations
There are additional limitations to your coverage. A complete list is included in your booklet
Please note: Disability benefits may be reduced by any payments you receive from state disability or paid leave programs. In total, benefits received from this policy, along with state disability or paid family leave and any Paid Time Off, cannot exceed 100% of your pre-disability earnings. This coverage does not apply to work- related injuries or illnesses, which are handled through workers’ compensation.
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