Elite Smiles - November/December 2019

M O N T H L Y

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NOV/DEC. 2019

USE ‘ EM OR LOSE ‘ EM

Plan Ahead for the Next Year

During the last few months of the year, our offices at Elite Smiles become even busier. Many people are eager to schedule their dental appointments before celebrating the holidays with their families, but that's not the only reason why it’s important to get into the office before 2020. It’s essential to take advantage of the dental benefits you’ve been paying for all year before they reset in 2020. Each year, your dental plan maximum is set back to its annual amount on Jan. 1. While this is good news for your future self, it also means that whatever is left in your dental plan will be lost. Whatever you haven’t used in 2019 — the coverage you’ve worked so hard to earn — will not carry into the new year. Instead, that money will go directly to the insurance company. Although thousands of people use dental plans, a large majority won’t use their maximum. In fact, the National Association of Dental Plans states that “only 2.8% of people with PPO dental plans reach or exceed their plan’s annual maximum benefits.” Anyone paying their monthly dues for their dental benefits knows the importance of their oral health, which is why using those dental coverages is so essential. With all this in mind, you might be asking yourself, “How can I guarantee I’m getting the most out of my benefits year-round?” While the end of the year gives very little wiggle room to get an appointment scheduled, it’s never too late to provide yourself with the tools you need for a successful new year. By thinking and planning ahead, you’ll never have to worry about scheduling that last appointment of the year again.

appointment before your benefits officially reset. This can also be a good time to ensure that you’re receiving the benefits you need and to reevaluate your benefits if necessary.

Start thinking about using your coverage earlier in the year rather than later. Ask your dentist about setting an early fall appointment during your spring or summer visits. Don’t be afraid to talk about what treatments you might need and can take care of before the end of the year. Talking with your dentist about how much those services will be and how much your dental plan covers can also help you plan the year. Our team encourages all our patients to use what little time is left of the year to get into our office, especially if they haven’t had the chance earlier this year, and to start planning for 2020. We can help you achieve all your dental goals and maintain your dental health year-round.

The first step in planning out your dental benefits for the new year is to check your dental plan to see if those benefits will end on Dec. 31 or not. A select few dental plans end at another time of the year, and it’s best to start planning your next dental

–Steven Freeman

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