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back? Or herself, for never once picking up her phone to check? There was an app, downloaded or not, and she had a phone she used approximately 400 times a day to look at everything except her superannuation. The fix was straightforward enough. Her employer opened a new account in their default fund, backpaid every single cent of the six months she had missed and sent her confirmation, so on paper, nothing was actually lost. But it left her sour. Not because of what happened, but because of what could have happened. What if they had never called? What if she had cruised along for another six months, another year, maybe longer, quietly proud of a head start that existed only in her head? Ferris would have had something to say about that, too. Here is what Marie did not know. It was almost certainly the approaching deadline of payday super that prompted the call in the first place. From 1 July 2026, Australian employers are legally required to pay superannuation on every single payday, not quarterly, on payday, every time, and the ATO will be monitoring compliance in real time through Single Touch Payroll. Employers who had been a little relaxed

The fix was straightforward enough. Her employer opened a new account in their default fund, backpaid every single cent of the six months she had missed and sent her confirmation, so on paper, nothing was actually lost.

about chasing up unmatched fund details suddenly had very good reason to get their records clean before July arrived. Payday super will not solve every problem. But the transparency it creates means that gaps like Marie’s will be much harder to ignore and much harder to hide. The days of super quietly falling through the cracks for months at a time, on either side of the equation, are coming to an end. Marie downloaded the app that night, checked her balance and set up the alerts. Ferris was right. Life moves pretty fast. But some things, it turns out, are worth stopping to look at.

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ISSUE 25 GLOBAL PAYROLL MAGAZINE

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