WSC helps employers and employees reduce the incidence of violence in workplaces by providing on-site consultation, telephone assistance, education and training seminars, and a resource center. These efforts are targeted towards workplaces at high risk of violence, such as convenience stores, service stations, taxi and transit operations, restaurants and bars, motels, guard services, patient care facilities, schools, social service industries, residential care facilities and correctional institutions. OSHA provides guidance on COVID-19 issues such as recording and reporting cases of COVID-19, determining whether a COVID-19 case is work related and creating preparedness plans for safe workplaces.
WORKERS’ COMPENSATION INSURANCE
WHAT IS WORKERS‘ COMPENSATION INSURANCE? Workers’ compensation insurance provides compensation to employees who have a work- related injury or disease. Compensation includes partial wage replacement and full payment of medical and vocational rehabilitation costs. In case of death, workers‘ compensation benefits are paid to the employee‘s dependents. Workers’ compensation insurance companies and self- insured employers pay these benefits and collect the premiums. The Minnesota workers’ compensation law was designed to standardize benefits, reduce litigation, and encourage early rehabilitation intervention, good employee/employer relationships and return-to-work programs. WHO IS REQUIRED TO HAVE WORKERS’ COMPENSATION INSURANCE? Generally all employers are required to have workers’ compensation insurance and display the name of their insurer in a conspicuous place on a poster provided by the Minnesota Department of Labor and Industry. Under Minn. Stat. § 176.021, every employer is liable to pay compensation in every case of personal injury or death arising out of and in the course of employment. Minn. Stat. § 176.181, subd. 2. requires employers who have not been approved for self-insurance (through the Minnesota Department of Commerce) to provide workers’ compensation insurance for their employees. Employees are generally defined as persons performing services for another for hire including minors and workers who are not citizens. A person who employs a child care provider (nanny) or other person (domestic) to work for them at the person’s home may be required to provide worker’s compensation insurance. Some entities, if they have no employees are not employers so they have no one to insure: • Sole Proprietorships: Individually or family run, non-incorporated businesses owned by one person, including true independent contractors, where any employees are immediate family members (a spouse, parent or child, regardless of age). Note: Once a non-immediate family member is hired, insurance is required. • Partnerships: Partners in business or farm operations where every employee is a partner or a spouse, parent or child of a partner, regardless of age.
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