Omaha Insurance Solutions - June 2020
Club MED
June 2020
From Being a Father to Becoming a Dad
Christopher Reflects on Father’s Day
Years ago in my parish, we helped manage a grade school of about 500 kids. I was used to being called “Father,” and the kids were used to calling me that too. One day, while I was with the kids, a little girl asked a teacher, “Are we writing a card for Father Chris?”
It’s hard to believe that was 15 years ago. Time goes very fast. This Father’s Day will definitely be different from all the previous ones, and not just because of COVID-19. All the kids are spread out these days, living out their own lives and dreams. Rachelle married a smart guy in home security and they have a beautiful family of four kids in Arkansas: Madison (14), Brooke (12), Samantha (4), and Jake (1). I think I’m most popular in the 4-year-old demographic. Man, Sam loves me. We couldn’t get rid of her while she was around the office! We’d watch hilarious animal videos and color together. She knows where the colors are in my office, and she was quick to sit on my lap and get to work on her coloring. When Madison and Brooke were young, around 4 years old, they loved to chatter too. They used to sit on each of my knees, and when I’d answer the phone, they were silent as stones while I was talking. Then, when I’d hang up the phone, they were back to chattering again. Mason is living in LA with his girlfriend. He’s working at Petco (which is doing well despite the pandemic), and he wants to be a director, while his girlfriend wants to be an actress. He actually introduced me to YouTube nine years ago. It’s crazy to think that someone didn’t know what YouTube was nine years ago, but that was me; I needed the introduction. Now, I’m making YouTube videos all the time for this job. Being a dad has been an incredible journey so far. I’m so grateful that Bev let me be part of it. May your families stay healthy and safe, and may you still find time to celebrate the best parts of fatherhood this month!
“No, why?” the teacher asked.
“For Father’s Day!” the girl exclaimed. It was hilarious for us because of how confused she was. Of course, she only called me “Father,” while she called her actual father “Dad.” To her, it only made sense that Father’s Day would be for your priest. Eventually, though, I did become a dad. I mentioned a bit about how I met my wife, Bev, last edition and about our wedding in February’s edition. That was over 15 years ago. She had two kids, Rachelle and Mason. I felt pretty great about becoming a dad, but it didn’t come without a few challenges. Rachelle didn’t like me at all at first. Her father died when she was only 16, and by the time I got married to Bev, Rachelle was 19 and already in college. It took us a while to spend time together and bond. Now, I spend time with Rachelle’s four kids all the time (through FaceTime). They adore me! Rachelle seems to put up with me nicely too.
While Rachelle wasn’t living in the house when I married Bev, Mason was 11 and still around. And he loved me from day one.
He’d been stuck in a household of girls, so having a guy around the house seemed awesome! Being a priest can prepare you for many things in parenthood but the lack of personal space wasn’t one of them. Little Mason would follow me everywhere! He’d be asking about everything I was doing, whether I was shaving my face in the morning or hitting a golf ball. I’d never had someone in my personal space, asking me to explain everything, so much. I’d tell him, “This is guy stuff.” He liked my explanations, and we spent a lot of time together.
“I felt pretty great about becoming a dad, but it didn’t come without a few challenges.”
–Chris Grimmond CFP ® 402-614-3389 • 1
Medicare Insurance Made Easy
Feeling Renewed at Any Age 2 Ways to Revive Your Life This Summer
Pay attention to mental health.
If the mercurial spring weather has prevented you from getting out as much as you would have liked these past few months, you might be feeling a bit of cabin fever about now. Luckily, you can still introduce positive changes to your life that help you feel healthier and younger. Here are two ways to awaken your body and mind. Adopt a new activity. As you get older, it’s not uncommon to drift further from the lifestyle you had in your 20s and 30s. Things have settled down, and you know a bit more about who you are, what you enjoy, and what you’re capable of. With this better understanding, you can make choices more aligned with your true interests and personality. Think about getting involved with a new activity you may have always wanted to try but never had the chance, like yoga or even a video game. Trying out new things keeps your brain active. You may even discover a new favorite activity along the way!
Although more years provide more experience and knowledge, sometimes they also come with heavy baggage. The loss of a loved one, trauma, and other struggles can impact your life
in later years. This is why it’s good to practice mindfulness.
Take some time to focus on the present. Go for a walk and listen to the world around you, feel the fresh air against
your skin, fill your lungs, and take in everything you can see. Meditation is also a good way to spend a few minutes to focus on your body in the moment and the things in life that make you happy. Practices like these can help you feel lighter, both physically and emotionally.
Growing older doesn’t mean you can’t feel renewed and positive. This isn’t just an impossible idea — it’s a reality.
Medication is tough to understand at first, but our expert team at Omaha Insurance Solutions is here to help you through every step. Let’s look at two of the most common questions we get about diabetes medication: What’s Jardiance? Can it replace insulin? Jardiance is a brand-name medication that will help control your glucose (blood sugar) and lower your hemoglobin A1C by affecting how your kidneys process sugar. It helps process sugar through urine so you won’t have sugar buildup in your blood.
develop excessively high or low blood sugar. This can play a role in developing diabetes.
Some people mistakenly think that Jardiance is all they need to control their blood glucose, but it’s not a replacement for insulin. Jardiance can certainly help your blood glucose levels but through an entirely different means than insulin. Therefore, it cannot replace the necessary role of insulin. It can work well in tandem with other diabetes medications, but always talk to your doctor about their recommendations. (It’s very important to talk to a doctor about your medications and how they interact with each other; do not stop taking a medication without first talking to your doctor.) It’s also important to know that Jardiance is a brand-name medication. Currently, there’s no generic medication available for Jardiance’s formula. This means that you’ll often be paying a premium to use Jardiance. While it can certainly be helpful for many diabetics to take Jardiance in tandem with their insulin and other medication, your options for controlling blood glucose aren’t limited to Jardiance. Make sure to stay up to date and ask plenty of questions about your medication concerns. If you have any questions for our team, just give us a call at 402-614-3389.
Insulin is a hormone
that is necessary for human function.
As a chemical messenger, it allows cells to
absorb glucose, a sugar, from the blood. When our insulin stops being
effective, we can
2 • OmahaInsuranceSolutions.com
Hear What Our Clients Have to Say
How Much Does Medicare Pay for Skilled Nursing Care? Skilled nursing care can cost as much as $300 a day. It’s often required for patients who’ve had a stroke, broken their hip, been in a car accident, or worse. Many of the hundreds of clients I’ve served have called with questions when they’re going into a skilled nursing facility. Being ill is scary enough. You don’t want to worry about insurance and who will pay for what on top of that.
The Covid Bandit “Chris is always pleasant when I meet with him. He answered all my questions. I could never trip him up on anything Medicare related.” – Becky S.
t
Will Medicare pay for skilled nursing care? If so, how much? And what if they don’t pay?
Happy belated birthday to Bertha Krantz who turned 101 on May 2nd!
To answer these questions, you need to know a few important terms first. Medicare offers a benefit period, or in other terms, a “spell of care.” The Medicare benefit period is 100 days, which begins on the first day of an inpatient hospital or skilled nursing stay and ends after the patient has been out of the facility for 60 days. (There’s a difference between 30 and 60 days out, but we’ll get to that.) There’s no limit on the number of total benefit periods available to a Medicare beneficiary as long as all Medicare requirements are met for each period. Let’s go through a common scenario. Imagine David is in the hospital for four days because of a stroke. Then, he’s admitted to a skilled nursing facility for 20 days. He recovers and leaves the facility for 28 days. Suddenly, David has a complication and falls going to the bathroom, so he has to go back into the nursing home.
Grilled Basil Chicken and Tomatoes
You can’t go wrong with grilled chicken and tomatoes on a warm summer’s evening. It’s a simple recipe that packs a flavor punch.
Because he’s within the 30-day window, there’s no problem. Medicare will pay for that.
Ingredients
• 2 tbsp olive oil • 1 clove garlic • 1/2 tsp salt • 3/4 cup balsamic vinegar
• 1/4 cup tightly packed fresh basil leaves • 8 Roma tomatoes • 4 boneless skinless
However, if David were out of the nursing home for 31 days and then fell, he’d need another three-day stay in the hospital before he could be readmitted to the nursing home and have it covered by Medicare. His doctor would have a hard time admitting David to the hospital for three days over a fall. Since the accident happened outside of that 30-day window, though David’s benefit period technically ends at 60 days, he may still have a more difficult time receiving compensation for this new round of care. But wait, there’s more: Medicare pays 100% of the costs for the first 20 days of skilled nursing care, but after 20 days, there’s a copay for days 21 to 100. As of 2020, that copay is $176 each day. Medicare can be confusing, but with the right help, it doesn’t have to be. Learn more about this topic on our YouTube channel, Omaha Insurance Solutions, or call our team. We’re here for you every step of the way.
chicken breast halves (4 oz each)
Directions
1. For marinade: In blender, combine olive oil, garlic, salt, vinegar, and basil. Cut 2 tomatoes into quarters and add to mixture. Cover and process until blended. Halve remaining tomatoes for grilling. 2. In bowl, combine chicken and 2/3 cup marinade. Cover and refrigerate for 1 hour. Reserve remaining marinade. 3. Heat grill to about 350–400 F. Lightly oil grates. Grill chicken until internal temperature reads 165 F, about 4–6 minutes per side. Grill tomatoes until lightly browned, about 2–4 minutes per side. Discard remaining marinade. 4. Serve chicken and tomatoes with reserved marinade.
Inspired by TasteOfHome.com
402-614-3389 • 3
PRSRT STD US POSTAGE PAID BOISE, ID PERMIT 411
11414 W Center Rd, Suite 250 Omaha, NE 68144 402-614-3389 OmahaInsuranceSolutions.com
INSIDE This Issue
1
Christopher Reflects on Father’s Day
2
How to Feel Renewed at Any Age
2
The Difference Between Jardiance and Insulin
3
How Much Does Medicare Pay for Skilled Nursing Care?
3
Grilled Basil Chicken and Tomatoes
4
A Day to Honor Doughnut Lassies
Glazed G
dness
The Sweet History of National Doughnut Day
Get ready to treat yourself because June 5 is National Doughnut Day! Contrary to popular belief, National Doughnut Day wasn’t created as an excuse for Americans to eat more doughnuts. The celebration was actually started by the Salvation Army in 1938 to honor “Doughnut Lassies,” the women who served doughnuts to soldiers on the front lines during World War I. The Salvation Army still celebrates National Doughnut Day by delivering doughnuts to veterans across the country. The earliest version of the doughnut is believed to have come to North America with Dutch settlers in the 17th century. The Dutch brought with them balls of fried, sweetened dough called olykoeks , which translates to “oily cakes.” Though they were tasty, we don’t think many people would be eager to pick up a dozen oily cakes for the office. According to Smithsonian Magazine, the word “doughnut” was coined in the 19th century by 4 • OmahaInsuranceSolutions.com
a woman named Elizabeth Gregory. Her son, Handon Gregory, was a New England ship captain. She began making deep-fried dough treats with nutmeg, cinnamon, and lemon rind for her son and his crew. She would put hazelnuts or walnuts in the center of the pastry where the dough might not cook through, so she called her creation “doughnuts.” Handon Gregory also gets some credit for making doughnuts recognizable: He was the one who first put the hole in the doughnuts, though the exact reason is unclear. Some say it was to use fewer ingredients, while others suggest he created the hole by accident after skewering the pastry on the spokes of the ship’s wheel when he needed to steer with both hands during a storm. Whatever the reason, that hole is still part of a classic doughnut to this day.
There are lots of ways to celebrate National Doughnut Day. Recognize the history of the holiday by donating to the Salvation Army or by sending a box of doughnuts to a veteran in your life. You can also order from your favorite local doughnut shop
or fry up some homemade doughnuts with your family. There’s a pretty great recipe at SallysBakingAddiction.com/how-to-make- homemade-glazed-doughnuts.
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