Frontwave Briefing | Fourth Quarter 2020

Briefing frontwavecu.com

Fourth Quarter 2020

Frontwave In Your Community It’s no secret that there have been a lot of cancelled events this year. But you can’t cancel our commitment to supporting the great organizations in our communities! Here’s a look at some of the ways we’ve been providing sponsorship and support over the last few months, either virtually or in-person:

Virtual Heroes of Oceanside & Camp Pendleton This annual event, put on by the Oceanside Chamber, recognizes police, fire, military, teaching and healthcare heroes in the Oceanside community. For this year’s event, Frontwave sponsored awards for the Military Member of the Year and Law Enforcement Officer of the Year. President and CEO Bill Birnie presented the awards during a virtual ceremony held on August 11. North County Health Fair On August 13, Frontwave participated in the annual North County Health & Wellness Fair, designed to provide free medical, health and wellness information to North San Diego County residents. Frontwave was on hand to support community members’ financial wellness with information and referrals.

Camp Pendleton ASYMCA Frontwave has sponsored several Camp Pendleton ASYMCA programs throughout the year, including Camp Hero, a low-cost virtual summer camp for military children, and the monthly Neighborhood Exchange, which provides food and diapers to military families. Options for All Bow Ties & Sandals Virtual Gala Frontwave sponsored a virtual “table” at Options for All’s recent virtual gala, which raised over $30,000 for the non-profit organization. Options for All serves individuals with intellectual and developmental disabilities and aids them in becoming fully participating members of their communities, with programs in San Diego, San Bernardino and Riverside Counties.

Pictured Above: Frontwave provided supplies for campers participating in Camp Pendleton ASYMCA’s virtual Camp Hero this summer. From Coast to Coast – We’ve Got You Covered When your usual branch or ATM is too far away, remember Frontwave Members have access to more than 5,600 CO-OP Credit Union “Shared” branches within the U.S. and nearly 30,000 surcharge-free ATMs worldwide. To find a nearby location, call 888.748.3266 or visit co-opcreditunions.org.

Follow us on Facebook, Instagram and Twitter for all the latest credit union news, contests, workshops and more! Also be sure to check out our website for important updates, including modified branch hours. Visit www.frontwavecu.com/locations to learn more. Stay Connected

UPCOMING HOLIDAYS Frontwave will be closed in observance of the following holidays this quarter: New Year’s Day Wednesday, January 1 Martin Luther King Jr. Day Monday, January 20 President’s Day Monday, February 17 Express Line, Online Banking, Mobile Banking, and ATM service r t ill l i f f l i holid t i rt r: Express Line, Online Banking, Mobile Ba king, a d ATM service will b available s usual. Columbus Day October 12, 2020 Veteran’s Day November 11, 2020

CONTACT US Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 800.234.6999 Enterprise Car Sales 800.CAR.SALES GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820 Express Line 8 0.829.7676 Member Solution Center 760.631.87 0 or 8 0.736.45 0 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 8 0.234.6 9 Enterprise Car Sales 8 0.CAR.SALES Gr enPath Financial Wellness 8 7. 37. 3 9 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LC 8 4.7 8.0820

STATISTICAL REPORT As of November 30, 2019 Members: 91,614 Assets: $890,891,398 Total Shares: $757,133,421 Loans Outstanding: $603,949,171 As of September 30, 2020 Members: 110,904 Assets: $1,038,938,765 Total Shares: $903,207,602 Loans Outstanding: $654,749,845

Thanksgiving November 26, 2020 Christmas December 25, 2020

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